Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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COVER 2 CONSULTING GROUP - BOSTON, MA

Boston, Massachusetts

At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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BROWN & BROWN - WORCESTER, MA

Southborough, Massachusetts

Brown & Brown - Worcester, MA is an employee benefits brokerage office located in Southborough, Massachusetts, operating as part of Brown & Brown. The office works with employer clients across educational services, healthcare and social services, manufacturing, professional business services, and financial activities, and its book spans small, mid-sized and large employers. Its work covers self-funded arrangements alongside medical coverage placed through PPO and HMO structures, prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained benefits. Employer clients including Solid Biosciences Inc and Sierra Bravo Corporation are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and UnitedHealthcare.

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ALERA GROUP - PROVIDENCE, RI

Dartmouth, Massachusetts

Alera Group - Providence, RI is an office of Alera Group based in Dartmouth, Massachusetts. Its employer clients span professional business services, financial activities, healthcare and social services, construction, and educational services, and range from small and mid-sized employers to large ones. The office places both self-funded and fully insured arrangements, with medical coverage structured through PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Clients including Microbest, Inc. and Mikel, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and UnitedHealthcare.

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WTW - BOSTON, MA

Boston, Massachusetts

WTW's Boston, Massachusetts office is part of the WTW brokerage organization, serving employer clients across manufacturing, professional business services, financial activities, healthcare and social services, and wholesale trade. The office works with small, mid-sized and large employers alike. Its placement work spans self-funded arrangements alongside fully insured medical structures including PPO and HMO plans, prescription drug coverage, and ancillary lines, as well as retirement plans. The office also has experience with mega wrap arrangements, collectively bargained plans and MEWA structures. Employer clients including Valley National Bank and Monadnock Paper Mills, Inc. are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and BCBS of MA.

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THE HILB GROUP - BOSTON, MA

Braintree, Massachusetts

The Hilb Group's Boston office, located in Braintree, Massachusetts, is part of The Hilb Group. It works with mid-sized and large employers across construction, financial activities, manufacturing and educational services. The office places both self-funded and fully insured arrangements, with medical and prescription drug coverage, ancillary lines and retirement plans, and it works with collectively bargained plans. Clients including the Trustees of Sheet Metal Workers' Health Plan and the Tennessee Valley Operating Engineers Health Fund are well rated by their employees for benefits. Example carriers include Elevance, UnitedHealthcare and Cigna.

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STARKWEATHER & SHEPLEY - BOSTON, MA

Westwood, Massachusetts

Starkweather & Shepley's Boston office, part of Starkweather & Shepley, operates out of Westwood, Massachusetts. Its work centers on healthcare and social services employers as well as restaurants, bars and accommodation services businesses, generally small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include BCBS of MA and Unum.

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SENTINEL GROUP - BOSTON, MA

Wakefield, Massachusetts

Sentinel Group's Boston-area office, located in Wakefield, Massachusetts, operates as part of the broader Sentinel Group organization. The office works with mid-sized and large employers across financial activities, healthcare and social services, professional business services, retail services and construction. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO designs, along with prescription drug benefits and ancillary lines. The office also handles retirement plans and mega wrap arrangements. Employer clients including Perinatal Associates of New Mexico Ltd and International Cars, Ltd., Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, UnitedHealthcare and Harvard Pilgrim Health Care.

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ONEDIGITAL - BOSTON, MA

Beverly, Massachusetts

OneDigital - Boston, MA operates from Beverly, Massachusetts as part of the OneDigital organization. The office works with small, mid-sized and large employers, with industry concentrations in healthcare and social services, financial activities, manufacturing, and real estate, rentals and leasing. Its work spans self-funded arrangements and fully insured medical coverage across PPO and HMO plan designs, along with prescription drug benefits, ancillary lines and retirement plans. The office also handles mega wrap structures and collectively bargained arrangements. Employer clients including Wasabi Technologies LLC and ORNL Federal Credit Union are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

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AON RISK SERVICES - BOSTON, MA

Boston, Massachusetts

The Boston, Massachusetts office of Aon Risk Services operates as part of the broader Aon Risk Services organization, serving mid-sized and large employer clients across healthcare and social services, manufacturing, professional business services, financial activities, and religious and non-profit organizations. Its work spans self-funded arrangements, medical and HMO coverage, prescription drug benefits, ancillary lines and retirement plans, along with mega wrap arrangements and collectively bargained programs. The office is also associated with employer clients whose staff report high satisfaction with their benefits, including Nuvance Health and AHF, LLC. Example carriers placed through the office include UnitedHealthcare, Cigna and Kaiser Permanente.

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MERCER - BOSTON, MA

Norwood, Massachusetts

Mercer's Boston-area office, located in Norwood, Massachusetts, operates as part of the Mercer organization. Its employer clients span professional business services, manufacturing, healthcare and social services, financial activities, and data, media and telecom, and range across small, mid-sized and large employers. The office places self-funded arrangements alongside medical coverage structured through PPO and HMO plans, prescription drug benefits and ancillary lines. Its work also extends to retirement plans, mega wrap arrangements and collectively bargained programs. Employer clients including ARB Midstream, LLC and Hydro Aluminum Metals, USA LLC are well rated by their employees for benefits. Example carriers placed by the office include UnitedHealthcare, Cigna and Aetna.

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ALERA GROUP - BOSTON, MA

Boston, Massachusetts

The Boston, Massachusetts office of Alera Group serves employer clients across healthcare and social services, manufacturing, professional business services, financial activities and construction, working with small, mid-sized and large employers alike. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO structures alongside prescription drug and ancillary lines. The office also handles retirement plans, mega wrap arrangements and collectively bargained benefits. Employer clients including Microbest, Inc. and Sheehan Phinney Bass & Green PA are well rated by their employees for benefits. Example carriers include BCBS of MA, AllWays Health Partners and Harvard Pilgrim Health Care.

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