When we meet with small and middle market companies they tell us that they frustrated with rising health insurance premiums, their employees are dissatisfied because of higher and higher deductibles, co-pays and out of pocket expenses but the insurance industry doesn’t offer them any new choices. Even more interesting is that very few of these companies have a plan for changing this situation and wait for their advisor to deliver their renewal and hope that things improve. Advantage Benefit Solutions works with companies like this and develops a 3 year plan designed to break them from this “Plan Trap”. It is possible to have high employee satisfaction through employee engagement and education. There are two sides to every coin, price on one side and value on the other. Our process is designed to utilize tools and maximize their value through employee engagement and education. Our process is the third side of the coin, the edge, or value creator.

Kilpatrick Companies, LLC is a wholesale General Agency and benefits consulting firm located in Houston. We work with a network of independent brokers, agents, and consultants to write, service, support, and consult on employee benefits programs that include medical, dental, vision, life, and disability products.

BCI Insurance Solutions, Inc. (BCI) is an Alliant Insurance Services company. We help individuals and businesses achieve peace of mind through our consultative approach to design and implement comprehensive benefit programs as well as Compliance, HR Services, and Technology Solutions. As one of the largest small business focused agencies in the United States, BCI also creates strategic partnerships with other agencies across Texas by making available our wide array of solutions, and specialists, to their clients. Since 1983, BCI has developed relationships with employers, individuals, independent agents, and insurance carriers. Our commitment and consistency has resulted in becoming one of the largest group and individual benefits agencies in the country, and holding elite status with all major insurance carriers. We serve over 6,000 companies and represent more than 100 top-rated insurance carriers. Our group insurance employers range from 2 person companies to businesses with more than 1,000 workers. BCI joined forces with Alliant Insurance Services, a national leader in insurance, employee benefits, and consulting. Alliant, with its vast array of resources and technology solutions, will provide a strong foundation for us to deliver an even higher level of service to our clients and broker partners.

John L Wortham & Son Lp is a renowned regional insurance broker with an office located in Dallas, Texas. With a wide range of experience and expertise, they provide exceptional services to clients across various industries and client sizes. This particular office caters to clients in Connecticut and Michigan, with notable employer clients including Shell Oil Company, Joy Holdings, Ltd., Dx Service Company Inc, and Enven Energy Ventures LLC. One notable achievement of this office is their collaboration with Shell Oil Company, a prominent employer in the petroleum and coal products manufacturing industry. John L Wortham & Son Lp worked closely with Shell Oil Company's HR and finance team to develop a comprehensive insurance solution tailored to their 12,910 employees' unique needs. This included setting up a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. The expertise of John L Wortham & Son Lp extends to various industries such as petroleum and coal products manufacturing, oil and gas extraction, and management of companies and enterprises. They have a good M Score, indicating their extensive experience and proficiency in serving clients of different sizes and industries. Furthermore, the office has demonstrated a strong track record of working with self-funded employers and collaborating with PPOs to ensure that member needs are met effectively. They also possess significant experience working with pharmacy benefit managers (PBMs) and other specific pharmacy providers, highlighting their comprehensive understanding of pharmaceutical needs in the insurance industry. With their commitment to excellence and tailored solutions, John L Wortham & Son Lp's Dallas office is a trusted partner for employers seeking reliable insurance brokerage services in Connecticut and Michigan.

Founded in 1933, Stephens is a family of privately-held, independent financial services firms focused on building value for companies, state and local governments, institutions and high-net-worth investors. We are headquartered in Little Rock, Arkansas, with offices in leading cities across the country and overseas. Since our founding, Stephens has pursued an independent course. We’ve built our firm on long-term relationships and enduring values, establishing an international reputation for vision, integrity and innovation. Free from herd mentality, short-term thinking and quarter-to-quarter imperatives, we’ve always stayed focused on the people who matter most: our clients. As investors and business owners ourselves, we have a unique perspective on the world. We understand the needs and concerns of individual investors, industry leaders and public interest stewards. Because we sit on the same side of the table as our clients, we are able to understand their goals and help build their future in partnership. © 2025 Stephens Inc. | Member NYSE, SIPC Disclosures: https://stephens.com/social-media http://www.stephens.com/

EBS, Inc. is a full service independent insurance agency dedicated to providing creative, personalized, and cost effective health insurance options to our clients. We recognize that each client is unique and we will work with you to design and market a benefit package to meet the needs of your company or individual needs. We help you arrange and implement your enrollment process, as well as conduct enrollment meetings with your employees and provide them with the proper communication materials. Once your benefit plans are in place, we work with the insurance carriers, the benefit administrator and employees to solve your day to day issues. We possess the knowledge, expertise and ability to assure the success of your benefits.

Management Consultants, specializing in designing and implementing performance improvement programs for major corporations. Based in Hong Kong and conduct assignments across Asia and worldwide. Major sectors include food and beverage, hospitality, telecommunications and manufacturing.

At Hotchkiss Insurance, we know by safeguarding one's most valuable assets, people and businesses are better able to grow and prosper. We work with you to understand your unique business and deliver tailored insurance solutions and risk management to protect you from life’s uncertainties. With an advisory approach and an ability to reduce complexity, we demonstrate an abiding care for all of those who entrust themselves to us. Whether you know you need business insurance, risk management, employee benefits consulting, personal insurance, surety, or you just want to start the conversation, we've got you covered. Hotchkiss is Texas-based, with main offices in Dallas, Fort Worth, Houston, Lubbock, and San Antonio. For more than 40 years, we've protected businesses of all sizes and industries. (Including construction, education, restaurants, landscapers, nursery growers, manufacturing, religious institutions, commercial construction, technology, home builders, energy, more) Endorsed by: Texas Nursery and Landscape Association, Texas Irrigation Association Member of: Builder Agent Network, exclusively endorsed by Texas Association of Builders Founders of: Texas Green Industry Safety Group, Texas Home Builders Safety Group Follow us! www.facebook.com/HotchkissInsurance/ twitter.com/hiallc 800.899.3750

*Manager of all group and individual benefits including new and existing business. *Consulting with Employers on the ever changing ACA laws