Borislow Insurance's Boston, MA office, part of Borislow Insurance, operates out of Methuen, Massachusetts. The office works with small, mid-sized and large employer clients across educational services, professional business services, healthcare and social services, manufacturing, and data, media and telecom. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO plans, along with prescription drug, ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained arrangements. Clients including Monadnock Paper Mills, Inc. and Latitude AI LLC are well rated by their employees for benefits. Example carriers include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

Integrated Benefits Group's Boston office, located in Stoneham, Massachusetts, operates as part of the Integrated Benefits Group organization. The office works with mid-sized employers, with industry experience concentrated in transportation and warehousing as well as real estate, rentals and leasing. Its work spans both self-funded and fully insured arrangements, including medical coverage placed through PPO designs, prescription drug benefits and a range of ancillary lines. The office also handles retirement plans and collectively bargained arrangements. Example carriers include Aetna, BCBS of MA and Horizon BCBS of NJ.

New England Employee Benefits' Concord, New Hampshire office is part of the New England Employee Benefits organization. Its work centers on mid-sized employers in financial activities, manufacturing, restaurants, bars and accommodation services, and retail services. The office places both self-funded and fully insured arrangements, with medical coverage structured as PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Eastern Metal Building Products LLC and Granite VNA, Inc. are well rated by their employees for benefits. Example carriers include CIGNA, Anthem BCBS and Harvard Pilgrim Health Care.

The Concord, New Hampshire office of Combined Insurance Services, Inc operates as part of the wider Combined Insurance Services, Inc organization. Its employer clients span healthcare and social services, manufacturing, construction, retail services and financial activities, and range from small employers through mid-sized and large organizations. The office places medical coverage on both self-funded and PPO arrangements, along with ancillary lines and retirement plans, and its work includes mega wrap arrangements and collectively bargained groups. Clients including Monadnock Paper Mills, Inc. and Palmer Gas Company, LLC are well rated by their employees for benefits. Example carriers include Harvard Pilgrim Health Care, Cigna and Anthem BCBS.

Alera Group's Concord, New Hampshire office operates as part of the national Alera Group platform. Its work centers on employers in financial activities, manufacturing and retail services, primarily mid-sized organizations. The office places both self-funded and fully insured medical coverage, along with ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Eastern Metal Building Products LLC and PlaneSense, Inc. are well rated by their employees for benefits. Example carriers and providers include CIGNA, Elevance and Anthem BCBS.

Hub International's Manchester, New Hampshire office operates as part of Hub International. Its employer clients concentrate in healthcare and social services and professional business services, and the office works primarily with mid-sized and large employers. The office places self-funded arrangements alongside medical coverage, ancillary lines and retirement plans. Example carriers include Aetna, Anthem BCBS and Cigna.

OneDigital - Boston, MA operates from Beverly, Massachusetts as part of the OneDigital organization. The office works with small, mid-sized and large employers, with industry concentrations in healthcare and social services, financial activities, manufacturing, and real estate, rentals and leasing. Its work spans self-funded arrangements and fully insured medical coverage across PPO and HMO plan designs, along with prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap structures and collectively bargained arrangements. Employer clients including Wasabi Technologies LLC and ORNL Federal Credit Union are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

CGI Business Solutions - Boston, MA operates from Beverly, Massachusetts as part of CGI Business Solutions. The office works with employer clients in healthcare and social services, manufacturing, professional business services, retail services and educational services, spanning small, mid-sized and large employers. Its work covers both self-funded and fully insured arrangements, with medical placements including PPO, HMO and prescription drug coverage, alongside ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained plan structures. Employer clients including S.L. Chasse Welding & Fabricating, Inc. and Eastern Metal Building Products LLC are well rated by their employees for benefits. Example carriers include Harvard Pilgrim Health Care, Anthem BCBS and Cigna.

CGI Business Solutions - Concord, NH is an Auburn, New Hampshire office of CGI Business Solutions. Its work centers on manufacturing and professional business services employers, primarily mid-sized organizations. The office places self-funded arrangements and medical coverage, along with ancillary lines and retirement plans. Example carriers include CIGNA, Harvard Pilgrim Health Care and MetLife.

Sentinel Group's Boston-area office, located in Wakefield, Massachusetts, operates as part of the broader Sentinel Group organization. The office works with mid-sized and large employers across financial activities, healthcare and social services, professional business services, retail services and construction. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO designs, along with prescription drug benefits and ancillary lines. The office also handles retirement plans and mega wrap arrangements. Employer clients including Perinatal Associates of New Mexico Ltd and International Cars, Ltd., Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, UnitedHealthcare and Harvard Pilgrim Health Care.

Strategic Benefit Solutions - Boston, MA is an office of Strategic Benefit Solutions, located in Burlington, Massachusetts. Its work centers on religious and non-profit organizations, and it serves mid-sized employers. The office places self-funded arrangements alongside medical, PPO and prescription drug coverage, ancillary lines and retirement plans, and it works with collectively bargained groups. Employer clients including Duck Creek Technologies, LLC are well rated by their employees for benefits. Example carriers include Anthem BCBS, BCBS of MA and Prudential.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.