Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Combined Benefits Administrators, Inc. is a full service enrollment firm. Our goal is to always provide outstanding service to meet the needs of clients and their employees. We handle enrollments, billing reconciliation, customer service, claims, benefits, along with a variety of service solutions.

“What gets measured gets managed.” Since we’ve partnered with Human Resources professionals for years, we clearly understand that to say you have a lot to manage is an understatement. We are not looking to add more to your plate, but to take some of these processes off of yours, while easing your administrative burden with our professional services found right here on our website. We help measure what you manage through Benchmark Reporting for Self-Funded Plans, Employee Benefits Guides for Large and Small Group, Company Intranet Site and Employee Portal, Mandatory Sexual Harassment Training, Benefits Administration and Systems Implementation support for Small Group Clients, Total Compensation Statements, HR Technology Portals, IRS/ERISA Compliance, and more. We also look to set agreeable expectations of annual onsite visits and touches. We communicate this through our initial meetings with our Timeline of Services, and again with our annual Broker Services review. This way our clients can look anticipate and schedule our quarterly reviews, Open Enrollment schedule, onsite visits and any video meetings. Of course, this is in addition to typical servicing, atypical legislative changes and the all too familiar “expected-unexpected” circumstances that necessitate additional communication with our clients, and vice-versa.

DL RichesinAssociates Insurance, based in Fresno, CA, is a local brokerage firm known for its expertise in designing and managing health insurance plans tailored to both large and small businesses, as well as individual clients. Established in 1983, this firm stands out for its deep understanding of the varying needs across different client profiles, ensuring custom design of benefit programs and services. Their proficiency is particularly notable in the industrial machinery manufacturing sector, exemplified by their top customers like Adco Manufacturing, which has over 140 participants. The firm's offerings are diverse, including employee benefit plans, disability insurance, life insurance, and voluntary insurance products. With a team of 5 to 9 employees, including key contacts like owner Doug Richesin and West Coast Sales Brett Richesin, they bring a personalized approach to each client. This level of expertise and dedication, especially in dealing with local and regional employers, positions them as a competent choice for employers looking for comprehensive insurance solutions in the Fresno area.

Located in California’s Central Valley, Leap Carpenter Kemps (LCK) is Merced County’s largest locally owned independent insurance agency. For 70 years, LCK has provided custom insurance solutions for both businesses and families. LCK is an independent agent, free to choose the best carrier for your needs. We work for you, not an insurance company. Business: LCK has a deep understanding of the challenges and risks facing Central Valley Businesses—from workers’ comp to liability and beyond. Our personal advisor work hard to minimize local businesses’ risks, so they can prevail and prosper. Personal: As you work to build a future for yourself and your family, our personal advisors work hard to protect what’s already yours. Our agents have access to more carriers and plans, which means they have more options when creating the custom insurance solution that best fits the needs of your family—providing both security and value.

Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.