At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Mcavinney Employee Benefit Services is a reputable local insurance broker based in Fredericksburg, Virginia. With a focus on serving large and midsize employers, Mcavinney Employee Benefit Services offers valuable expertise in working with self-funded employers. One notable example of their successful work in Fredericksburg is their partnership with SimVentions Inc., a leading employer in the computer systems design and related services industry with 290 members. Mcavinney Employee Benefit Services collaborated closely with SimVentions' HR and finance team to establish a tailored self-funding arrangement and a comprehensive PPO plan designed to meet the unique needs of their members. Operating across Georgia and Virginia, Mcavinney Employee Benefit Services extends their services to a diverse range of clients. Notable employer clients in Fredericksburg include SimVentions Inc. and Corps Solutions LLC. Mcavinney Employee Benefit Services possesses strong expertise in industries such as computer systems design and related services, as well as business support services. This in-depth knowledge enables them to provide customized insurance solutions that effectively address the specific requirements and challenges faced by clients in these sectors. Their office in Fredericksburg serves as a hub for delivering exceptional service and support to clients throughout the region. Mcavinney Employee Benefit Services is committed to ensuring client satisfaction and tailors their services to meet the unique needs of each employer. By leveraging their experience, expertise, and industry knowledge, Mcavinney Employee Benefit Services helps their clients navigate the complex world of employee benefits, providing them with comprehensive coverage and peace of mind.

Scott Insurance, a division of James A. Scott & Son, Inc., is one of the largest independent, employee-owned providers of commercial insurance, employee benefits, risk management services, bonds, and financial management in the Southeast. In addition to providing comprehensive analyses of our clients'​ coverage needs, we pride ourselves on our trademarked, pro-active risk management services. Our dedicated team of Risk Performance Specialists offer risk occurrence prevention and claims management programs in the world of workers'​ compensation. Our Health Risk Performance Specialists provide employee wellness and financial health risk management programs for our clients'​ employee benefits needs. We have developed and currently lead property casualty and group health benefits captives. Scott has offices in Lynchburg, Richmond and Roanoke, Virginia; Charlotte, Greensboro and Raleigh, North Carolina; Greenville, South Carolina; and Knoxville and Nashville, Tennessee as well as Captive Insurance operations in the Grand Cayman and Vermont.

Sylvia Group, a local insurance broker located in Appomattox, Virginia, specializes in serving midsize employers across various industries. Their office extends its services to clients in Massachusetts and Rhode Island, providing comprehensive insurance solutions tailored to meet their unique needs. One notable example of Sylvia Group's expertise is their partnership with Hemenway & Barnes LLP, a prominent employer in the legal services industry with 100 employees. Working closely with Hemenway & Barnes LLP's HR and finance team, Sylvia Group helped establish a self-funding arrangement and designed a customized insurance plan that addressed the specific requirements of their members. With a diverse portfolio of clients, including Better Community Living, Inc., Brahmin Leather Works LLC, Coastal1 Credit Union, and CVR Associates Inc., Sylvia Group demonstrates its ability to cater to the insurance needs of various industries and employer sizes. Sylvia Group's strong expertise lies in legal services, health practitioners, and other relevant industries. This specialized knowledge allows them to understand the unique challenges faced by clients in these sectors and provide tailored insurance solutions. Their dedication to customer satisfaction is evident in their positive reputation and good M Score, which reflects their extensive experience and proficiency in serving clients of different sizes and industries. Sylvia Group is particularly experienced in working with self-funded employers, leveraging their knowledge to optimize coverage and provide cost-effective solutions. Overall, Sylvia Group's local presence in Appomattox, Virginia, coupled with their industry expertise and commitment to delivering personalized insurance solutions, positions them as a trusted partner for midsize employers seeking comprehensive coverage that aligns with their specific needs.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Who We are: Regional, independent retirement plan, employee benefits, and insurance advisory firm. We utilize a client-centric approach to ensure we understand our client's needs and values in order to help them assess risk, implement programs, and control costs related to qualified retirement plans, benefits, and commercial insurance. Our Mission: Develop long-term client relationships by delivering business solutions, expertise, and unparalleled customer service. We aim to provide the best available outcome for you and your employees. What Makes Us Unique: We only work with employers. Our commitment to consult solely in the business space leads to benefits and insurance best practices, forward-thinking business solutions and the ability to be a true partner to the clients that we serve.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We are people helping people, passionate to do what is best for our clients. Our agents are knowledgeable, professional, and know you. We endeavor to be your trusted insurance adviser, providing the right fit for your insurance needs. As one of the largest insurance agencies in the area, our clients enjoy access to hundreds of insurance companies with best-in-class pricing. We provide our clients all of the resources and benefits of a large agency without sacrificing the most important aspects: local customer service and management. Our agents are fully licensed and trained, providing comprehensive coverage to our clients and their businesses. Through our partnerships with many of the major insurance companies, we offer complete insurance packages, whether home, auto, business, or employee benefits.

We are a full service Independent Insurance Agency that represents many top rated companies. We assess risks, shop companies, & save our clients money. Our mission is to provide insurance and financial services products to Virginia residents with the highest level of extra-ordinary customer service. The Insurance Advisor is a full service Independent Insurance Agency that represents many top rated companies. We assess risks and shop companies to find the best coverage for the price. Our clients get the best value for the insurance they need. Personal Lines Insurance Products include: Auto, Home, Condos, Life, Health, Motorcycle, RV, & Boat, Mobile Homes, Residential Rental Properties. Personal Financial Products include: Life and Annuities. Business Lines Insurance Products include: Business Auto, Commercial Business, Business Property, General Liability, Workers Comp, Rental Properties, Group Health and Life. Insurance Carriers we represent included: AIC, Augusta Mutual, Anthem, Arrowhead, Blue Cross Blue Shield, BTIS, CNA, Dairyland, Donegal, Encompass, Foremost, Grange, Hagerty, Humana; Kemper, Main Street, Lincoln Financial, Mercury, MetLife Auto & Home, Mutual of Omaha, Ohio National, Safeco, Starr DoveTail, The Hartford, Titan, Travelers, Zurich, and many more.