At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business. We educate, collaborate, and implement strategies (Financial & Cost Containment) that have a direct effect on our client’s healthcare spend, while driving savings back to the bottom line. Savings, they can use in other areas of the business.

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CAMBRIDGE INSURANCE ADVISORS - BOSTON, MA

Boston, Massachusetts

Cambridge Insurance Advisors brings a 32+ year track record of optimizing our clients and partners Human Capital spend. We are known as experts in Benefit Technology, Compliance, PEO, Fully Insured, and Self-Funded / Captive Strategies. We strive to be your trusted advisor of choice, recognized for our client-focused innovative approach to planning and products, highly skilled team, and industry leading client service & collaboration.

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STARKWEATHER & SHEPLEY - BOSTON, MA

Westwood, Massachusetts

Starkweather & Shepley's Boston office, part of Starkweather & Shepley, operates out of Westwood, Massachusetts. Its work centers on healthcare and social services employers as well as restaurants, bars and accommodation services businesses, generally small and mid-sized employers. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include BCBS of MA and Unum.

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EPIC - BOSTON, MA

Needham, Massachusetts

EPIC - BOSTON, MA operates from Needham, Massachusetts as part of EPIC. The office works with mid-sized and large employers, with industry experience spanning construction, professional business services, real estate, rentals and leasing, and wholesale trade. Its work covers self-funded arrangements, medical coverage, ancillary lines and retirement plans. Employer clients including SEA-DAR ENTERPRISES, INC. and REX LUMBER COMPANY are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and Principal Financial.

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STARKWEATHER & SHEPLEY - PROVIDENCE, RI

Providence, Rhode Island

The Providence, Rhode Island office of Starkweather & Shepley operates as part of the Starkweather & Shepley organization, serving small and mid-sized employers across manufacturing, healthcare and social services, financial activities, professional business services, and educational services. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO structures alongside prescription drug, ancillary lines and retirement plans. The office also handles mega wrap arrangements and collectively bargained plans. Employer clients including The Beacon Mutual Insurance Company and Claflin Service Company are well rated by their employees for benefits. Example carriers include BCBS of RI, UnitedHealthcare and Cigna.

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HUB INTERNATIONAL - BARNSTABLE TOWN, MA

Falmouth, Massachusetts

Hub International's Barnstable Town office, located in Falmouth, Massachusetts, is part of Hub International. The office works with mid-sized employers, with experience concentrated in professional business services and transportation and warehousing. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO structures, along with prescription drug benefits, ancillary lines, retirement plans and collectively bargained programs. Example carriers include BCBS of MA.

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ALERA GROUP - PROVIDENCE, RI

Dartmouth, Massachusetts

Alera Group - Providence, RI is an office of Alera Group based in Dartmouth, Massachusetts. Its employer clients span professional business services, financial activities, healthcare and social services, construction, and educational services, and range from small and mid-sized employers to large ones. The office places both self-funded and fully insured arrangements, with medical coverage structured through PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Clients including Microbest, Inc. and Mikel, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and UnitedHealthcare.

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USI INSURANCE SERVICES - PROVIDENCE, RI

Warwick, Rhode Island

USI Insurance Services - Providence, RI is an office of USI Insurance Services located in Warwick, Rhode Island. Its employer clients span manufacturing, healthcare and social services, professional business services, financial activities, and religious and non-profit organizations, and range from small and mid-sized employers to large ones. The office places self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, prescription drug benefits and ancillary lines, and also works on retirement plans. Its book includes mega wrap arrangements and collectively bargained plans. Clients including Hinckley, Allen & Snyder LLP and Encore Holdings, LLC are well rated by their employees for benefits. Example carriers include BCBS of RI, Cigna and UnitedHealthcare, with retirement plan work involving administrators such as Cornerstone Retirement Plan Admin.

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USI INSURANCE SERVICES - BOSTON, MA

Boston, Massachusetts

USI Insurance Services' Boston, Massachusetts office is part of the national USI Insurance Services organization. Its employer client base spans healthcare and social services, manufacturing, construction, wholesale trade, and professional business services, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements alongside fully insured medical coverage through PPO and HMO designs, prescription drug benefits and a range of ancillary lines, and it also handles retirement plans. Its work extends to collectively bargained groups and mega wrap arrangements. Employer clients including NEI General Contracting Inc and Krause Auto Group, LLC are well rated by their employees for benefits. Example carriers used by the office include BCBS of MA, UnitedHealthcare and Aetna.

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CROSS INSURANCE - PROVIDENCE, RI

Providence, Rhode Island

Cross Insurance's Providence, Rhode Island office is part of the Cross Insurance organization. Its work centers on manufacturing and healthcare and social services employers, primarily small and mid-sized organizations. The office places self-funded arrangements and medical coverage, along with ancillary lines and retirement plans. Example carriers include BCBS of MA, BCBS of RI and Unum.

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BROWN & BROWN - BOSTON, MA

Dedham, Massachusetts

Brown & Brown - Boston, MA is an office of Brown & Brown located in Dedham, Massachusetts. Its employer clients span manufacturing, healthcare and social services, professional business services, retail services and educational services, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Its work also extends to mega wrap arrangements, collectively bargained plans and MEWA structures. Clients including M&M Luxury Automotive, LLC and Ferguson Enterprises, LLC are well rated by their employees for benefits. Example carriers include CIGNA, UnitedHealthcare and BCBS of MA.

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INDIGO INSURANCE - BOSTON, MA

Boston, Massachusetts

Indigo Insurance's Boston, Massachusetts office is part of the broader Indigo Insurance firm. Its employer clients span manufacturing, professional business services, healthcare and social services, construction and educational services, and the office works with small, mid-sized and large employers alike. The office places self-funded arrangements as well as medical and PPO coverage, prescription drug benefits, ancillary lines and retirement plans, and its book includes mega wrap and collectively bargained programs. Clients including Barbour Corporation and The Richmond Group, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and Cigna.

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