XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

The Clifford Group, stationed in Sacramento, CA, stands as a substantial and adept insurance broker, exemplifying the qualities of a larger office with a keen focus on local and regional employers, particularly in the domains of medical and ancillary benefits. This office's size speaks to its capability in meeting the diverse needs of businesses in the California area. Prominent among their esteemed clientele are industry leaders like Lancaster-Burns Construction in nonresidential building construction, Salveo in home health care services, and Timberworks Construction in foundation, structure, and building exterior contractors. These partnerships feature 120+, 80+, and 150+ participants respectively, illustrating The Clifford Group's depth of expertise in addressing the unique challenges of organizations in the nonresidential building construction, foundation, structure, and building exterior contractors, and home health care services industries. Affiliated with a local brokerage firm, The Clifford Group benefits from an intimate understanding of the local business landscape. This association allows them to deliver personalized and tailored solutions, emphasizing their demonstrated experience with midsize and small employers in the Sacramento area.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Employers Select Insurance Services in Sacramento, CA, boasts a robust and experienced team within a larger office setting. Their extensive expertise spans diverse industries, including depository credit intermediation, retail trade, and audio and video equipment manufacturing. With a demonstrated track record of working with self-funded clients, this office excels in supporting both local and regional employers. A notable strength lies in their affiliation with a local brokerage firm, emphasizing their commitment to the community and a nuanced understanding of the region's business landscape. The team has showcased its proficiency in catering to midsize and small employers, showcasing adaptability to varying organizational scales. Employers Select Insurance Services has successfully partnered with renowned companies, such as Aja Video Systems, a leader in audio and video equipment manufacturing with over 240 participants. Additionally, they have provided tailored solutions for First Northern Bank, a key player in depository credit intermediation, boasting 100+ participants, and Price-Simms Management, an automobile dealers industry leader with 50+ participants. Employers looking for a reliable insurance broker with a local touch, diverse industry knowledge, and a proven track record in serving businesses of all sizes will find Employers Select Insurance Services in Sacramento, CA, to be a strategic and dependable partner.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

Prospero Benefits & Insurance Services Inc., located in Sacramento, CA, stands out as a seasoned brokerage firm, established in 1981 and boasting 75 years of combined experience in the insurance industry. This larger office, with its focus on personalized service, is adept at handling diverse insurance needs across multiple sectors. Their expertise spans a range of industries, including automobile dealers, engine, turbine, and power transmission equipment manufacturing, and building equipment contractors. Notable clients include Folsom Lake Ford, Infinity Energy, and John Boyd Enterprises, highlighting their proficiency in managing midsize employers with substantial employee bases. The brokerage offers comprehensive commercial coverage, including workers' compensation, liability, homeowners, auto, and umbrella insurance, tailored to fit various business requirements. They are equally proficient in group benefits, delivering competitive plans and rates to elevate employer benefits packages. For individual clients, Prospero Benefits provides competitive supplemental and prescription plans, alongside expert guidance in navigating Medicare complexities. Their services extend to Medicare benefits, offering solutions that cover medical, dental, vision, and life insurance needs, regardless of enrollment status. Moreover, their role as financial advisors and planners is evident in their investment and retirement services, demonstrating their commitment to helping clients achieve their long-term financial goals. This office of Prospero Benefits & Insurance Services Inc. stands as a robust partner for employers in the Sacramento area, offering tailored solutions across a spectrum of insurance and financial planning needs.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

We are a unique and innovative retail risk management and employee benefits insurance brokerage and consulting firm founded in San Francisco, California, in 2007 with offices and leadership across the country. EPIC Insurance Brokers & Consultants has a depth of industry expertise across key lines of insurance, including risk management, property and casualty, employee benefits, unique specialty program insurance and private client services. Check out our other links for all things EPIC: https://linktr.ee/epicbrokers.

PWA's Sacramento office, a key player in the local insurance brokerage scene, stands out as a larger office with a robust track record in catering to the diverse needs of employers. Specializing in employer benefits, PWA demonstrates significant experience in dealing with both self-funded and fully insured clients. Their expertise extends seamlessly across various industries, with a notable focus on serving businesses involved in professional, scientific, and technical services, as exemplified by their partnership with Cti Iii. Additionally, they have made impactful contributions to the lessors of real estate sector, with clients like Dick James & Associates, and the specialty trade contractors industry, exemplified by their collaboration with Geremia Pools. PWA's proficiency is not confined to industry niches; they boast considerable experience working with midsize and small employers, showcasing their adaptability to the unique challenges each business size presents. As part of a local brokerage firm, PWA's Sacramento office brings a personalized touch to their service, understanding the nuances of the regional market. The team's collective expertise spans lessors of real estate, architectural, engineering, and related services industries, making them a comprehensive solution for a wide range of employer benefit needs. PWA in Sacramento is a reliable partner for businesses seeking tailored insurance solutions and seasoned guidance in the dynamic landscape of employer benefits.

At TSM Insurance, we are more than just an insurance provider, we are your dedicated partners in safeguarding your future. With 100 years of experience, our independent agency specializes in crafting personalized insurance solutions tailored to the unique needs of individuals, families, and businesses. Our Commitment to You: 🔹Personalized Coverage: No two clients are the same, which is why we design customized insurance plans that fit your specific needs and budget. 🔹Comprehensive Services: We offer a full range of insurance solutions, including personal insurance (auto, home, health, life), commercial insurance (business liability, commercial auto, workers' compensation), and employee benefits (group health, dental, vision, life). 🔹Client-Centered Approach: Our team takes a proactive approach to risk management, ensuring you and your loved ones stay protected with the right policies. Our Story: What started as a small, family-owned agency over 90 years ago has grown into a trusted name in insurance. Our legacy was built on integrity, care, and exceptional service. Over the years, we’ve strengthened our expertise through strategic growth, including key mergers with Powell Agency in 1981, Clark Insurance in 1991, Oliver Simas Agency in 2010, and Arrowhead Insurance in 2023. Why Choose TSM Insurance? As an independent agency, we are not tied to a single insurance provider. This independence allows us to access top carriers in the market, ensuring that we find the right policy at the right price for you. Our mission is simple: to protect what matters most with reliable, forward-thinking insurance solutions. Join the thousands of clients who trust TSM Insurance to protect their families, businesses, and futures. Experience the difference of personalized service and comprehensive coverage designed with your best interests at heart. ✨ Your Protection. Our Priority.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.