Texas Benefit Alliance is a benefit agency that goes beyond benefits. Our goal is for every employee to get the most out of their benefits and to know the most about their benefits. Every business we partner with gets the most out of their broker relationship because they are seen not as a client but as a partner. We specialize in the following areas: • Benefit Plan Design • Negotiating Renewals • Streamlining Onboarding/Benefit Administration • Easy to use/Mobile friendly enrollment platform • Connection with EDI feeds and “One-Click” COBRA administration • Ensuring ACA and DOL Compliance • Drafting Section-125, Summary Plan Descriptions, and other Compliance Documents • Employee Engagement and Education • Learning Management Tool for Employee on the job Training

We are Benefit Cosmetics, the indie beauty brand-turned-prestige powerhouse under leading luxury products group Louis Vuitton Moet Hennessy. Benefit was founded in 1976 by twins Jean & Jane Ford in San Francisco, and we have been making our own rules, shaking up the status quo, and serving up inventive beauty solutions with a side of laughter & fun ever since. Today, we are in 59 countries with more than 3,000 BrowBars & 5,000 trained beauty service experts worldwide. Benefit was built on the belief that, above all else, beauty should be fun and make you feel good. Every new beauty product or service we dream up is about igniting joy—to surprise & delight you, to inspire you to be fearless, to invite you in on the fun. And while it IS always about fun at Benefit, our team of innovators behind the brand are serious about creating unexpected answers to unmet beauty needs. Fueled by the rule-breaking spirit of our founders, Benefit revolutionized beauty products & services, providing uncomplicated solutions with a creative twist that always pack a punch. Benefit was the brand that brought brow waxing out of the back room & into the front of the shop, and eventually we became the No. 1 brow brand worldwide*. We are also true pore experts, selling one POREfessional pore primer every 12 seconds in 2020**, and we lead in lashes as the No. 1 prestige mascara brand in the US & UK***. As you can see, Benefit is the ultimate beauty destination for products, services and a daily dose of feelgood vibes. So, whether you want a beauty solution you can trust or just need a good laugh, Benefit has your brows AND your back. Because feeling good is always a good look. *Source: Based on estimated total global prestige brow product retail sales, January 2019 – December 2020 **Source: Benefit Cosmetics based on units sold globally, YTD 2020 ***Source: The NPD Group, Inc./ BeautyTrends®, US & UK Prestige Beauty Total Department Specialty, Makeup Dollar Sale

The Nitsche Group is an independent insurance agent grown locally in hometown hospitality. From the beginning, our goal has been to help people protect what they’ve worked hard to build: their businesses, their homes, their families and their dreams. Today, our services reflect our heritage with personalized products tailored to the individual needs of each client.

Insurors of Texas combines years of experience with leading-edge products to provide exceptional service and value to our customers. Our product offering includes insurance products and risk management services for commercial property; automobile liability and physical damage; workers’ compensation; excess liability; marine; specialty coverages; surety; and employee benefits, including health, life, disability and payroll deduction personal lines programs. Headquartered in Texas, we think globally but act locally, with personal services designed specifically for each individual client. Insurors of Texas shares information and resources with national networks of brokers to ensure we can meet your every need, and find answers to your questions quickly and efficiently.Our goal is to achieve long-term relationships focused on bringing value to your risk management and insurance programs. We commit to utilizing our collective talent to support your risk management and insurance goals. We will deliver to you the highest quality property and casualty insurance programs and strategic planning consultation services in a manner that is most suitable to achieving your business goals. We work to identify activities that drive claim frequency and severity, and implement an action plan to contain losses. We will identify training needs and provide onsite assistance to actively address your loss sources and promote a safe work environment for your employees.

Cairn Advisiors, located in Austin, Texas, stands out as a prominent local brokerage firm, especially renowned for its adept handling of self-funded clients. This larger office has carved a niche for itself in the realm of employer benefits, catering primarily to local and regional employers. Their expertise is particularly notable in industries related to credit intermediation, as evidenced by their successful collaboration with clients like Thrive Mortgage, a Texas-based company with over 320 participants. Additionally, Cairn Advisiors has shown remarkable proficiency in servicing clients in the financial investment activities sector. A prime example is their work with Family Emergency Rooms, which operates in Texas and has a substantial employee base of more than 340 participants. This demonstrates Cairn Advisiors' capability to manage complex benefit needs for a diverse range of clients. What sets this office apart is its proven track record with midsize employers. Their approach is tailored to address the unique challenges and opportunities that midsize businesses face, particularly in managing employee benefits effectively. The team at Cairn Advisiors combines local market knowledge with a deep understanding of the specific industries they serve, ensuring that their clients receive customized, insightful advice and support. This blend of local expertise, industry-specific knowledge, and experience with self-funded clients makes Cairn Advisiors an ideal partner for employers seeking to navigate the intricacies of employee benefits in a way that aligns with their business objectives and workforce needs.

