For over 30 years King Agency has partnered with organizations in the Toledo OH area, both small and large to provide them with full-service HR solutions and employee benefits packages. Our goal is to work alongside your human resources department, enhance their current abilities and help them move ahead with an exceptional level of service.

Fishco Inc's Bryan, OH location stands out as a prominent insurance broker, boasting a sizable office equipped to meet the diverse needs of clients. With a strong focus on employer benefits, this location has successfully serviced a variety of industries, including automobile dealers, nursing and residential care facilities, and natural gas distribution. Their extensive experience with self-funded clients underscores their proficiency in tailoring insurance solutions to meet the unique demands of local and regional employers. As a testament to their capabilities, Fishco Inc has cultivated relationships with top-tier clients, such as Fairlawn Haven in the nursing and residential care facilities sector with over 70 participants, Jim Schmidt Chevrolet - Pontiac Buick in the automobile dealers industry boasting 80+ participants, and Kwest Holdings in the heavy and civil engineering construction industry, where they serve a substantial workforce of 250+ participants. What sets this Fishco Inc location apart is its affiliation with a local brokerage firm, providing clients with personalized attention and in-depth knowledge of the regional insurance landscape. Demonstrating a track record of success, they showcase expertise in catering to both midsize and small employers, making them a versatile and reliable partner for businesses seeking comprehensive and tailored insurance solutions.

FNIC is a regional market leader for Insurance & Financial Benefits. Our clients and company partners recognize our innovation and the lengths we go to understand their operations and risk initiatives. The results of that are the long-lasting relationships we’ve built over time. Our team of over 300 employees, supporting multiple insurance and risk management areas, truly operates as an extension of your business. We see and comprehend the details and offer Commercial Insurance, Farm and Crop Insurance, Employee Benefits, Surety Bonds, and Personal Insurance to fit your unique needs. Unlike some of our competitors, we’re actually headquartered where we operate. Based in Omaha, our reach extends across Nebraska, Colorado, Iowa, South Dakota, and Illinois. For over 100 years, we have been a local, privately-owned business with office locations and professionals where you need them to be. FNIC is more than an insurance agency; we’re a true insurance partner capable of delivering relevant insurance and risk management advice.

Naile Palaj's Adrian, MI location stands out as a reputable insurance broker, specializing in delivering expert services to local and regional employers. With a keen focus on medical and ancillary benefits, this office boasts a profound understanding of the unique needs and challenges faced by businesses in the area. One of Naile Palaj's notable achievements is its successful partnership with Dominion Technologies Group, a key player in the general purpose machinery manufacturing industry. This collaboration has seen Naile Palaj providing comprehensive insurance solutions to over 320 participants within the company. Such a significant client relationship underscores the broker's ability to cater to the diverse needs of sizable organizations. Situated within a local brokerage firm, Naile Palaj's Adrian office leverages its community connections to provide personalized service and tailor-made insurance solutions. The team's commitment to understanding the intricacies of the local market ensures that employers receive not only competitive options but also insights that align with the region's specific dynamics. With a proven track record in serving businesses of varying sizes, Naile Palaj's Adrian, MI location emerges as a reliable partner for employers seeking top-notch expertise and customized insurance solutions in the ever-evolving landscape of employer benefits.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

A healthier approach to managing the high cost of healthcare: BeneRē is a revolutionary group captive insurance solution that maximizes value for employees while providing a welcome dose of transparency regarding claims, commissions, and expenses. Changing the way people view supplemental insurance: What began as a simple concept to help protect employees from catastrophic medical expenses has now become a proven supplemental benefits program that is revolutionizing the insurance industry. Discover how BeneRē has become a reassuring solution for employees struggling with large medical financial exposures.

USI Consulting Group (USICG), an industry leading, full-service retirement plan consulting and benefits administration firm, has been helping employers enable their workforce to successfully plan and invest for retirement for over 45 years. What makes us unique is our depth of invaluable resources solely focused on the retirement plan market – delivering independent, comprehensive guidance and innovative, flexible retirement plan solutions to meet the changing needs of employers and their employees. Our integrated team of highly skilled professionals provides specialized expertise in retirement plan, investment, actuarial and benefits consulting for over 3,800 clients across the United States. Our clients consist of public and private sector employers, not-for-profit organizations, as well as Fortune 500 companies. USICG is a wholly-owned subsidiary of USI Insurance Services (“USI”) – the second largest privately-held insurance broker in the United States. Investment Advice for certain institutional accounts is provided by USI Advisors, Inc., a SEC registered investment advisor. 860.633.5283. Securities offered through USI Securities, Inc., a SEC registered broker-dealer. Member FINRA/SIPC (for more information on membership, please go to www.FINRA.org and www.SIPC.org). Broker-Dealer Office of Supervisory Jurisdiction: 95 Glastonbury Blvd., Suite 102 | Glastonbury, CT | 06033 | 860.652.3239. Both USI Advisors, Inc. and USI Securities, Inc. affiliates of USI Consulting Group: none of which offer legal or tax advice. Investment advisory firms, broker-dealers and/or their representatives may only transact business and/or respond to inquiries in jurisdictions in which they are properly registered and/or licensed. The information provided within this website is not investment, securities or insurance advice and does not constitute an offer or solicitation. (06-2013)

Debra A. Youngs is a seasoned employee benefits broker with a firm foothold in Ann Arbor, MI, bringing valuable expertise to the local business landscape. With a focus on serving self-funded employers, Debra has honed her skills in navigating the complexities of employee benefits, offering tailored solutions that prioritize both employer and employee needs. Her reputation for excellence is underscored by her roster of esteemed clients, including ADRIAN STEEL COMPANY and MICHIGAN ADVOCACY PROGRAM. Debra's approach is marked by a deep commitment to understanding the unique challenges faced by each client, ensuring that her recommendations are not only comprehensive but also aligned with their specific objectives and budgetary constraints. In an industry where trust and reliability are paramount, Debra distinguishes herself through her unwavering dedication to client satisfaction. Whether it's crafting customized benefit packages, providing ongoing support, or staying abreast of regulatory changes, Debra consistently goes above and beyond to deliver results that exceed expectations. With her proven track record and client-centered approach, Debra A. Youngs is the go-to choice for businesses seeking expert guidance in navigating the complexities of employee benefits.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Ashley Insurance Services Ltd., located in Toledo, OH, is a local brokerage firm renowned for its deep expertise in providing employer benefits, especially in the areas of medical and ancillary benefits. This office has established itself as a key player in the local and regional markets, particularly for employers in diverse industries. One of their notable strengths lies in their proficiency within the offices of physicians' sector. They have successfully catered to substantial organizations like the Orthopaedic Multispecialty Network, which operates in the offices of physicians industry in Ohio. This network, with over 270 participants, is a testament to Ashley Insurance Services Ltd.'s capability to handle complex, large-scale benefit needs. In addition to healthcare, they have made significant inroads in the restaurants and eating places industry. Their clientele includes Siegfried Enterprises and Speedy Management Ltd, both based in Ohio, with 40+ and 80+ participants respectively. This showcases their versatility and ability to tailor services across different business scales and types. What sets Ashley Insurance Services apart is their local insight coupled with the ability to leverage resources akin to larger firms. This balance of local understanding and comprehensive service offering makes them a go-to choice for employers seeking reliable, customized insurance solutions. Their commitment to client satisfaction and ability to navigate the nuances of various industries make them an ideal partner for businesses looking to secure robust employee benefits. With a focus on forging lasting relationships and understanding client-specific needs, Ashley Insurance Services stands out as a leader in the employer benefits space in Toledo, OH.