Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

We are a family of "Relationship Driven Professionals"​ that adhere to the highest ethical standards and are dedicated to providing insurance products and risk reduction services to help protect our client's assets, their health, and their lives. Make sure to check out our website to view our 13 locations in Northwest Ohio and Michigan.

Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At TAH Benefits, we have a long history of being there for our clients. By untangling the complicated issues of insurance, our associates make it manageable and easy to understand. Rest assured, our advice will be what benefits you and your company the most. Our years of experience allows you to keep your health benefits insurance in tune with the ever-changing insurance environment. We personally work with you directly to make sure you have the most efficient and cost-efficient program in place daily, every year. Plans We Manage: • Group Health – self-funded / fully-insured / MEWA’s • Individual Health – on & off exchange • Life Insurance – group & individual • Disability Income – group & individual • Dental – group & individual • Vision – group & individual • Long Term Care • Voluntary Benefits – accident & critical illness • Health Savings Account (HSA) • Health Reimbursement Arrangement (HRA) • Medical Expense Reimbursement Plan (MERP) • Flexible Spending Account (FSA)

The Worksite Group is an employee benefits enrollment firm with locations in Columbus, OH; Chicago, IL; Pittsburgh, PA; and Holmdel, NJ. We partner with brokers, insurance carriers, and employers to implement strategy, technology, and service that deliver cost effective results at open enrollment. We understand that each client has specific needs, so we take a custom approach to each enrollment geared toward enhancing the employee enrollment experience, alleviating employer workload, and increasing broker profitability. Our enrollment style can best be described as an educational approach to benefits, designed to ensure that employees truly understand their options, empowering them to make appropriate decisions on the coverage that suits their needs best. All of our benefit counselors are paid entirely by salary, never commission. This allow our enrollment team to remain objective at all times and take a consultative approach with employees. In addition to communicating benefits, we can advise on technology, as well as, implement cost saving solutions that directly impact the bottom line of a business. BENEFITS COMMUNICATION Onsite Face-to-Face Meetings Call Center: Inbound & Outbound Shared-Screen Video Conferencing Online Scheduling for Employee Appointments Perpetual Enrollment / New Hire Onboarding Benefit Guides, Videos, Email & Text Campaigns BENEFITS ADMINISTRATION There are many variables to consider when deciding which system may or may not be the right fit. We take an agnostic approach to technology because our belief is that there is no one-size-fits-all system. Our team has enrollment experience with many platforms on the market and can help consult with clients and brokers to identify specific needs, as well as, cost. In most situations we are able to leverage our technology and carrier partnerships to subsidize some or all of the cost. Systems can be utilized for year-round benefits administration or a "one and done" at open enrollment only.

EBMS is an industry leader in health risk management and third-party administration of self-funded health plans. For over 38 years, we have outperformed our peers by continuously introducing innovative solutions to improve lives and change the way healthcare is purchased and delivered. Three core goals drive everything we do: • Reduce costs for organizational well-being • Improve the care experience for member well-being • Make it easy by simplifying the benefit journey for everyone’s well-being Across the nation, our pioneering strategies are transforming the health and well-being of individuals and organizations. We are exploring and developing solutions to respond to the needs of our clients. Among them: • On-site primary care health centers • Specialized care-management programs • Concierge services • Specialized pharmacy services • Transparency tools • Reference-based pricing and specialized reimbursement strategies • State-of-the-art technology • And much more EBMS is committed to containing costs without cutting health services. As our clients know, every benefit plan is different. That’s why we firmly believe in using up-to-date technology to customize and create a simplified approach to building personalized benefit plans. Our five distinctive solutions offer many levels of service to aid in customization. • miBenefits – the basic elements of every benefit plan • miInsights – robust data to drive decision-making • miCare – coordinated health services at every level of care • miChoice – quality & cost-containment tools to ensure value-based care • miRx – next generation prescription drug management At EBMS, today’s actions and our vision for the future are focused on technology, transparency, customization and accountability. In an era of rapid change and escalating costs, EBMS brings value to every stakeholder in a benefit plan we touch.

