At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - BOSTON, MA

Boston, Massachusetts

Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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CAMBRIDGE INSURANCE ADVISORS - WORCESTER, MA

Worcester, Massachusetts

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GALLAGHER - PROVIDENCE, RI

East Warwick, Rhode Island

Gallagher - Providence, RI is an office of Gallagher based in East Warwick, Rhode Island. Its work centers on employer clients in healthcare and social services, educational services, and manufacturing, primarily mid-sized and large employers. The office places self-funded arrangements, medical coverage, ancillary lines and retirement plans, and its book includes employers whose staff rate their benefits highly, among them Salve Regina University. Example carriers include BCBS of RI, Cigna and Harvard Pilgrim Health Care.

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BROWN & BROWN - MANCHESTER, NH

Merrimack, New Hampshire

Brown & Brown - Manchester, NH is an office of Brown & Brown located in Merrimack, New Hampshire. Its work centers on manufacturing and professional business services employers, primarily mid-sized organizations. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, with prescription drug benefits, ancillary lines and retirement plans also part of its book. Example carriers include Elevance, Anthem BCBS and Cigna.

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ONEDIGITAL - WORCESTER, MA

Worcester, Massachusetts

OneDigital's Worcester, Massachusetts office operates as part of the OneDigital organization. Its work centers on manufacturing employer clients of mid-sized scale, where it places medical coverage including PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including ThermaCELL Repellents, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA.

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THE HILB GROUP - MANCHESTER, NH

Merrimack, New Hampshire

The Hilb Group - Manchester, NH is an employee benefits brokerage office located in Merrimack, New Hampshire, operating as part of The Hilb Group. Its work centers on healthcare and social services employers, primarily mid-sized organizations, for whom it places medical coverage and ancillary lines alongside retirement plans and Mega Wrap arrangements. The Hartford is one example of the carriers it works with.

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USI INSURANCE SERVICES - BOSTON, MA

Boston, Massachusetts

USI Insurance Services' Boston, Massachusetts office is part of the national USI Insurance Services organization. Its employer client base spans healthcare and social services, manufacturing, construction, wholesale trade, and professional business services, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements alongside fully insured medical coverage through PPO and HMO designs, prescription drug benefits and a range of ancillary lines, and it also handles retirement plans. Its work extends to collectively bargained groups and mega wrap arrangements. Employer clients including NEI General Contracting Inc and Krause Auto Group, LLC are well rated by their employees for benefits. Example carriers used by the office include BCBS of MA, UnitedHealthcare and Aetna.

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INTREPID - BOSTON, MA

Needham, Massachusetts

Intrepid's Boston office, based in Needham, Massachusetts, operates as part of the Intrepid firm. It works with small and mid-sized employers across administrative and support services, manufacturing, professional business services, and wholesale trade. The office's placement work spans self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans, and mega wrap arrangements. Among its employer clients, Creative Financial Staffing is well rated by its employees for benefits. Example carriers include Aetna, BCBS of MA and Vision Service Plan.

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THE BALDWIN GROUP - BOSTON, MA

Westwood, Massachusetts

The Baldwin Group's Boston office, located in Westwood, Massachusetts, operates as part of The Baldwin Group. The office works with small and mid-sized employers across healthcare and social services, manufacturing, financial activities and retail services. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO plans, along with prescription drug benefits, ancillary lines and retirement plans. Employer clients including LEO INC. and THERMACELL REPELLENTS, INC. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and Angell Pension Group Inc.

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LOCKTON - BOSTON, MA

Boston, Massachusetts

Lockton's Boston, Massachusetts office is part of the Lockton brokerage firm. It works with small, mid-sized and large employers across professional business services, manufacturing, healthcare and social services, financial activities, and the data, media and telecom sector. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap and MEWA arrangements as well as collectively bargained plans. Employer clients including TechSource, Inc. and Phillips Corporation are well rated by their employees for benefits. Example carriers include Cigna, UnitedHealthcare and Blue Cross Blue Shield of Massachusetts.

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CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH

Merrimack, New Hampshire

Clark & Lavey Benefits Solutions, Inc. - Manchester, NH operates from Merrimack, New Hampshire as part of Clark & Lavey Benefits Solutions, Inc. The office works with mid-sized employers in educational services, placing medical coverage along with ancillary lines and Mega Wrap arrangements. Example carriers include Anthem BCBS.

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