managers (PBMs) and other specific pharmacy providers. One notable example of their successful collaboration is with Genesys Works National Office, an esteemed employer in the educational services sector. HUB International partnered with their HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a pharmacy benefit management (PBM) program specifically designed to cater to the unique needs of their 110-member workforce. This highlights HUB International's ability to customize insurance solutions and offer specialized support to meet the specific requirements of their clients. Serving clients across Maryland, Virginia, and West Virginia, this Houston-based branch of HUB International extends its expertise to a diverse range of employers, including Acec Life/Health Insurance Trust Benefit Consortium and Genesys Works National Office. Their extensive knowledge and experience in the insurance industry, coupled with their unwavering commitment to customer satisfaction, make HUB International a trusted partner for large and midsize employers seeking comprehensive insurance and employee benefit solutions.

Adams Insurance Services, Inc., rooted in the vibrant city of Houston, TX, stands as a distinguished provider of employee benefits solutions. With a rich heritage of servicing a diverse clientele, including prominent names such as Chamberlin Roofing and Waterproofing, Bayes Achievement Center, and E3 Electric, L.P., their expertise particularly shines in crafting tailored benefits packages for self-funded employers. Their approach combines deep industry knowledge with a personal touch, ensuring that each client's unique needs are met with precision and care. At the heart of Adams Insurance Services is a commitment to fostering secure, healthy work environments through comprehensive benefits planning. Their dedicated team goes above and beyond to deliver exceptional service, ensuring that every partnership is built on a foundation of trust and mutual success. Visit adamsinsurance.com to explore how they can enhance your employee benefits strategy.

Business Insgroup, located in Houston, Texas, stands out as a significant player in the insurance brokerage sector, particularly adept at serving local and regional employers. This larger office has carved a niche in providing comprehensive insurance solutions, focusing on medical and ancillary benefits tailored to midsize employers. Their proficiency is notably evident in an array of industries, including highway, street, and bridge construction, building equipment contractors, and waste management and remediation services. Their client roster is impressive and diverse, underlining their capability to handle complex insurance needs across various sectors. Key clients include Amber LP, a significant name in the building equipment contractors industry, with a participant base exceeding 110 individuals. Another notable client is Dayton Lease & Pipeline Services, operating in the commercial and industrial machinery and equipment rental and leasing industry, catering to over 90 participants. Additionally, Envirocon Systems, a specialty trade contractor, benefits from their services with more than 110 participants. As a local brokerage firm, Business Insgroup brings a personalized touch to their services, combined with a deep understanding of the regional market dynamics. Their expertise is not just limited to specific industries but extends to a broad spectrum, ensuring tailored solutions that align with the unique requirements of each client. Their established track record with midsize employers further reinforces their position as a reliable and knowledgeable broker in the competitive insurance landscape of Houston. Business Insgroup's approach is characterized by a blend of local expertise, industry-specific knowledge, and a commitment to understanding and meeting the distinct needs of each client.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Memorial Financial Services Corp. is an independent, family owned firm. Established in 2000, we are a full service Employee Benefits and Estate Planning brokerage with a heavy focus on customized long term, cutting edge strategies aimed at keeping our clients at the forefront of an ever evolving industry, in the most cost effective manner possible. Areas of expertise include comprehensive employee benefits packages, including traditional and non-traditional health insurance options, ancillary coverages such as dental, vision, life and disability income insurance. Also, available are worksite coverages such as accident, cancer, critical illness and hospital indemnity policies. We work with a large range of exclusively "A rated"​ carriers to ensure that you're getting the high quality coverage that you deserve, at a price point that is affordable to your company. Our Estate Planning services are focused on using some fairly common as well as other non-traditional vehicles to address a wide range of needs, including survivorship, wealth accumulation, protecting businesses using buy/sell agreements, and minimizing tax liability during retirement years.