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ROGERSGRAY - SAN JOSE, CA
ROGERSGRAY - SAN JOSE, CA
San Jose, California
Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.
ADVANCED ESTATE & INS. SERVICES INC - SAN FRANCISCO, CA
ADVANCED ESTATE & INS. SERVICES INC - SAN FRANCISCO, CA
San Mateo, California
Advanced Estate & Insurance Services Inc., based in San Francisco, CA, presents a robust profile as an employee benefits brokerage firm. With a rich experience spanning over 35 years, this firm stands ready to offer comprehensive solutions for employer benefits plans. Their expertise encompasses a broad range of services, essential for businesses aiming to thrive in today's competitive landscape. Notably, they specialize in providing insurance and administrative know-how, tailored to meet the unique needs of each business they partner with. The firm's operations extend throughout the San Francisco Bay Area, where they have established strong partnerships with local and regional employers. Their focus on midsize employers is evident in their ability to handle a diverse range of insurance types, including medical, vision, and ancillary benefits. This adaptability is further highlighted in their work with top customers like Brightline in the ambulatory health care services industry, a testament to their capability in managing plans for organizations with 180+ participants. Advanced Estate & Insurance Services Inc.'s proficiency is not just limited to traditional insurance models. They also delve into modern healthcare plan options such as HMOs, PPOs, EPOs, POS, and HDHPs. This variety ensures that they can cater to the specific requirements of each employer, enhancing employee satisfaction and retention through well-structured benefit plans. In summary, this brokerage firm offers a comprehensive suite of services for businesses seeking to enhance their benefits packages. Their extensive experience, coupled with a keen understanding of both traditional and contemporary insurance models, positions them as a reliable partner for employers in the San Francisco Bay Area.
RIS EMPLOYEE BENEFITS - SAN JOSE, CA
RIS EMPLOYEE BENEFITS - SAN JOSE, CA
Los Altos, California
RIS Employee Benefits, located in the heart of San Jose, CA, boasts a formidable presence as a large, locally anchored office. With a diverse clientele, their expertise spans across architectural, engineering, and related services, building equipment contractors, and educational services industries. As a part of a local brokerage firm, RIS Employee Benefits stands out as a valuable resource for employer benefits buyers seeking comprehensive insurance solutions. One of their standout strengths lies in significant experience with self-funded clients, positioning them as a key ally in understanding stop loss and limits. They specialize in unraveling the complexities of pharmacy costs and offer adept HR consulting services. Noteworthy is their track record with top clients, including 4Leaf in architectural and engineering services, Armstrong Technology in metalworking machinery manufacturing, and Borrego Solar Systems in electric power generation—each representing varying participant sizes. RIS Employee Benefits showcases a unique versatility, catering to small, midsize, and large employers alike. Their demonstrated proficiency in handling midsize and large employers underscores their capacity to navigate complex benefit landscapes. This office location is more than a broker; it's a strategic partner for companies seeking tailored insurance solutions in the vibrant business landscape of San Jose.
GRANITE PROFESSIONAL INSURANCE BROKERAGE - SAN FRANCISCO, CA
GRANITE PROFESSIONAL INSURANCE BROKERAGE - SAN FRANCISCO, CA
Pleasanton, California
Granite Professional Insurance Brokerage, situated in the vibrant business hub of San Francisco, CA, is a premier choice for employer benefits solutions. With a dedicated focus on medical and ancillary benefits, this office location stands out for its robust expertise in serving local and regional employers. Boasting a diverse clientele, Granite Professional Insurance Brokerage has demonstrated its commitment to excellence in the retail trade industry. Notably, they have successfully catered to clients like Dean Vistnes Md, a prominent player in the retail trade sector based in California, with a workforce exceeding 120 participants. The office's distinctive strength lies in its nuanced understanding of the intricacies within the retail trade landscape, showcasing a profound knowledge that extends across various subsectors. As part of a local brokerage firm, Granite Professional Insurance Brokerage brings a personalized touch to client relationships, emphasizing a keen awareness of the unique needs and challenges faced by businesses in the San Francisco area. With a proven track record of delivering tailored insurance solutions, this office is a reliable partner for employers seeking comprehensive and effective benefit packages for their workforce.