We work hand-in-hand with businesses to precisely design benefits plans that match their needs and drive down costs. With over 50 years of combined experience and unmatched expertise in the ever-changing benefits industry, we make sure our clients have the information and the guidance to make the best choices for their situation, regardless of the carrier or provider. Personal attention for your entire business. Our staff works for you, not for insurance companies or investment funds. Our only job is making your peace of mind easier. Our most important policy is our individual commitment to cover every detail our entire team can think of, not just the ones you already worry about. • Medical • Vision • Dental • Life • Disability • Telemedicine • Accident/critical Illness • Voluntary Benefits • Health Savings Account • E-enrollment • MEDICARE • Compliance Customized solutions. We learn your priorities first. We’ll ask you what is important to you now and what do you hope for the future. Your business commitments may impact your personal choices, and your health concerns may require unique investment strategies. Your retirement goals may shape your current benefits negotiations, or your commercial investments may allow you more freedom in your personal long term care options. Year ‘round care - not just at enrollment. When the unexpected happens, who’s got your back? We are here for you throughout the year. Our team invests in extensive education to follow legislative and commercial issues that can have big impact on your employee benefits any time. We work hard so that you can rely on us to be the experts you need. • New hire education is available when you need it. No need to make your employees wait. • Legislative updates throughout the year for employees and owners. • Employee education is just a phone call or email away!

At Dostal & Kirk, we’ve been helping clients protect the things that matter most since 1875. Our knowledgeable professionals take great care to educate, counsel and advise our clients on risk, insurance and financial matters. We are committed to being there for all of life’s important milestones. Three generations of Dostals, two generations of Kirks and a team of dedicated professionals who treat our clients like family.

At Staebler Group we love a good challenge! In fact, we want to challenge the way you think about employee benefits— and what you should be getting from your broker. If your idea of great service is hearing from your insurance agent once a year at renewal time, we’re not for you. Because meeting minimum expectations isn’t our thing. Going all in to help clients navigate through complicated business issues? Now you’re talkin’!

Whitaker-Myers Wealth Managers is a registered investment advisory firm based in Ohio but with a national reach. We are Dave Ramsey’s Smartvestor Pro’s, which means our advisors have the heart of a teacher and a passion for helping you. Offering a wide range of investment services and alternatives, Whitaker-Myers Wealth Managers are committed to helping you achieve your financial goals. Specializing in a planning based approach to your money, we work with clients to design investment portfolios to help meet their individual needs. Whether you need access to our full suite of financial planning ideas or need to start funding your first IRA, we will put you - and your needs - first!

Covey Run Insurance, situated in Cleveland, Ohio, stands out as a larger office within a local brokerage firm, known for its adept handling of diverse employer needs. Their proficiency particularly shines in working with midsize and small employers, offering tailored solutions that resonate with the unique dynamics of these business sizes. Their expertise is notably robust in sectors such as grocery and related product merchant wholesalers, nursing and residential care facilities, and the management of companies and enterprises, demonstrating a versatile range of industry knowledge. A key strength of Covey Run Insurance is their experience with self-funded clients, which is a significant advantage for employers seeking more control over their benefits plans. This expertise is invaluable for local and regional employers who require a nuanced understanding of their specific market and regulatory environments. Highlighting their capability are their top customers, each exemplifying the breadth and depth of Covey Run Insurance's services. Brewster Cheese Company, a prominent name in dairy product manufacturing in Ohio, benefits from their services with over 110 participants. Similarly, Coblentz Distributing, operating in the grocery and related product merchant wholesalers industry, also in Ohio, entrusts them with the welfare of 40+ participants. Another testament to their proficiency is their collaboration with Commquest Services in the offices of health practitioners industry, supporting over 110 participants. Covey Run Insurance's established track record with these notable clients, coupled with their broad industry expertise, positions them as a reliable and versatile choice for employers in Cleveland seeking comprehensive and customized insurance brokerage services.