Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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COVER 2 CONSULTING GROUP - BOSTON, MA

Boston, Massachusetts

At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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STARKWEATHER & SHEPLEY - BOSTON, MA

Westwood, Massachusetts

Starkweather & Shepley's Boston office, part of Starkweather & Shepley, operates out of Westwood, Massachusetts. Its work centers on healthcare and social services employers as well as restaurants, bars and accommodation services businesses, generally small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include BCBS of MA and Unum.

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THE BALDWIN GROUP - BARNSTABLE TOWN, MA

Dennis, Massachusetts

The Baldwin Group's Barnstable Town office, located in Dennis, Massachusetts, operates as part of The Baldwin Group. The office works with small and mid-sized employer clients across healthcare and social services, manufacturing, arts and entertainment, construction, and financial activities. Its placement work spans self-funded arrangements and medical coverage, including PPO and HMO plans, along with prescription drug, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including ENE. Systems Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Cigna and Tufts Health Plan.

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BAYSTATE BENEFIT SERVICES - BOSTON, MA

Braintree, Massachusetts

Baystate Benefit Services - Boston, MA is an office of Baystate Benefit Services, located in Braintree, Massachusetts. Its work centers on employers in healthcare and social services, professional business services, manufacturing, real estate, rentals and leasing, and construction, primarily mid-sized employers. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, prescription drug benefits, ancillary lines, retirement plans and mega wrap programs. Employer clients including NEI General Contracting Inc and Robert Reiser & Company, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, UnitedHealthcare and Harvard Pilgrim Health Care.

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INTEGRATED BENEFITS GROUP - BOSTON, MA

Stoneham , Massachusetts

Integrated Benefits Group's Boston office, located in Stoneham, Massachusetts, operates as part of the Integrated Benefits Group organization. The office works with mid-sized employers, with industry experience concentrated in transportation and warehousing as well as real estate, rentals and leasing. Its work spans both self-funded and fully insured arrangements, including medical coverage placed through PPO designs, prescription drug benefits and a range of ancillary lines. The office also handles retirement plans and collectively bargained arrangements. Example carriers include Aetna, BCBS of MA and Horizon BCBS of NJ.

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ALERA GROUP - BOSTON, MA

Boston, Massachusetts

The Boston, Massachusetts office of Alera Group serves employer clients across healthcare and social services, manufacturing, professional business services, financial activities and construction, working with small, mid-sized and large employers alike. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO structures alongside prescription drug and ancillary lines. The office also handles retirement plans, mega wrap arrangements and collectively bargained benefits. Employer clients including Microbest, Inc. and Sheehan Phinney Bass & Green PA are well rated by their employees for benefits. Example carriers include BCBS of MA, AllWays Health Partners and Harvard Pilgrim Health Care.

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AON RISK SERVICES - BOSTON, MA

Boston, Massachusetts

The Boston, Massachusetts office of Aon Risk Services operates as part of the broader Aon Risk Services organization, serving mid-sized and large employer clients across healthcare and social services, manufacturing, professional business services, financial activities, and religious and non-profit organizations. Its work spans self-funded arrangements, medical and HMO coverage, prescription drug benefits, ancillary lines and retirement plans, along with mega wrap arrangements and collectively bargained programs. The office is also associated with employer clients whose staff report high satisfaction with their benefits, including Nuvance Health and AHF, LLC. Example carriers placed through the office include UnitedHealthcare, Cigna and Kaiser Permanente.

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CGI BUSINESS SOLUTIONS - BOSTON, MA

Beverly, Massachusetts

CGI Business Solutions - Boston, MA operates from Beverly, Massachusetts as part of CGI Business Solutions. The office works with employer clients in healthcare and social services, manufacturing, professional business services, retail services and educational services, spanning small, mid-sized and large employers. Its work covers both self-funded and fully insured arrangements, with medical placements including PPO, HMO and prescription drug coverage, alongside ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained plan structures. Employer clients including S.L. Chasse Welding & Fabricating, Inc. and Eastern Metal Building Products LLC are well rated by their employees for benefits. Example carriers include Harvard Pilgrim Health Care, Anthem BCBS and Cigna.

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EPIC - BOSTON, MA

Needham, Massachusetts

EPIC - BOSTON, MA operates from Needham, Massachusetts as part of EPIC. The office works with mid-sized and large employers, with industry experience spanning construction, professional business services, real estate, rentals and leasing, and wholesale trade. Its work covers self-funded arrangements, medical coverage, ancillary lines and retirement plans. Employer clients including SEA-DAR ENTERPRISES, INC. and REX LUMBER COMPANY are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and Principal Financial.

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CUSTOM BENEFIT PLANS - BOSTON, MA

Boston, Massachusetts

Custom Benefit Plans - Boston, MA is the Boston, Massachusetts office of Custom Benefit Plans. Its work spans professional business services, manufacturing, financial activities, healthcare and social services, and retail services, generally on behalf of mid-sized and large employers. The office places self-funded arrangements and medical coverage, along with retirement plans, mega wrap arrangements and collectively bargained benefits. Among its employer clients, In-N-Out Burger, Inc. is well rated by its employees for benefits. Example carriers include CIGNA, Aetna and Kaiser Permanente.

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ONEDIGITAL - BOSTON, MA

Beverly, Massachusetts

OneDigital - Boston, MA operates from Beverly, Massachusetts as part of the OneDigital organization. The office works with small, mid-sized and large employers, with industry concentrations in healthcare and social services, financial activities, manufacturing, and real estate, rentals and leasing. Its work spans self-funded arrangements and fully insured medical coverage across PPO and HMO plan designs, along with prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap structures and collectively bargained arrangements. Employer clients including Wasabi Technologies LLC and ORNL Federal Credit Union are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

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