PROGRESSIVE BENEFIT GROUP - SANTA CRUZ, CA
PROGRESSIVE BENEFIT GROUP - SANTA CRUZ, CA
Santa Cruz, California
The Progressive Benefit Group Santa Cruz is a local insurance broker serving the greater Santa Cruz region. Progressive Benefit Group offers medical insurance, voluntary benefits, and other services for all sizes of employers in the Santa Cruz-Watsonville, CA, Metro Area.
FCE BENEFITS - SAN FRANCISCO, CA
FCE BENEFITS - SAN FRANCISCO, CA
San Mateo, California
FCE Benefits is the leading provider of Health & Welfare benefit solutions to employers operating in the complex regulatory environment of government contracting. As a Third Party Administrator (TPA), we’ve built our business around the unique challenges of providing comprehensive benefit plans to hourly and contract employees. FCE administers cost effective fringe benefit plans and we specialize in designing, implementing and administering those plans. FCE helps Contractor's with the following services: -Reduce Costs -Save Money -Secure Major Medical, Dental, Vision, Disability, Retirement and more -Designing and Implementing benefit packages for various contracts across the US and it's Territories -SCA/DBRA Compliance -Products that meet the designated Fringe Rate -Account Executive Service -COBRA Compliance with: SCA/DBRA San Francisco Health Care Security Ordinance (HCSO) PPACA ERISA HIPAA
PENTARISK - SAN JOSE, CA
PENTARISK - SAN JOSE, CA
San Jose, California
Decades of specialized experience came together in January of 2012 when seasoned industry veterans created the brokerage firm of PentaRisk Insurance Specialists. From the simplest to the most complex requirements, PentaRisk has assembled the most talented, educated, and experienced experts each with diverse resources dedicated to you and your business. We are a one-stop brokerage firm with risk management solutions for many industries including, but not limited to, construction, real estate, manufacturing, healthcare, hospitality, staffing and energy. Our number one goal is to provide excellent customer service. Inclusive to this goal is a responsibility to be a trusted adviser and to help mitigate each client's loss exposure, while also minimizing premiums and total cost of risk. In 2015 we became an Acrisure Agency partner and are now part of the fastest growing privately held insurance broker in the United States. Acrisure ranks in the top 10 of private brokers of US business. As a national group of agencies, Acrisure is able to provide a full spectrum of specialty insurance and risk management solutions to meet the needs of our diverse market. We have also expanded our PentaRisk operations by adding offices in Chicago and Birmingham to better serve our growing client base. We invite you to contact us today to learn how we can Insure Your Success.
PENTARISK - SAN FRANCISCO, CA
PENTARISK - SAN FRANCISCO, CA
Menlo Park, California
Located in the vibrant hub of San Francisco, Pentarisk stands as a seasoned insurance broker with a robust track record of catering to diverse clientele. Specializing in employer benefits, this office is a pivotal asset for local and regional businesses seeking tailored insurance solutions. With a wealth of experience in supporting self-funded clients, Pentarisk brings a wealth of expertise to the table. Their success stories include partnerships with top-tier entities like Bkf Engineers, a leading player in architectural and engineering services, boasting a participation base of 70+. Similarly, their collaboration with Goodwill of Silicon Valley, a significant presence in religious, grantmaking, and civic organizations, covering 360+ participants, speaks volumes about their adaptability and scope. Notably, Pentarisk has showcased its prowess in navigating the intricate landscape of various industries. Their forte extends across sectors such as general freight trucking, architectural and engineering services, as well as religious, grantmaking, civic, and professional organizations. This breadth of expertise underscores their versatility and adaptability to cater to nuanced industry requirements. Part of a respected regional insurance broker firm, Pentarisk leverages this affiliation to augment its offerings, ensuring a blend of localized insights and broader industry perspectives. Their commitment to understanding the unique needs of San Francisco's businesses makes them a valuable ally for employers seeking comprehensive and tailored insurance solutions.
