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Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

Nestled in the vibrant business landscape of Sacramento, CA, Tom D Ellis emerges as a distinguished insurance broker, specializing in crafting tailored benefit solutions for local and regional employers. With a focus on medical and ancillary benefits, this broker has honed its expertise to address the unique needs of diverse businesses in the area. Among Tom D Ellis's notable clientele is Community Solutions, a cornerstone in the individual and family services industry with over 270 participants. This collaboration underscores the broker's ability to navigate the intricacies of the healthcare landscape, providing comprehensive coverage for organizations dedicated to serving the community. As an integral part of a local brokerage firm, Tom D Ellis is deeply embedded in the fabric of Sacramento's business community. This affiliation ensures that clients benefit from a nuanced understanding of the local market, enabling the broker to offer insightful and personalized solutions. Tom D Ellis has a proven track record of successfully partnering with midsize employers, demonstrating a keen understanding of the challenges and opportunities unique to businesses of this scale. For employers seeking a seasoned and community-oriented insurance partner, Tom D Ellis stands as a reliable choice with a commitment to delivering tailored benefits that meet the distinct needs of Sacramento's dynamic workforce.

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

Moody Insurance Agency offers specialized risk management solutions, commercial insurance, bonding, employee benefits, and personal lines. These products, coupled with a superior client service model, dramatically improve your ability to receive the best coverage and price in a challenging insurance marketplace.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

Expertquote's Sacramento, CA office stands out as a prominent insurance broker with a notable track record in servicing a diverse clientele. Boasting a larger office, they bring extensive expertise to the table, particularly excelling in liaising with self-funded clients. Their proficiency extends to deciphering complex elements such as stop loss and limits, as well as offering insights into pharmacy costs and HR consulting. This seasoned brokerage firm is deeply embedded in the local landscape, being an integral part of the Sacramento community. Catering to a range of industries, Expertquote's prowess spans across automobile dealers, depository credit intermediation, and educational services, showcasing their adaptability and comprehensive understanding of diverse business sectors. Demonstrating their commitment to serving clients of various sizes, Expertquote has carved a niche in working with both midsize and small employers. This versatility positions them as a reliable partner for businesses of varying scales, ensuring tailored solutions that align with each client's unique needs. Noteworthy is their client portfolio, featuring industry leaders like Aryaka Networks, Ascend Rehab Services, and Avidbank. These examples underscore Expertquote's effectiveness in delivering insurance solutions to companies in computing infrastructure, vocational rehabilitation, and depository credit intermediation, respectively. With a local touch and a wealth of experience, Expertquote's Sacramento office emerges as a strategic ally for employers seeking astute insurance guidance.

PWA's Sacramento office, a key player in the local insurance brokerage scene, stands out as a larger office with a robust track record in catering to the diverse needs of employers. Specializing in employer benefits, PWA demonstrates significant experience in dealing with both self-funded and fully insured clients. Their expertise extends seamlessly across various industries, with a notable focus on serving businesses involved in professional, scientific, and technical services, as exemplified by their partnership with Cti Iii. Additionally, they have made impactful contributions to the lessors of real estate sector, with clients like Dick James & Associates, and the specialty trade contractors industry, exemplified by their collaboration with Geremia Pools. PWA's proficiency is not confined to industry niches; they boast considerable experience working with midsize and small employers, showcasing their adaptability to the unique challenges each business size presents. As part of a local brokerage firm, PWA's Sacramento office brings a personalized touch to their service, understanding the nuances of the regional market. The team's collective expertise spans lessors of real estate, architectural, engineering, and related services industries, making them a comprehensive solution for a wide range of employer benefit needs. PWA in Sacramento is a reliable partner for businesses seeking tailored insurance solutions and seasoned guidance in the dynamic landscape of employer benefits.

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