Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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COVER 2 CONSULTING GROUP - BOSTON, MA

Boston, Massachusetts

At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - WORCESTER, MA

Worcester, Massachusetts

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EPIC - BOSTON, MA

Needham, Massachusetts

EPIC - BOSTON, MA operates from Needham, Massachusetts as part of EPIC. The office works with mid-sized and large employers, with industry experience spanning construction, professional business services, real estate, rentals and leasing, and wholesale trade. Its work covers self-funded arrangements, medical coverage, ancillary lines and retirement plans. Employer clients including SEA-DAR ENTERPRISES, INC. and REX LUMBER COMPANY are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and Principal Financial.

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THE HILB GROUP - MANCHESTER, NH

Merrimack, New Hampshire

The Hilb Group - Manchester, NH is an employee benefits brokerage office located in Merrimack, New Hampshire, operating as part of The Hilb Group. Its work centers on healthcare and social services employers, primarily mid-sized organizations, for whom it places medical coverage and ancillary lines alongside retirement plans and Mega Wrap arrangements. The Hartford is one example of the carriers it works with.

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GALLAGHER - BOSTON, MA

Wakefield, Massachusetts

Gallagher's Boston, Massachusetts office, located in Wakefield, operates as part of the Gallagher brokerage network. It works with small, mid-sized and large employers across professional business services, healthcare and social services, manufacturing, financial activities and wholesale trade. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits and ancillary lines, and it also handles retirement plans, mega wrap arrangements and collectively bargained programs. Employer clients including Romanow, Inc. and Deciphera Pharmaceuticals, LLC are well rated by their employees for benefits. Example carriers placed through this office include BCBS of MA, Cigna and UnitedHealthcare, among others.

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ONEDIGITAL - BOSTON, MA

Beverly, Massachusetts

OneDigital - Boston, MA operates from Beverly, Massachusetts as part of the OneDigital organization. The office works with small, mid-sized and large employers, with industry concentrations in healthcare and social services, financial activities, manufacturing, and real estate, rentals and leasing. Its work spans self-funded arrangements and fully insured medical coverage across PPO and HMO plan designs, along with prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap structures and collectively bargained arrangements. Employer clients including Wasabi Technologies LLC and ORNL Federal Credit Union are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

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INTEGRATED BENEFITS GROUP - BOSTON, MA

Stoneham , Massachusetts

Integrated Benefits Group's Boston office, located in Stoneham, Massachusetts, operates as part of the Integrated Benefits Group organization. The office works with mid-sized employers, with industry experience concentrated in transportation and warehousing as well as real estate, rentals and leasing. Its work spans both self-funded and fully insured arrangements, including medical coverage placed through PPO designs, prescription drug benefits and a range of ancillary lines. The office also handles retirement plans and collectively bargained arrangements. Example carriers include Aetna, BCBS of MA and Horizon BCBS of NJ.

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BROWN & BROWN - BOSTON, MA

Dedham, Massachusetts

Brown & Brown - Boston, MA is an office of Brown & Brown located in Dedham, Massachusetts. Its employer clients span manufacturing, healthcare and social services, professional business services, retail services and educational services, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap arrangements, collectively bargained plans and MEWA structures. Clients including M&M Luxury Automotive, LLC and Ferguson Enterprises, LLC are well rated by their employees for benefits. Example carriers include CIGNA, UnitedHealthcare and BCBS of MA.

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CUSTOM BENEFIT PLANS - BOSTON, MA

Boston, Massachusetts

Custom Benefit Plans - Boston, MA is the Boston, Massachusetts office of Custom Benefit Plans. Its work spans professional business services, manufacturing, financial activities, healthcare and social services, and retail services, generally on behalf of mid-sized and large employers. The office places self-funded arrangements and medical coverage, along with retirement plans, mega wrap arrangements and collectively bargained benefits. Among its employer clients, In-N-Out Burger, Inc. is well rated by its employees for benefits. Example carriers include CIGNA, Aetna and Kaiser Permanente.

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COMBINED INSURANCE SERVICES, INC - CONCORD, NH

Concord, New Hampshire

The Concord, New Hampshire office of Combined Insurance Services, Inc operates as part of the wider Combined Insurance Services, Inc organization. Its employer clients span healthcare and social services, manufacturing, construction, retail services and financial activities, and range from small employers through mid-sized and large organizations. The office places medical coverage on both self-funded and PPO arrangements, along with ancillary lines and retirement plans, and its work includes mega wrap arrangements and collectively bargained groups. Clients including Monadnock Paper Mills, Inc. and Palmer Gas Company, LLC are well rated by their employees for benefits. Example carriers include Harvard Pilgrim Health Care, Cigna and Anthem BCBS.

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MARSH MCLENNAN AGENCY - BOSTON, MA

Boston, Massachusetts

Marsh McLennan Agency's Boston, Massachusetts office is part of the broader Marsh McLennan Agency organization. Its employer clients span manufacturing, professional business services, healthcare and social services, financial activities and construction, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap arrangements, collectively bargained plans and MEWA structures. Employer clients including Hye Tech Network & Security Solutions, LLC and Blueprint Medicines Corporation are well rated by their employees for benefits. Example carriers used by the office include UnitedHealthcare, BCBS of MA and Cigna.

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