Benefit Concepts - Houston, TX is the Houston, Texas office of Benefit Concepts. Its work centers on retail services employers, serving small and mid-sized organizations with fully insured arrangements that include medical, prescription drug and ancillary lines, along with retirement plans and mega wrap coverage. Example carriers include UnitedHealthcare, Aetna and BCBS of IL, MT, NM, OK, TX.

The Houston, Texas office of Kilpatrick Companies LLC operates as part of the broader Kilpatrick Companies LLC organization, working with small, mid-sized and large employer clients across healthcare and social services, construction, professional business services, financial activities and manufacturing. Its work spans both self-funded and fully insured arrangements, with medical coverage, PPO plans and prescription drug benefits at the center of the book. The office also places ancillary lines and retirement plans, and its experience extends to Mega Wrap and MEWA structures. Employer clients including Parsons Group, LLC and Silverpoint Senior Living are well rated by their employees for benefits. Example carriers placed by the office include CIGNA, UnitedHealthcare and BCBS of Texas.

Karen Ehlers Insurance Agency - Houston, TX is a standalone employee benefits office based in The Woodlands, Texas. Its work centers on administrative and support services employers, and it serves large employers. The office places medical coverage along with ancillary lines and retirement plans, and it has experience with MEWA arrangements. Example carriers include MetLife, BCBS of SC and UnitedHealthcare.

The Houston, Texas office of Americanized Benefit Consultants serves employer clients out of its parent firm, Americanized Benefit Consultants. Its work centers on manufacturing and construction employers, primarily mid-sized organizations. The office places self-funded arrangements alongside medical and PPO coverage, prescription drug benefits, ancillary lines, retirement plans and mega wrap programs. Clients including CastleRock Communities LLC are well rated by their employees for benefits. Example carriers include CIGNA, BCBS of Texas and Aetna.

When we meet with small and middle market companies they tell us that they frustrated with rising health insurance premiums, their employees are dissatisfied because of higher and higher deductibles, co-pays and out of pocket expenses but the insurance industry doesn’t offer them any new choices. Even more interesting is that very few of these companies have a plan for changing this situation and wait for their advisor to deliver their renewal and hope that things improve. Advantage Benefit Solutions works with companies like this and develops a 3 year plan designed to break them from this “Plan Trap”. It is possible to have high employee satisfaction through employee engagement and education. There are two sides to every coin, price on one side and value on the other. Our process is designed to utilize tools and maximize their value through employee engagement and education. Our process is the third side of the coin, the edge, or value creator.

Hotchkiss Insurance's Houston, Texas office is part of the Hotchkiss Insurance organization. Its employer clients concentrate in administrative and support services, financial activities, and healthcare and social services, and the office works with small and mid-sized employers. The office places fully insured arrangements covering medical and prescription drug benefits, along with ancillary lines, retirement plans and Mega Wrap programs. Example carriers include BCBS of TX, MetLife and UnitedHealthcare.

Securance Agency's Houston, Texas office operates as part of Securance Agency. Its employer clients are concentrated in healthcare and social services and in data, media and telecom, and the office works primarily with mid-sized employers. The office places self-funded arrangements alongside medical coverage, PPO plans and prescription drug benefits, and also handles ancillary lines and retirement plans. Example carriers include BCBS of TX, Aetna and Cigna.

EFG Insurance Agency's Houston, Texas office is part of EFG Insurance Agency. Its work centers on professional business services employers of mid-size, where it places fully insured medical coverage along with ancillary lines and retirement plans. Example carriers include BCBS of TX, Delta Dental and Dearborn National.

Adams Insurance Service, Inc. operates an office in Houston, Texas, as part of Adams Insurance Services, Inc. The office concentrates on construction and manufacturing employers, working primarily with mid-sized organizations. Its work spans both self-funded and fully insured arrangements, with medical coverage placed through PPO and HMO structures, along with prescription drug benefits, ancillary lines and retirement plans. Curtis Steel Company, LLC is among the employer clients whose staff rate their benefits highly. Example carriers include UnitedHealthcare, Cigna and Aetna, along with Blue Cross Blue Shield plans serving Texas and neighboring states.

Brady Chapman Holland & Associates' Houston, Texas office operates as part of Brady Chapman Holland & Associates. The office works with small and mid-sized employers, with industry experience concentrated in manufacturing, healthcare and social services, and professional business services. Its placements span both self-funded and fully insured arrangements, including medical and PPO coverage, ancillary lines, retirement plans and mega wrap programs. Employer clients including Andrews Myers P.C. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, BCBS of TX and Meritain Health.

Lockton's Houston, Texas office operates as part of the Lockton organization, serving employer clients across manufacturing, professional business services, wholesale trade, financial activities, and healthcare and social services. The office works with small, mid-sized and large employers alike. Its program experience centers on self-funded arrangements, along with medical, prescription drug and ancillary lines coverage, retirement plans, mega wrap arrangements and collectively bargained plans. Clients including Arnold Ventures LLC and Refinery Specialties, Inc. are well rated by their employees for benefits. Example carriers placed by the office include BCBS of TX, UnitedHealthcare and Cigna.