Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Ames-Grenz Insurance Services, located in Sacramento, CA, stands out as a prominent player in the insurance brokerage field, particularly for their adept handling of diverse employer benefits needs. As a significant branch of a local brokerage firm, this office is characterized by its substantial size, reflective of the breadth and depth of expertise it offers. Notably, Ames-Grenz Insurance Services excels in catering to both small and midsize employers, showcasing a versatile approach to client management. Their proficiency is particularly evident in dealing with self-funded clients, where they offer invaluable insights into stop loss and limits, pharmacy costs, and other critical HR consulting aspects. This expertise is a key asset for employers navigating the complexities of employee benefits and insurance plans. Their client portfolio is impressive and varied, with top customers including prominent organizations like the Associated General Contractors of California, Bay East Association of Realtors, and the California State Association of Counties. These clients, hailing from sectors such as religious, grantmaking, civic, professional, and similar organizations, as well as executive, legislative, and general government support industries, reflect the broker's capacity to tailor services across different industries. Additionally, Ames-Grenz shows a strong presence in the automobile dealers and management of companies and enterprises sectors. This Sacramento office of Ames-Grenz Insurance Services, through its comprehensive service range and industry-specific expertise, represents a robust choice for employer benefits buyers seeking a knowledgeable and adaptable insurance brokerage partner.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

The Clifford Group, stationed in Sacramento, CA, stands as a substantial and adept insurance broker, exemplifying the qualities of a larger office with a keen focus on local and regional employers, particularly in the domains of medical and ancillary benefits. This office's size speaks to its capability in meeting the diverse needs of businesses in the California area. Prominent among their esteemed clientele are industry leaders like Lancaster-Burns Construction in nonresidential building construction, Salveo in home health care services, and Timberworks Construction in foundation, structure, and building exterior contractors. These partnerships feature 120+, 80+, and 150+ participants respectively, illustrating The Clifford Group's depth of expertise in addressing the unique challenges of organizations in the nonresidential building construction, foundation, structure, and building exterior contractors, and home health care services industries. Affiliated with a local brokerage firm, The Clifford Group benefits from an intimate understanding of the local business landscape. This association allows them to deliver personalized and tailored solutions, emphasizing their demonstrated experience with midsize and small employers in the Sacramento area.

PWA's Sacramento office, a key player in the local insurance brokerage scene, stands out as a larger office with a robust track record in catering to the diverse needs of employers. Specializing in employer benefits, PWA demonstrates significant experience in dealing with both self-funded and fully insured clients. Their expertise extends seamlessly across various industries, with a notable focus on serving businesses involved in professional, scientific, and technical services, as exemplified by their partnership with Cti Iii. Additionally, they have made impactful contributions to the lessors of real estate sector, with clients like Dick James & Associates, and the specialty trade contractors industry, exemplified by their collaboration with Geremia Pools. PWA's proficiency is not confined to industry niches; they boast considerable experience working with midsize and small employers, showcasing their adaptability to the unique challenges each business size presents. As part of a local brokerage firm, PWA's Sacramento office brings a personalized touch to their service, understanding the nuances of the regional market. The team's collective expertise spans lessors of real estate, architectural, engineering, and related services industries, making them a comprehensive solution for a wide range of employer benefit needs. PWA in Sacramento is a reliable partner for businesses seeking tailored insurance solutions and seasoned guidance in the dynamic landscape of employer benefits.

Expertquote's Sacramento, CA office stands out as a prominent insurance broker with a notable track record in servicing a diverse clientele. Boasting a larger office, they bring extensive expertise to the table, particularly excelling in liaising with self-funded clients. Their proficiency extends to deciphering complex elements such as stop loss and limits, as well as offering insights into pharmacy costs and HR consulting. This seasoned brokerage firm is deeply embedded in the local landscape, being an integral part of the Sacramento community. Catering to a range of industries, Expertquote's prowess spans across automobile dealers, depository credit intermediation, and educational services, showcasing their adaptability and comprehensive understanding of diverse business sectors. Demonstrating their commitment to serving clients of various sizes, Expertquote has carved a niche in working with both midsize and small employers. This versatility positions them as a reliable partner for businesses of varying scales, ensuring tailored solutions that align with each client's unique needs. Noteworthy is their client portfolio, featuring industry leaders like Aryaka Networks, Ascend Rehab Services, and Avidbank. These examples underscore Expertquote's effectiveness in delivering insurance solutions to companies in computing infrastructure, vocational rehabilitation, and depository credit intermediation, respectively. With a local touch and a wealth of experience, Expertquote's Sacramento office emerges as a strategic ally for employers seeking astute insurance guidance.

Capital City Benefits & Insurance, located in the vibrant heart of Sacramento, CA, stands out as a leading local brokerage firm specializing in employer benefits. This office is renowned for its deep understanding and expertise in managing medical and ancillary benefits, making it a go-to choice for local and regional employers. Their client portfolio is impressive and diverse, showcasing their ability to cater to a wide range of industries with varying needs. Notably, they serve Ceja Reyes, a significant player in the support activities for crop production industry, providing benefits to over 180 participants. This highlights their capability to handle large-scale operations and complex benefit structures. In the nondepository credit intermediation industry, they have forged a strong relationship with Dignified Home Loans, managing benefits for over 80 participants. This demonstrates their proficiency in navigating the unique challenges and requirements of financial sector employers. Additionally, their expertise extends to the miscellaneous durable goods merchant wholesalers industry, as evidenced by their successful partnership with Sideshow, serving over 190 participants. This experience underlines their adaptability and skill in delivering tailored benefits solutions across various sectors. A notable aspect of their service is the depth of knowledge in industries such as support activities for crop production, miscellaneous durable goods merchant wholesalers, and services to buildings and dwellings. This diverse expertise confirms their status as a versatile and knowledgeable broker in the Sacramento area. As a local brokerage firm, Capital City Benefits & Insurance is deeply integrated into the Sacramento community, enabling them to offer personalized and highly responsive services to their clients. This local focus, combined with their broad industry expertise, positions them as a top choice for employers seeking comprehensive and customized benefits solutions.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.