At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Canalichio Insurance Group, LLC, situated in the vibrant city of San Antonio, TX, stands out as a local brokerage firm with a commendable record in catering to small employers, particularly in the region. Their expertise shines in the realm of employer benefits, with a strong focus on medical and ancillary benefits. This reflects their deep understanding of the unique needs and challenges faced by local and regional businesses. A testament to their proficiency is their diverse portfolio of top customers. This includes Cox Manufacturing Company, a prominent player in the machine shops, turned product, and screw, nut, and bolt manufacturing industry, boasting over 90 participants. Additionally, they cater to Gdc Technics Ltd, a specialist in the specialized design services industry with more than 110 participants. Another notable client is South Texas Radiology Group PA, operating in the offices of physicians sector with over 90 participants. These collaborations highlight Canalichio Insurance Group's versatility and adaptability across various industries including specialized design services, machine shops, and medical offices. What sets Canalichio Insurance Group apart is their localized approach, offering tailored solutions that resonate with the specific needs of small businesses in the region. Their understanding of the local landscape, combined with their broad expertise, makes them an ideal partner for employers seeking comprehensive and customized insurance solutions. Their dedication to serving the local community with precision and care underscores their commitment to excellence and client satisfaction.

Cairn Advisiors, located in Austin, Texas, stands out as a prominent local brokerage firm, especially renowned for its adept handling of self-funded clients. This larger office has carved a niche for itself in the realm of employer benefits, catering primarily to local and regional employers. Their expertise is particularly notable in industries related to credit intermediation, as evidenced by their successful collaboration with clients like Thrive Mortgage, a Texas-based company with over 320 participants. Additionally, Cairn Advisiors has shown remarkable proficiency in servicing clients in the financial investment activities sector. A prime example is their work with Family Emergency Rooms, which operates in Texas and has a substantial employee base of more than 340 participants. This demonstrates Cairn Advisiors' capability to manage complex benefit needs for a diverse range of clients. What sets this office apart is its proven track record with midsize employers. Their approach is tailored to address the unique challenges and opportunities that midsize businesses face, particularly in managing employee benefits effectively. The team at Cairn Advisiors combines local market knowledge with a deep understanding of the specific industries they serve, ensuring that their clients receive customized, insightful advice and support. This blend of local expertise, industry-specific knowledge, and experience with self-funded clients makes Cairn Advisiors an ideal partner for employers seeking to navigate the intricacies of employee benefits in a way that aligns with their business objectives and workforce needs.

Smarter Benefits Solutions, headquartered in Austin, TX, positions itself as a premier insurance broker specializing in employer benefits. This office location excels in servicing a diverse clientele, with a strong focus on supporting both local and regional employers. Their extensive experience with self-funded clients underscores their ability to navigate the complexities of employer benefits, offering tailored solutions to meet the unique needs of businesses in the Austin area. A standout feature of Smarter Benefits Solutions is its demonstrated proficiency in handling large employers. This expertise is exemplified through successful partnerships, with notable clients like Staff One in the professional, scientific, and technical services industry. Staff One, boasting 870+ participants, serves as a testament to Smarter Benefits Solutions' capability to manage the intricacies of benefits programs for sizable organizations. As a vital component of a local brokerage firm, Smarter Benefits Solutions combines its industry knowledge with a commitment to the community. This collaborative approach positions them as a reliable partner for employers seeking comprehensive benefits solutions in Austin, TX, and reinforces their dedication to delivering tailored and effective insurance services to businesses of all sizes.

Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.

Beneplace, located in Austin, Texas, stands out as a distinguished insurance broker, particularly adept at catering to the needs of both midsize and large employers. Their larger office size allows them to offer robust support, especially notable in their expertise with self-funded clients. This capability makes them an ideal partner for local and regional businesses seeking tailored insurance solutions. Their proficiency is not limited to one sector; Beneplace boasts extensive experience across diverse industries, including hospitals, computer systems design and related services, and management of companies and enterprises. This wide-ranging expertise ensures they can offer specialized advice and products suited to the unique needs of different sectors. The value of their services is evident in the caliber of their clientele. They have successfully partnered with notable companies such as Fmc Technologies in the miscellaneous manufacturing industry, serving over 550 participants, and Memorial Hermann Health System in the hospitals sector, supporting more than 3,800 participants. Their largest client, Texas Health Resources, also in the hospitals industry, benefits from their services for over 10,720 participants, underscoring Beneplace's capacity to handle large-scale insurance needs efficiently. As a part of a local brokerage firm, Beneplace brings a personalized touch to their services, combining local market understanding with a broad scope of industry knowledge. This blend makes them a compelling choice for employers in Austin and beyond, looking for a reliable, experienced insurance broker that can adeptly navigate the complexities of employee benefits and insurance needs.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

We help employers design benefits programs that resonate with their employees. With over 100 combined years of benefits experience, we provide strategic guidance and expertise to business and HR leaders on relevant topics, ensuring alignment to business objectives. With us, you come first.