Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

Core Employer Services, situated in Columbus, OH, stands out as a significant office within its network, known for its robust expertise in serving local and regional employers. Specializing primarily in medical and ancillary benefits, this office has established itself as a proficient player in the realm of employer benefits. Their proficiency particularly shines in catering to midsize employers, showcasing a deep understanding of the unique challenges and needs faced by this segment. Notably, Core Employer Services in Columbus has built a strong portfolio of top customers, demonstrating its capability in diverse industries. For instance, they have successfully managed benefits for Charmant USA, a key player in the miscellaneous durable goods merchant wholesalers industry based in New Jersey. With over 90 participants in their program, Charmant USA's case exemplifies the office's ability to handle substantial and complex benefit schemes. Similarly, their work with Sherwood Industries, an entity within the electrical equipment and component manufacturing sector, also based in New Jersey, with over 130 participants, further underscores their capacity to tailor solutions for varied industry requirements. The office's expertise is particularly highlighted in its dealings with the miscellaneous durable goods merchant wholesalers industry, indicating a specialized knowledge and experience in this sector. As part of a local brokerage firm, Core Employer Services in Columbus benefits from the agility and personalized touch of a local provider, while also leveraging the broader expertise and resources available through its network. This combination makes them a compelling choice for businesses seeking dedicated, knowledgeable, and versatile insurance brokerage services.

We are a family of "Relationship Driven Professionals"​ that adhere to the highest ethical standards and are dedicated to providing insurance products and risk reduction services to help protect our client's assets, their health, and their lives. Make sure to check out our website to view our 13 locations in Northwest Ohio and Michigan.

Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

At TAH Benefits, we have a long history of being there for our clients. By untangling the complicated issues of insurance, our associates make it manageable and easy to understand. Rest assured, our advice will be what benefits you and your company the most. Our years of experience allows you to keep your health benefits insurance in tune with the ever-changing insurance environment. We personally work with you directly to make sure you have the most efficient and cost-efficient program in place daily, every year. Plans We Manage: • Group Health – self-funded / fully-insured / MEWA’s • Individual Health – on & off exchange • Life Insurance – group & individual • Disability Income – group & individual • Dental – group & individual • Vision – group & individual • Long Term Care • Voluntary Benefits – accident & critical illness • Health Savings Account (HSA) • Health Reimbursement Arrangement (HRA) • Medical Expense Reimbursement Plan (MERP) • Flexible Spending Account (FSA)

Ashley Insurance Services Ltd., nestled in the vibrant community of Sandusky, OH, stands as a testament to tailored insurance solutions, particularly for midsize employers. This local brokerage firm has carved a niche in understanding and catering to the unique insurance needs of diverse industries within the Ohio region. Their proficiency shines in sectors such as architectural, engineering, and related services, offices of physicians, and steel product manufacturing from purchased steel, making them a versatile and reliable partner for various business needs. A hallmark of their service is the personalized attention and deep expertise they offer to local and regional employers, focusing primarily on medical and ancillary benefits. This expertise is evident in their impressive portfolio of top customers. Among these is Poggemeyer Design Group, a significant player in the architectural and engineering services industry, where Ashley Insurance Services Ltd. has skillfully managed benefits for over 190 participants. Similarly, their adept handling of insurance needs for Spectrum Orthopaedics, a notable entity in the offices of physicians sector with over 130 participants, demonstrates their capacity to navigate the complexities of healthcare-related insurance. Furthermore, their work with Tiffin Metal Products Co, a key name in the steel product manufacturing industry, with more than 140 participants, showcases their ability to tailor solutions for manufacturing sectors. These collaborations underscore Ashley Insurance Services Ltd.'s versatility and deep-seated knowledge across various industries. In summary, Ashley Insurance Services Ltd. at their Sandusky, OH location, is a beacon of specialized insurance services, offering unmatched expertise and personalized solutions to midsize employers across a spectrum of industries. Their track record with significant Ohio-based companies speaks volumes of their capability to address complex insurance needs with precision and care.