BKCW Insurance is a Texas-based firm that handles employee benefits, property and casualty, and risk management needs for thousands of clients across the United States. It’s what we have done since 1952! Our knowledgeable consultants go beyond the traditional agency model to provide industry-leading solutions with award-winning care, trailblazing technology, and a proven track record. BKCW has been recognized by the Independent Insurance Agents and Brokers of America (IIABA) as a Best Practices Agency for twenty-three consecutive years and as the Top Performing Agency in its size class for four different years.

CuatroBenefits, based in Austin, Texas, stands out as a boutique insurance agency with a notable presence in the Central Texas region. Founded in 2004, the firm has established itself as a reliable employee benefits advisor, catering to a diverse clientele. Their specialization lies in offering comprehensive health solutions for companies, particularly those with a workforce of 20 or more. This demonstrates their capability to handle both small-scale and larger corporate needs effectively. With nearly two decades of experience, CuatroBenefits has cultivated a deep understanding of the local and regional business landscape. This expertise is particularly evident in their work with companies in the educational services sector. A prime example of their successful partnerships is with Civitas Learning, a Texas-based company in the educational services industry, where CuatroBenefits manages benefits for over 140 participants. Such collaborations highlight their proficiency in tailoring benefits packages that align with the specific needs of their clients, ensuring both relevance and effectiveness. A key aspect of CuatroBenefits' approach is their team's specialized knowledge. This group of experts is committed to researching and providing complete benefits packages that are uniquely suited to each client's requirements. The firm prides itself on having a knowledgeable team with zero turnover, reflecting their stability and consistency in delivering quality service. Their focus on building a team of experts underscores their commitment to maintaining high standards in client service and industry expertise. In summary, CuatroBenefits distinguishes itself with its deep roots in Central Texas, specialized expertise in the educational services sector, and a dedicated team of professionals. Their tailored approach to employee benefits, coupled with a proven track record in managing significant client accounts like Civitas Learning, positions them as a noteworthy choice for businesses seeking comprehensive and customized benefits solutions.

EFG International is a global private banking group offering private banking and asset management services and is headquartered in Zurich. Its registered shares (EFGN) are listed on the SIX Swiss Exchange. As a leading Swiss private bank, EFG International has a presence in major financial centres and growth markets, operating in around 40 locations worldwide, with a network spanning Europe, Asia Pacific, the Americas and the Middle East. As one of the best-capitalised Swiss private banks, EFG International is a financial partner that offers the security and solidity needed to provide clients with effective support. An entrepreneurial spirit has shaped the bank since its inception, enabling it to develop hands-on solutions and to build long-lasting client relationships. In other words: Entrepreneurial thinking. Private banking.

Deaton Agency, located in Waco, TX, stands out as a notable local brokerage firm with a robust focus on employer benefits. Their specialization in medical and ancillary benefits is particularly noteworthy, showcasing their adeptness in catering to the unique needs of local and regional employers. The firm’s expertise is not limited to general services but extends to specific industries, demonstrating their ability to handle diverse and specialized requirements. A prime example of their proficiency is their work with the First National Bank of Central Texas, a significant player in the depository credit intermediation industry. Deaton Agency's successful handling of benefits for over 150 participants at this institution underscores their capability to manage large-scale operations effectively. Similarly, their collaboration with United States Living Assistance Group, doing business as Visiting Angels, in the nursing and residential care facilities sector further solidifies their reputation. Here, they have adeptly managed benefits for more than 240 participants, showcasing their versatility and depth of knowledge in different industry sectors. What sets Deaton Agency apart is their deep understanding of the nuances in the nursing and residential care facilities, and depository credit intermediation industries. This specialized knowledge enables them to offer tailored solutions that resonate well with the specific needs of businesses in these sectors. As a part of a local brokerage firm, Deaton Agency brings a personal touch to their services, often missing in larger, impersonal corporations. Their ability to blend local insights with industry-specific expertise makes them a valuable partner for employers in Waco and the surrounding regions. This blend of local familiarity and industry-specific knowledge positions Deaton Agency as a reliable choice for employers seeking comprehensive and customized benefits solutions.

At Allstate, we're advocates for peace of mind and a good life. And that comes through in everything we do. From building diverse and innovative teams that truly understand our customers' needs, to challenging each other to develop our careers in a meaningful way, and finally to the incredible results we're able to achieve together. See how we’re creating a better future through innovation, advocacy, and empowering people and communities.