MICHAEL B KELLY INSURANCE SERVICES - SALINAS, CA
MICHAEL B KELLY INSURANCE SERVICES - SALINAS, CA
Carmel, California
Located in Salinas, CA, Michael B Kelly Insurance Services stands out as a trusted local partner for employer benefits solutions. With a rich history of catering to the diverse needs of midsize employers, this office location brings a wealth of experience to the table. The team excels in working with self-funded clients, showcasing their proficiency in managing risk and delivering tailored solutions. At the heart of their success is a dedication to supporting both local and regional employers. As part of a local brokerage firm, Michael B Kelly Insurance Services has established itself as a community-oriented player with a keen understanding of the unique challenges faced by businesses in the area. Their extensive expertise spans various industries, including insurance carriers and management, scientific, and technical consulting services. Noteworthy clients such as Cypress Healthcare Partners and Montage Health highlight the broker's effectiveness in navigating the complexities of employer benefits, with a demonstrated track record of serving companies with 640+ and 230+ participants, respectively. In choosing Michael B Kelly Insurance Services, employers gain access to a team that combines local insight with industry knowledge, ensuring comprehensive and tailored insurance solutions for their workforce.
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NIKSSARIAN INSURANCE SERVICES, INC. - SALINAS, CA
NIKSSARIAN INSURANCE SERVICES, INC. - SALINAS, CA
Monterey, California
Nikssarian Insurance Services, Inc., located in Salinas, CA, boasts a substantial office dedicated to providing comprehensive insurance solutions. Recognized as a larger office within the local brokerage firm, their seasoned team holds notable expertise in catering to the needs of midsize employers. With a track record of successfully serving self-funded clients, Nikssarian Insurance Services, Inc. is well-equipped to support both local and regional employers. This dynamic office has cultivated relationships with key players in various industries, exemplified by their impressive clientele. Notable partnerships include California Artichoke & Vegetable Growers Corporation, a leader in the fruit and vegetable preserving and specialty food manufacturing sector, boasting 240+ participants. Similarly, they collaborate with Harbinger Group in the crop farming industry, managing coverage for 210+ participants, and The Don Chapin Co in nonresidential building construction with 140+ participants. Nikssarian Insurance Services, Inc. distinguishes itself through its profound understanding of diverse sectors, particularly nonresidential building construction, support activities for crop production, and fruit and vegetable preserving and specialty food manufacturing industries. This broad industry knowledge positions them as a reliable ally for employers seeking tailored insurance solutions. With a commitment to excellence, this office stands out for its local presence, industry-specific proficiency, and proven ability to navigate the complexities of insurance for midsize enterprises.
LIBERTY COMPANY INSURANCE BROKERS - SAN JOSE, CA
LIBERTY COMPANY INSURANCE BROKERS - SAN JOSE, CA
San Jose, California
The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.
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FAQs
How can I find an insurance broker near Santa Cruz, California
Mployer lets you search for Santa Cruz, California-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in Santa Cruz, California paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the Santa Cruz, California area?
It can feel overwhelming to sift through the many brokers in the Santa Cruz, California area. It's why Mployer provides a free comprehensive list of all Santa Cruz, California insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in Santa Cruz, California?
Insurance brokers, agents, and consultants in Santa Cruz, California all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part, they sell that insurance company's products. Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants. You can use Mployer to find Santa Cruz, California based insurance brokers and consultants.
Should I hire an independent Santa Cruz, California insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in Santa Cruz, California. For most organizations, it's beneficial to hire an independent broker. An insurance broker local to the Santa Cruz, California area will have familiarity to the Santa Cruz, California healthcare systems and insurance plans. This gives Santa Cruz, California insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in Santa Cruz, California?
It can feel overwhelming to sift through the many brokers in the Santa Cruz, California area. That is why Mployer provides a free comprehensive list of all Santa Cruz, California insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Santa Cruz, California-based insurance brokers often. If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer provides a free list of Santa Cruz, California based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in Santa Cruz, California do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all Santa Cruz, California brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Santa Cruz, California-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Santa Cruz, California-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer to evaluate broker options.