Hummel Group is a full-line insurance and financial services agency with 8 offices in Ohio and Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

What makes Lockton stand apart is also what makes us better: independence. Our private ownership empowers our 12,500+ Associates doing business in over 140+ countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, we deliver the deep understanding needed to accomplish remarkable results.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Minute Men HR, located in Cleveland, OH, stands out as a reliable insurance broker, catering to the diverse needs of local and regional employers. Specializing in medical and ancillary benefits, this office possesses valuable expertise in tailoring solutions for businesses in the automotive repair and maintenance industry. Notably, they have successfully served Express Wash Concepts, a key player in this sector, boasting over 200 participants. Moreover, Minute Men HR has made significant contributions to the professional, scientific, and technical services industry, with Minute Men itself benefiting from their services, supporting 180+ participants. Aligned with the unique demands of the automotive repair and maintenance industries, Minute Men HR exhibits a profound understanding of the intricacies involved. As part of a local brokerage firm, they bring a personalized touch to their services, ensuring a nuanced approach to employer benefits. Their demonstrated experience with midsize employers underscores their ability to navigate the complexities of businesses in this category. This location of Minute Men HR emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions, leveraging their local insights and commitment to client success.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Deeply committed to the communities that we all share, Insurance Partners Agency is a full service, leading independent insurance agency that specializes in business and personal insurance, employee benefits, life insurance, and professional liability. The agency has earned its reputation for excellence by leveraging more than five decades of risk management experience to deliver keen insight, service, and solutions to clients’ distinct needs, including competitive, niche, and specialty products/services. Organizations of all sizes and sectors benefit from Insurance Partners’ business insurance expertise combined with a distinct approach and access to a broad range of premier insurance carriers. Licensed in most of the U.S.A. with international reach through select affiliates, Insurance Partners Agency was established in 1961, is based in and operates offices across Ohio along with an office in Orlando, Florida.

Founded in 1893, Oswald is one of the nation's largest independent, employee-owned insurance brokerage firms. As a proud Partner of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals service and support the needs of our clients throughout the U.S. and worldwide. Learn more at www.OswaldCompanies.com.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

We partner and serve as our clients’ financial confidante, using real-world experience and impactful insights to help them solve increasingly complex challenges that extend well beyond wealth management. With innovative research, sophisticated modeling, and cutting-edge investment solutions, we guide our clients and communities to achieve a more meaningful future. AllianceBernstein, L.P. does not transact or advise on any cryptocurrency or related products. In addition, we do not conduct business through Facebook, WhatsApp, or any other social media. Any posts on such sites are fraudulent and have not been made by AllianceBernstein, L.P.

Barret Benefits Group, based in Cleveland, OH, stands as a notable local brokerage firm with a distinct expertise in catering to local and regional employers. Their specialization lies in providing medical and ancillary benefits, a niche where they have demonstrated considerable proficiency. This expertise is particularly evident in their work with industries such as cutlery and handtool manufacturing, and miscellaneous durable goods merchant wholesalers. Notably, Barret Benefits Group has established a strong presence in the Cleveland area, partnering with significant local businesses. For instance, they have successfully managed benefits for over 110 participants at Refrigeration Sales Corporation, a prominent player in the miscellaneous durable goods merchant wholesalers industry. Furthermore, their collaboration with Wright Tool Company, a key name in the cutlery and handtool manufacturing sector, handling benefits for over 140 participants, showcases their capacity to handle sizable accounts. Their ability to navigate the complexities of diverse industries, coupled with their local know-how, makes Barret Benefits Group a potentially valuable partner for employers seeking tailored benefit solutions. Their deep understanding of the nuances within these specific sectors enables them to offer customized, effective benefits strategies that align with the unique needs of each employer. For an employer benefits buyer, evaluating Barret Benefits Group's Cleveland office could mean tapping into their local market insight and industry-specific expertise, promising a blend of personalized service and knowledgeable guidance in managing employee benefits.