Heffernan's San Francisco office, part of the Heffernan firm, operates out of Walnut Creek, California. Its work spans healthcare and social services, manufacturing, professional business services, restaurants, bars and accommodation services, and religious and non-profit organizations, serving small, mid-sized and large employers alike. The office places medical coverage through self-funded arrangements as well as PPO and HMO plans, along with prescription drug benefits, ancillary lines and retirement plans. Its book also includes mega wrap and collectively bargained arrangements. Employer clients including Puritan Bakery, Inc. and SierraThermal, Inc. are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Elevance and Cigna.

UBF - SAN FRANCISCO, CA is an office of UBF based in Walnut Creek, California. Its work centers on manufacturing along with religious and non-profit organizations, serving mid-sized and large employers. The office places self-funded arrangements and medical coverage through PPO and HMO plans, along with prescription drug benefits, ancillary lines and retirement plans. Example carriers include Kaiser Permanente, Elevance and MetLife.

Sequoia's San Francisco office, located in San Mateo, California, operates as part of the Sequoia firm. The office works with small, mid-sized and large employers across professional business services, data, media and telecom, healthcare and social services, manufacturing, and financial activities. Its placement work spans self-funded arrangements and medical coverage through PPO and HMO structures, along with prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained arrangements. Employer clients including American Asphalt Repair & Resurfacing Co, Inc. and IKEA North America Services, LLC are well rated by their employees for benefits. Example carriers include CIGNA, Elevance and UnitedHealthcare.

Northgate Benefits - San Francisco, CA is an office of Northgate Benefits, based in Novato, California. Its employer clients are concentrated in data, media and telecom, financial activities, and professional business services, and the office works primarily with mid-sized employers. The office places self-funded arrangements alongside medical coverage on PPO and HMO structures, prescription drug benefits, ancillary lines and retirement plans, and it has experience with collectively bargained arrangements. Clients including Parallel Advisors LLC are well rated by their employees for benefits. Example carriers include Kaiser Permanente, Meritain Health and UnitedHealthcare.