PSA is a leading insurance brokerage firm serving thousands of clients in Maryland and beyond. Our team of experts partner with business leaders and individuals to deliver tailored solutions designed to help you reach your business and personal goals. We specialize in employee benefits, commercial insurance, and personal insurance. Connect with us to learn how we can support you: http://www.psafinancial.com/contact Our business model saves our clients their most precious commodity - TIME! Your Account Executive acts as one point of contact who has access to a broad team of Specialists, collaborating to deliver customized solutions for all your insurance and financial services needs. PSA is always looking for talented sales professionals. Learn more at www.psafinancial.com/producer Take a virtual tour of PSA: http://maps.google.com/maps/place?cid=15696094581841234502 Industry Recognition Fortune 500 Fastest Growing Companies Business Insurance Magazine - 100 Largest Broker of U.S. Business list Baltimore Business Journal - Largest P&C Brokers list - Largest Employee Benefit Administrators list - Largest Privately Held Businesses list SmartCEO Magazine - Future 50 Award Winner - Smart 100 Participant CareFirst: Top Employee Benefits Brokers List United Healthcare: United Advantage Gold Agency Status The Hartford: VIP Agent Travelers: Franchise Elite Encompass: Gold Key Agent Selective: President’s Club

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Personal Insurance, Commercial Insurance, Employee Benefits, Surety Bonds, Captive Programs, and Safety Services broker serving Central Pennsylvania with over 60 employees across 7 offices and licensed in over 40 states. We are consistently named one of the Best Places to Work in Pennsylvania and one of the Best Practices Insurance Brokers in the United States. We have also been named "Simply the Best Insurance Agency"​ by Harrisburg Magazine for over 10 years. The cornerstones to our success are integrity, technical knowledge, and a customer-first attitude. Gunn-Mowery...The Upside of Insurance.

Russell Insurance Group, Inc., situated in Baltimore, MD, stands as a reputable insurance broker with a proven track record in serving the needs of local and regional employers. Specializing in medical and ancillary benefits, this office has cultivated a deep understanding of the insurance landscape, providing valuable insights to clients. Their expertise extends to various industries, with a particular focus on architectural, engineering, and related services. Notably, Russell Insurance Group, Inc. has successfully catered to the unique requirements of prominent businesses, such as Development Facilitators. This industry leader in architectural and engineering services, based in Maryland, entrusts Russell Insurance Group, Inc. to manage benefits for over 80 participants. The broker's proficiency within the architectural, engineering, and related services sectors is a testament to their tailored approach and industry-specific knowledge. As an integral part of the local brokerage firm community, Russell Insurance Group, Inc. brings a personalized touch to their services. This local connection allows them to understand the nuances of the Baltimore business landscape, ensuring that employers receive customized and relevant insurance solutions. With a commitment to excellence, Russell Insurance Group, Inc. stands out as a trusted partner for employers seeking comprehensive and tailored insurance benefits.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: [email protected] • Scott Golden, CFO: [email protected] • Jack Cohen, COO: [email protected]

Melnick Insurance, located in Baltimore, MD, distinguishes itself as a leading insurance broker with a strong focus on serving local and regional employers, specializing in medical and ancillary benefits. With a wealth of expertise in the depository credit intermediation industry, Melnick Insurance caters to diverse businesses, exemplified by its successful partnership with Cedar Point Federal Credit Union, a notable player in the industry based in Maryland, boasting a participant base exceeding 90. Melnick Insurance's commitment to understanding the unique needs of its clients is evident in its tailored solutions for employers in the depository credit intermediation sector. Their proficiency extends across various segments of the industry, making them a valuable asset for businesses seeking comprehensive insurance coverage. As a key player in the local brokerage landscape, Melnick Insurance brings a personalized touch to its services, ensuring that clients receive the attention and expertise necessary for optimal benefit solutions. With a client-centric approach and a solid track record of successful collaborations, this Baltimore-based office of Melnick Insurance stands out as a reliable partner for employers seeking expert guidance and tailored insurance solutions in the dynamic landscape of employer benefits.