The Worksite Group is an employee benefits enrollment firm with locations in Columbus, OH; Chicago, IL; Pittsburgh, PA; and Holmdel, NJ. We partner with brokers, insurance carriers, and employers to implement strategy, technology, and service that deliver cost effective results at open enrollment. We understand that each client has specific needs, so we take a custom approach to each enrollment geared toward enhancing the employee enrollment experience, alleviating employer workload, and increasing broker profitability. Our enrollment style can best be described as an educational approach to benefits, designed to ensure that employees truly understand their options, empowering them to make appropriate decisions on the coverage that suits their needs best. All of our benefit counselors are paid entirely by salary, never commission. This allow our enrollment team to remain objective at all times and take a consultative approach with employees. In addition to communicating benefits, we can advise on technology, as well as, implement cost saving solutions that directly impact the bottom line of a business. BENEFITS COMMUNICATION Onsite Face-to-Face Meetings Call Center: Inbound & Outbound Shared-Screen Video Conferencing Online Scheduling for Employee Appointments Perpetual Enrollment / New Hire Onboarding Benefit Guides, Videos, Email & Text Campaigns BENEFITS ADMINISTRATION There are many variables to consider when deciding which system may or may not be the right fit. We take an agnostic approach to technology because our belief is that there is no one-size-fits-all system. Our team has enrollment experience with many platforms on the market and can help consult with clients and brokers to identify specific needs, as well as, cost. In most situations we are able to leverage our technology and carrier partnerships to subsidize some or all of the cost. Systems can be utilized for year-round benefits administration or a "one and done" at open enrollment only.

EBMS is an industry leader in health risk management and third-party administration of self-funded health plans. For over 38 years, we have outperformed our peers by continuously introducing innovative solutions to improve lives and change the way healthcare is purchased and delivered. Three core goals drive everything we do: • Reduce costs for organizational well-being • Improve the care experience for member well-being • Make it easy by simplifying the benefit journey for everyone’s well-being Across the nation, our pioneering strategies are transforming the health and well-being of individuals and organizations. We are exploring and developing solutions to respond to the needs of our clients. Among them: • On-site primary care health centers • Specialized care-management programs • Concierge services • Specialized pharmacy services • Transparency tools • Reference-based pricing and specialized reimbursement strategies • State-of-the-art technology • And much more EBMS is committed to containing costs without cutting health services. As our clients know, every benefit plan is different. That’s why we firmly believe in using up-to-date technology to customize and create a simplified approach to building personalized benefit plans. Our five distinctive solutions offer many levels of service to aid in customization. • miBenefits – the basic elements of every benefit plan • miInsights – robust data to drive decision-making • miCare – coordinated health services at every level of care • miChoice – quality & cost-containment tools to ensure value-based care • miRx – next generation prescription drug management At EBMS, today’s actions and our vision for the future are focused on technology, transparency, customization and accountability. In an era of rapid change and escalating costs, EBMS brings value to every stakeholder in a benefit plan we touch.

We work hand-in-hand with businesses to precisely design benefits plans that match their needs and drive down costs. With over 50 years of combined experience and unmatched expertise in the ever-changing benefits industry, we make sure our clients have the information and the guidance to make the best choices for their situation, regardless of the carrier or provider. Personal attention for your entire business. Our staff works for you, not for insurance companies or investment funds. Our only job is making your peace of mind easier. Our most important policy is our individual commitment to cover every detail our entire team can think of, not just the ones you already worry about. • Medical • Vision • Dental • Life • Disability • Telemedicine • Accident/critical Illness • Voluntary Benefits • Health Savings Account • E-enrollment • MEDICARE • Compliance Customized solutions. We learn your priorities first. We’ll ask you what is important to you now and what do you hope for the future. Your business commitments may impact your personal choices, and your health concerns may require unique investment strategies. Your retirement goals may shape your current benefits negotiations, or your commercial investments may allow you more freedom in your personal long term care options. Year ‘round care - not just at enrollment. When the unexpected happens, who’s got your back? We are here for you throughout the year. Our team invests in extensive education to follow legislative and commercial issues that can have big impact on your employee benefits any time. We work hard so that you can rely on us to be the experts you need. • New hire education is available when you need it. No need to make your employees wait. • Legislative updates throughout the year for employees and owners. • Employee education is just a phone call or email away!

Alloy Employer Services, nestled in the heart of Columbus, Ohio, is your trusted ally in navigating the complex landscape of employee benefits. With a commitment to personalized service and a deep understanding of the ever-evolving industry, Alloy Employer Services is dedicated to crafting tailored solutions that meet the unique needs of each client. At Alloy, the team prides itself on fostering meaningful relationships with businesses of all sizes, including esteemed clients like KE GUTRIDGE, LLC. Their comprehensive suite of services goes beyond mere transactional assistance; they serve as strategic partners, offering guidance and support every step of the way. On the Alloy Employer Services website (alloyemployer.com), visitors are welcomed into a user-friendly platform designed to provide valuable insights and resources. Whether you're exploring benefit options, seeking compliance assistance, or simply looking for expert advice, Alloy is your go-to destination for all things related to employee benefits. Experience the Alloy difference today and unlock the full potential of your workforce.