eBen is a privately owned consulting and brokerage firm established in 1999. We have spent the last decade establishing ourselves as the “we do the work” company for simplified employee benefit administration and human resources compliance. We have offices throughout the United States including, South Carolina, Maryland, Colorado, Florida, two offices in Georgia, three offices in Virginia, five offices in Tennessee, two offices in Texas, and twenty eight offices in North Carolina including our headquarters in Fayetteville, NC. We have used our vast experience in the employee benefit industry to become leading experts in what works and what doesn’t in today’s ever-changing environment of human resources compliance, employee benefit management and payroll administration. Over the years, we have learned that businesses are looking for solutions. They look for someone to help them to increase efficiency, improve employee satisfaction, but also realize decreased costs. Collaboration with our clients is what makes the difference in developing effective and innovative best business practices and employee benefit strategies.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Challenged by an increasingly complex and regulated environment, businesses and families need a trusted advisor who provides solutions that protect their assets. Always on the leading edge, SIA Group has evolved from a traditional insurance agency to an extensive resource for all of your insurance needs. Founded in 1975, SIA Group has grown into one of the largest privately owned full-service insurance agencies in the United States, with multiple locations throughout North Carolina and Virginia. We are an award-winning firm and have been listed as a Top 100 Privately Held Property Casualty Agency by the Insurance Journal.

GriffinEstep is a leading independent full-service insurance brokerage and consulting firm based in North Carolina that specializes in managing risk for our clients. Established in 1998, our experienced team of consultants provide creative and intelligent solutions for our clients in a confidential and professional manner. We work for our clients, not the insurance companies. We offer a unique combination of national expertise and local presence to provide the knowledge, insight, and technology innovation to customize insurance programs for businesses and individuals. We are committed to understanding the goals and needs of our clients and consistently strive to provide: • Outstanding products customized to your unique needs • Innovative solutions tailor made for your business and employees • Superior service to build long-lasting relationships GriffinEstep is ready to put our skills and experience to work for you.

One of the largest and most established insurance agencies in North Carolina, Wells Insurance has always stood for strength, stability and exceptional customer service in the insurance industry. From our beginnings in 1920, we have grown to include an experienced staff of more than 80 professionals, including the fourth generations of our Wells family members. We are Privately owned and fiercely independent. Wells Insurance provides in-depth expertise and a wide selection of Personal, Commercial, Benefits and Marine coverage to insureds across 36 states, and we are licensed in 48 US states. Proudly an Assurex Global partner.

eBen is a privately owned consulting and brokerage firm established in 1999. We have spent the last decade establishing ourselves as the “we do the work” company for simplified employee benefit administration and human resources compliance. We have offices throughout the United States including, South Carolina, Maryland, Colorado, Florida, two offices in Georgia, three offices in Virginia, five offices in Tennessee, two offices in Texas, and twenty eight offices in North Carolina including our headquarters in Fayetteville, NC. We have used our vast experience in the employee benefit industry to become leading experts in what works and what doesn’t in today’s ever-changing environment of human resources compliance, employee benefit management and payroll administration. Over the years, we have learned that businesses are looking for solutions. They look for someone to help them to increase efficiency, improve employee satisfaction, but also realize decreased costs. Collaboration with our clients is what makes the difference in developing effective and innovative best business practices and employee benefit strategies.

Electro Medical Service Inc., located in Clinton, NC, is a trusted insurance broker with a strong track record of serving the needs of both local and regional employers. With a wealth of experience in the insurance industry, they specialize in providing comprehensive coverage and tailored solutions to meet the unique requirements of their clients. One of Electro Medical Service Inc.'s notable strengths lies in their expertise in self-funded insurance plans. They have successfully supported numerous self-funded clients, offering a range of options that allow employers to manage their healthcare costs effectively. Their commitment to delivering value is exemplified through their work with esteemed clients such as Dubose Strapping, a leader in the steel product manufacturing industry with over 110 participants; Hog Slat, a key player in miscellaneous manufacturing with 80+ participants; and Murph Family Ventures, a prominent firm in the management of companies and enterprises industry with 140+ participants. Electro Medical Service Inc. distinguishes itself with specialized knowledge in industries such as hog and pig farming, steel product manufacturing from purchased steel, and management of companies and enterprises. Their deep understanding of these sectors enables them to provide tailored insurance solutions that address the specific risks and challenges faced by businesses in these fields. As a local brokerage firm, Electro Medical Service Inc. is deeply rooted in the community, providing personalized service and support to employers in Clinton and the surrounding areas. Their commitment to excellence and their ability to navigate the intricacies of the insurance landscape make them a valuable partner for any employer seeking comprehensive benefits solutions.

Since 1989, we have provided businesses and individuals with a broad range of financial services including employer retirement benefits programs, executive benefits, investments and financial planning. No matter what stage you may be in, we have one goal: to help you make smart choices with your money. RETIREMENT PLANS – Our goal is always to find the investment and administrative platform that meets your needs. To meet your fiduciary responsibilities, we can serve as 3(21) fiduciary and we commit to providing employee education. Based upon your objectives, we help you select the appropriate design from 401(k) or 403(b) to more sophisticated designs such as new comparability profit sharing or defined benefit plans. WEALTH ADVISORY – It all starts with the financial future you envision for your family. We listen, help you define your goals and get organized, and then devise and implement a plan that includes retirement planning, education planning, disability and long term care planning, life insurance needs and estate planning – all offered with support of our team of trusted advisors. INVESTMENT MANAGEMENT – We design and implement investment portfolios tailored to your risk profile and objectives. We offer a full range of investment products including mutual funds, annuities, private money managers, stocks and bonds, structured products and alternative investments. http://www.financialdirections.com/ www.finra.org www.sipc.org Securities offered through Cetera Advisors LLC, a registered broker-dealer, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. All Third party posts are the responsibility of their respective authors. These opinions and information are subject to change at anytime without notice or obligation of notification. The information is intended for informational purposes only and is not intended to provide tax, legal, or investment advice.