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Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

SL Goodell Insurance Services, Inc. is a reputable insurance broker that caters to clients of large and midsize employers. With extensive knowledge and experience in pharmacy benefit management (PBM) and specific pharmacy providers, they offer comprehensive solutions tailored to the unique needs of their clients. Based in Elk Grove, California, SL Goodell Insurance Services, Inc. operates from a local office. One notable achievement of this office is their collaboration with 23andMe, a leading employer in the scientific research and development services industry, boasting 670 members. Working closely with the HR and finance team at 23andMe, SL Goodell Insurance Services, Inc. successfully established a self-funding arrangement, along with a range of customized plans including HMO, PPO, PBM, and drug plans. This tailored approach ensures that members receive optimal coverage. The exceptional track record of SL Goodell Insurance Services, Inc. is reflected in their strong expertise across various industries, particularly in scientific research and development services. Additionally, they serve clients across Minnesota, further expanding their reach and impact. With a diverse portfolio of clients, including prominent companies like Pioneer Equipment Co., SL Goodell Insurance Services, Inc. has earned a high M Score, reflecting their wide-ranging experience and proficiency in meeting the insurance needs of different client sizes and industries. Through their office in Elk Grove, California, SL Goodell Insurance Services, Inc. remains committed to delivering top-notch insurance solutions and building long-term partnerships with their clients.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

Alliant Insurance Services is among the top 5 largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Parminder Kaur Dharni, based in Yuba City, CA, offers tailored employee benefits brokerage services with a focus on meeting the unique needs of each client. With valuable experience serving self-funded employers, Parminder has developed a keen understanding of the intricacies involved in creating effective, customized benefits solutions that align with the goals and budgets of businesses. Notably, Parminder has successfully collaborated with clients such as NEW LEGEND, INC. and NEW LEGEND TRANSPORTATION, demonstrating a commitment to excellence and a deep understanding of the challenges and opportunities within the employee benefits landscape. By prioritizing clear communication, meticulous attention to detail, and a personalized approach, Parminder Kaur Dharni ensures that each client receives the highest level of service and expertise in navigating the complexities of employee benefits planning and implementation.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Prospero Benefits & Insurance Services Inc., located in Sacramento, CA, stands out as a seasoned brokerage firm, established in 1981 and boasting 75 years of combined experience in the insurance industry. This larger office, with its focus on personalized service, is adept at handling diverse insurance needs across multiple sectors. Their expertise spans a range of industries, including automobile dealers, engine, turbine, and power transmission equipment manufacturing, and building equipment contractors. Notable clients include Folsom Lake Ford, Infinity Energy, and John Boyd Enterprises, highlighting their proficiency in managing midsize employers with substantial employee bases. The brokerage offers comprehensive commercial coverage, including workers' compensation, liability, homeowners, auto, and umbrella insurance, tailored to fit various business requirements. They are equally proficient in group benefits, delivering competitive plans and rates to elevate employer benefits packages. For individual clients, Prospero Benefits provides competitive supplemental and prescription plans, alongside expert guidance in navigating Medicare complexities. Their services extend to Medicare benefits, offering solutions that cover medical, dental, vision, and life insurance needs, regardless of enrollment status. Moreover, their role as financial advisors and planners is evident in their investment and retirement services, demonstrating their commitment to helping clients achieve their long-term financial goals. This office of Prospero Benefits & Insurance Services Inc. stands as a robust partner for employers in the Sacramento area, offering tailored solutions across a spectrum of insurance and financial planning needs.

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.