Smarter Benefits Solutions, headquartered in Austin, TX, positions itself as a premier insurance broker specializing in employer benefits. This office location excels in servicing a diverse clientele, with a strong focus on supporting both local and regional employers. Their extensive experience with self-funded clients underscores their ability to navigate the complexities of employer benefits, offering tailored solutions to meet the unique needs of businesses in the Austin area. A standout feature of Smarter Benefits Solutions is its demonstrated proficiency in handling large employers. This expertise is exemplified through successful partnerships, with notable clients like Staff One in the professional, scientific, and technical services industry. Staff One, boasting 870+ participants, serves as a testament to Smarter Benefits Solutions' capability to manage the intricacies of benefits programs for sizable organizations. As a vital component of a local brokerage firm, Smarter Benefits Solutions combines its industry knowledge with a commitment to the community. This collaborative approach positions them as a reliable partner for employers seeking comprehensive benefits solutions in Austin, TX, and reinforces their dedication to delivering tailored and effective insurance services to businesses of all sizes.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

We help health care organizations succeed in the increasingly complex world of risk and insurance. Our unmatched focus on health care means we know the industry better than anyone else. It is our job to make sure: • Your insurance does what you expect, 100% of the time • You stay ahead of ever-changing laws and regulations • We’re always there when you need help We believe simplicity is the cure for crushing complexity. HealthSure: Prevent surprises in the boardroom Protect people and assets Prosper in these increasingly complex times

Businesses and individuals partner with us to help them simplify the complex and develop comprehensive, streamlined solutions. As a top-ranked national advisory firm, we identify your unique needs to deliver customized insurance, risk mitigation, employee benefits, and wealth management solutions. If you can imagine it. If you can dream it. If you can see it when others can’t. We can protect it.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Cairn Advisiors, located in Austin, Texas, stands out as a prominent local brokerage firm, especially renowned for its adept handling of self-funded clients. This larger office has carved a niche for itself in the realm of employer benefits, catering primarily to local and regional employers. Their expertise is particularly notable in industries related to credit intermediation, as evidenced by their successful collaboration with clients like Thrive Mortgage, a Texas-based company with over 320 participants. Additionally, Cairn Advisiors has shown remarkable proficiency in servicing clients in the financial investment activities sector. A prime example is their work with Family Emergency Rooms, which operates in Texas and has a substantial employee base of more than 340 participants. This demonstrates Cairn Advisiors' capability to manage complex benefit needs for a diverse range of clients. What sets this office apart is its proven track record with midsize employers. Their approach is tailored to address the unique challenges and opportunities that midsize businesses face, particularly in managing employee benefits effectively. The team at Cairn Advisiors combines local market knowledge with a deep understanding of the specific industries they serve, ensuring that their clients receive customized, insightful advice and support. This blend of local expertise, industry-specific knowledge, and experience with self-funded clients makes Cairn Advisiors an ideal partner for employers seeking to navigate the intricacies of employee benefits in a way that aligns with their business objectives and workforce needs.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

EFG International is a global private banking group offering private banking and asset management services and is headquartered in Zurich. Its registered shares (EFGN) are listed on the SIX Swiss Exchange. As a leading Swiss private bank, EFG International has a presence in major financial centres and growth markets, operating in around 40 locations worldwide, with a network spanning Europe, Asia Pacific, the Americas and the Middle East. As one of the best-capitalised Swiss private banks, EFG International is a financial partner that offers the security and solidity needed to provide clients with effective support. An entrepreneurial spirit has shaped the bank since its inception, enabling it to develop hands-on solutions and to build long-lasting client relationships. In other words: Entrepreneurial thinking. Private banking.

Napa Insurance Center, nestled in the vibrant heart of Austin, Texas, is a trusted ally for businesses seeking comprehensive employee benefits solutions. With a keen focus on serving the local community, they bring a wealth of expertise to the table. Their tailored approach ensures that each client, including esteemed organizations like the Automotive Benefit Association, receives personalized attention and top-notch guidance. At Napa Insurance Center, they understand the complexities of the modern workforce landscape. Their seasoned team navigates the intricacies of health insurance, retirement plans, and beyond with finesse, empowering businesses to attract and retain top talent while staying compliant with ever-evolving regulations. Driven by a commitment to excellence and integrity, Napa Insurance Center goes the extra mile to exceed expectations. They foster lasting relationships built on trust, reliability, and a shared dedication to achieving mutual success. In the dynamic realm of employee benefits, Napa Insurance Center stands as a beacon of stability and innovation, guiding businesses towards a brighter, more secure future.