The Patton Group is a well-established local insurance broker based in York, Pennsylvania. Renowned for their exceptional customer service and expertise, they have earned high ratings from clients. One notable success story from their York office is their partnership with York Builders Association, a prominent employer in the insurance and employee benefit funds industry. Collaborating closely with York Builders Association's HR and finance team, The Patton Group devised a tailored insurance solution for their 350 members. This encompassed the implementation of a comprehensive PPO plan, as well as a pharmacy benefits management (PBM) and drug plan designed specifically to address the unique needs of the association's workforce. With their focus on large employers, The Patton Group has developed extensive knowledge and experience in catering to the insurance requirements of such organizations. Their proficiency in navigating the intricacies of the insurance and employee benefit funds industries demonstrates their deep understanding of these sectors. Operating primarily in California, The Patton Group's York office extends its services to clients in the state. In addition to their work with York Builders Association, they have established partnerships with other employer clients in the region. Overall, The Patton Group's strong expertise, particularly in the insurance and employee benefit funds industries, has positioned them as a trusted insurance broker in the market. Their commitment to delivering exceptional service and their ability to tailor insurance plans to meet the specific needs of their clients have contributed to their positive reputation and client satisfaction.

Diversified Insurance Industries, located in Baltimore, MD, is a prominent insurance broker known for its expansive office and expertise in catering to both midsize and large employers. This local brokerage firm stands out for its adept handling of self-funded clients, providing tailored support to local and regional employers. Their proficiency is particularly notable in industries such as nursing and residential care facilities, computer systems design and related services, and nondepository credit intermediation. One of their top clients is Emerge, operating in the nursing and residential care facilities sector in Maryland, with over 320 participants under their plan. They also boast a significant relationship with Goodwill Industries of the Chesapeake, a notable entity in the religious, grantmaking, civic, professional, and similar organizations industry, supporting over 790 participants. Moreover, Diversified Insurance Industries has a substantial involvement with Mariner Finance in the nondepository credit intermediation industry, managing insurance needs for an impressive 1980 participants. Their ability to efficiently handle the complex insurance requirements of these diverse sectors showcases their comprehensive knowledge and adaptability. The firm’s significant experience with both midsize and large employers further cements their position as a versatile and reliable insurance broker in the Baltimore area. This combination of local expertise and a broad spectrum of industry knowledge makes Diversified Insurance Industries a top choice for employers seeking effective insurance solutions.

The Hills Group of Maryland LLC, based in Baltimore, MD, is a dedicated employee benefits broker, committed to delivering customized solutions that cater to the unique needs of its clients. Renowned for its expertise and personalized service, The Hills Group has a track record of success in helping businesses navigate the complex landscape of employee benefits. Their approach combines deep industry knowledge with a keen understanding of regulatory changes, ensuring their clients, including notable firms like The Donohoe Companies, Inc., receive tailored advice and efficient, cost-effective benefit plans. Whether it's health insurance, retirement plans, or wellness programs, The Hills Group of Maryland LLC stands out for its ability to enhance employee satisfaction and retention for businesses of all sizes. Their commitment to excellence and client success makes them a trusted partner in the employee benefits sector.

Eberts & Harrison Inc, located in the heart of Washington, DC, stands out as a trusted insurance broker for both local and regional employers. With a strong focus on providing comprehensive medical and ancillary benefits solutions, this office location has established itself as a go-to partner for employers seeking tailored insurance and employee benefit packages. One of their key strengths lies in their deep expertise across various industries, including religious, grantmaking, civic, professional, and similar organizations. Eberts & Harrison Inc has successfully served prominent clients like the Communications Workers of America Afl-Cio Clc, a distinguished organization in DC with over 110 participants. Additionally, they've demonstrated their prowess in the insurance and employee benefit funds sector by catering to the Ila Local #1478-2 Health&Welfare Fund in New Jersey, which boasts a membership of 400+ participants. What sets this office apart is its commitment to local businesses and its affiliation with a reputable local brokerage firm. They understand the unique challenges and opportunities presented by the DC market, making them well-equipped to address the specific needs of employers in the region. Eberts & Harrison Inc in Washington, DC, is a trusted partner for employers seeking expert guidance and tailored solutions in the complex world of employee benefits and insurance. Their track record of serving diverse industries and their local knowledge make them a valuable resource for employers looking to enhance their benefits offerings.