XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

The Clifford Group, stationed in Sacramento, CA, stands as a substantial and adept insurance broker, exemplifying the qualities of a larger office with a keen focus on local and regional employers, particularly in the domains of medical and ancillary benefits. This office's size speaks to its capability in meeting the diverse needs of businesses in the California area. Prominent among their esteemed clientele are industry leaders like Lancaster-Burns Construction in nonresidential building construction, Salveo in home health care services, and Timberworks Construction in foundation, structure, and building exterior contractors. These partnerships feature 120+, 80+, and 150+ participants respectively, illustrating The Clifford Group's depth of expertise in addressing the unique challenges of organizations in the nonresidential building construction, foundation, structure, and building exterior contractors, and home health care services industries. Affiliated with a local brokerage firm, The Clifford Group benefits from an intimate understanding of the local business landscape. This association allows them to deliver personalized and tailored solutions, emphasizing their demonstrated experience with midsize and small employers in the Sacramento area.

Sierra Benefit Solution Insurance is a group of professional insurance brokers that serves the Sacramento-Roseville-Arden-Arcade, CA, Metro Area. They offer health insurance, voluntary benefits, and other services for mid-to-large employers.

Alliant Insurance Services is among the top 5 largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Moody Insurance Agency offers specialized risk management solutions, commercial insurance, bonding, employee benefits, and personal lines. These products, coupled with a superior client service model, dramatically improve your ability to receive the best coverage and price in a challenging insurance marketplace.

Bender Insurance Solutions is a highly regarded insurance broker known for its exceptional customer service and expertise in serving clients of large and midsize employers. With a strong focus on meeting the unique needs of self-funded employers, HMOs, and pharmacy benefit managers (PBMs), Bender Insurance Solutions has built a reputation for providing tailored insurance solutions. Headquartered in Roseville, California, Bender Insurance Solutions operates locally, catering to a diverse range of clients. One notable example of their work is their successful collaboration with Cares Community Health, an outpatient care centers industry employer with 300 members. Working closely with the HR and finance team at Cares Community Health, Bender Insurance Solutions facilitated the establishment of a comprehensive self-funding arrangement, HMO plan, PBM, and drug plan specifically tailored to the needs of the employer's members. With a wide range of experience and expertise spanning various industries, Bender Insurance Solutions maintains a strong M Score. They possess specialized knowledge in serving offices of physicians and outpatient care centers, ensuring that their clients receive optimal insurance solutions. Not limited to California, Bender Insurance Solutions extends its services to employer clients across Alabama. This location caters to a diverse range of employers, including Cares Community Health, Elica Health Centers, Health and Life Organization, and S & G Discount Outlet Inc. In summary, Bender Insurance Solutions is a trusted insurance broker known for its outstanding customer service, expertise in serving large and midsize employers, and specialization in self-funded arrangements, HMO plans, and pharmacy benefit management. With a local presence in Roseville, California, and a strong client base across Alabama, Bender Insurance Solutions is well-equipped to address the insurance needs of diverse industries and client sizes.

Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

SL Goodell Insurance Services, Inc. is a reputable insurance broker that caters to clients of large and midsize employers. With extensive knowledge and experience in pharmacy benefit management (PBM) and specific pharmacy providers, they offer comprehensive solutions tailored to the unique needs of their clients. Based in Elk Grove, California, SL Goodell Insurance Services, Inc. operates from a local office. One notable achievement of this office is their collaboration with 23andMe, a leading employer in the scientific research and development services industry, boasting 670 members. Working closely with the HR and finance team at 23andMe, SL Goodell Insurance Services, Inc. successfully established a self-funding arrangement, along with a range of customized plans including HMO, PPO, PBM, and drug plans. This tailored approach ensures that members receive optimal coverage. The exceptional track record of SL Goodell Insurance Services, Inc. is reflected in their strong expertise across various industries, particularly in scientific research and development services. Additionally, they serve clients across Minnesota, further expanding their reach and impact. With a diverse portfolio of clients, including prominent companies like Pioneer Equipment Co., SL Goodell Insurance Services, Inc. has earned a high M Score, reflecting their wide-ranging experience and proficiency in meeting the insurance needs of different client sizes and industries. Through their office in Elk Grove, California, SL Goodell Insurance Services, Inc. remains committed to delivering top-notch insurance solutions and building long-term partnerships with their clients.

Covering Men & Women who work "the Toughest Beat in the State

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.