XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Ames-Grenz Insurance Services, located in Sacramento, CA, stands out as a prominent player in the insurance brokerage field, particularly for their adept handling of diverse employer benefits needs. As a significant branch of a local brokerage firm, this office is characterized by its substantial size, reflective of the breadth and depth of expertise it offers. Notably, Ames-Grenz Insurance Services excels in catering to both small and midsize employers, showcasing a versatile approach to client management. Their proficiency is particularly evident in dealing with self-funded clients, where they offer invaluable insights into stop loss and limits, pharmacy costs, and other critical HR consulting aspects. This expertise is a key asset for employers navigating the complexities of employee benefits and insurance plans. Their client portfolio is impressive and varied, with top customers including prominent organizations like the Associated General Contractors of California, Bay East Association of Realtors, and the California State Association of Counties. These clients, hailing from sectors such as religious, grantmaking, civic, professional, and similar organizations, as well as executive, legislative, and general government support industries, reflect the broker's capacity to tailor services across different industries. Additionally, Ames-Grenz shows a strong presence in the automobile dealers and management of companies and enterprises sectors. This Sacramento office of Ames-Grenz Insurance Services, through its comprehensive service range and industry-specific expertise, represents a robust choice for employer benefits buyers seeking a knowledgeable and adaptable insurance brokerage partner.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Sierra Benefit Solution Insurance is a group of professional insurance brokers that serves the Sacramento-Roseville-Arden-Arcade, CA, Metro Area. They offer health insurance, voluntary benefits, and other services for mid-to-large employers.

Prospero Benefits & Insurance Services Inc., located in Sacramento, CA, stands out as a seasoned brokerage firm, established in 1981 and boasting 75 years of combined experience in the insurance industry. This larger office, with its focus on personalized service, is adept at handling diverse insurance needs across multiple sectors. Their expertise spans a range of industries, including automobile dealers, engine, turbine, and power transmission equipment manufacturing, and building equipment contractors. Notable clients include Folsom Lake Ford, Infinity Energy, and John Boyd Enterprises, highlighting their proficiency in managing midsize employers with substantial employee bases. The brokerage offers comprehensive commercial coverage, including workers' compensation, liability, homeowners, auto, and umbrella insurance, tailored to fit various business requirements. They are equally proficient in group benefits, delivering competitive plans and rates to elevate employer benefits packages. For individual clients, Prospero Benefits provides competitive supplemental and prescription plans, alongside expert guidance in navigating Medicare complexities. Their services extend to Medicare benefits, offering solutions that cover medical, dental, vision, and life insurance needs, regardless of enrollment status. Moreover, their role as financial advisors and planners is evident in their investment and retirement services, demonstrating their commitment to helping clients achieve their long-term financial goals. This office of Prospero Benefits & Insurance Services Inc. stands as a robust partner for employers in the Sacramento area, offering tailored solutions across a spectrum of insurance and financial planning needs.