Smarter Benefits Solutions, headquartered in Austin, TX, positions itself as a premier insurance broker specializing in employer benefits. This office location excels in servicing a diverse clientele, with a strong focus on supporting both local and regional employers. Their extensive experience with self-funded clients underscores their ability to navigate the complexities of employer benefits, offering tailored solutions to meet the unique needs of businesses in the Austin area. A standout feature of Smarter Benefits Solutions is its demonstrated proficiency in handling large employers. This expertise is exemplified through successful partnerships, with notable clients like Staff One in the professional, scientific, and technical services industry. Staff One, boasting 870+ participants, serves as a testament to Smarter Benefits Solutions' capability to manage the intricacies of benefits programs for sizable organizations. As a vital component of a local brokerage firm, Smarter Benefits Solutions combines its industry knowledge with a commitment to the community. This collaborative approach positions them as a reliable partner for employers seeking comprehensive benefits solutions in Austin, TX, and reinforces their dedication to delivering tailored and effective insurance services to businesses of all sizes.

We help health care organizations succeed in the increasingly complex world of risk and insurance. Our unmatched focus on health care means we know the industry better than anyone else. It is our job to make sure: • Your insurance does what you expect, 100% of the time • You stay ahead of ever-changing laws and regulations • We’re always there when you need help We believe simplicity is the cure for crushing complexity. HealthSure: Prevent surprises in the boardroom Protect people and assets Prosper in these increasingly complex times

At Shepard & Walton Employee Benefits, our agency provides customized group benefits plans and solutions for businesses of all sizes and in a multitude of industries. Our unique customer experience is driven by a high-touch, local service model coupled with the influence and buying power of a national organization. We are one of 140 premier independent benefit advisory firms within United Benefit Advisors, which collectively provide benefit plans for more than 36,000 employers, covering more than two million employees and their families.

Baffin Bay Marketing Group, located in Austin, Texas, stands out as a versatile and experienced insurance broker, especially adept at catering to the needs of small to midsize employers. As a significant branch within a local brokerage firm, they possess a larger office setup that enables them to efficiently handle a diverse range of client requirements. Their proficiency is particularly notable in working with self-funded clients, a testament to their ability to manage complex financial arrangements and risk assessments. Their client portfolio is impressive and varied, showcasing their capability to serve different industries with tailor-made solutions. Notable clients include Valley Telephone Cooperative, a key player in the telecommunications sector in Texas, with over 50 participants under their plan. Similarly, they have effectively managed the insurance needs of Anderson Regional Medical Center in the hospital industry in Mississippi, covering more than 40 participants. Another prime example is the Arkansas Foundation For Medical Care in Arkansas, an organization in the religious, grantmaking, civic, professional, and similar organizations industry, where they cater to over 90 participants. The firm's expertise isn't limited to these sectors. They also have a strong foothold in industries such as general freight trucking and activities related to real estate, demonstrating their versatility and depth of knowledge across various fields. This broad expertise allows them to offer comprehensive and customized insurance solutions that meet the unique needs of each client, whether in healthcare, telecommunications, trucking, real estate, or non-profit sectors. In essence, Baffin Bay Marketing Group emerges as a highly competent insurance broker in Austin, TX, equipped with the experience, resources, and industry knowledge necessary to serve a wide range of clients effectively, from small businesses to regional employers.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Cairn Advisiors, located in Austin, Texas, stands out as a prominent local brokerage firm, especially renowned for its adept handling of self-funded clients. This larger office has carved a niche for itself in the realm of employer benefits, catering primarily to local and regional employers. Their expertise is particularly notable in industries related to credit intermediation, as evidenced by their successful collaboration with clients like Thrive Mortgage, a Texas-based company with over 320 participants. Additionally, Cairn Advisiors has shown remarkable proficiency in servicing clients in the financial investment activities sector. A prime example is their work with Family Emergency Rooms, which operates in Texas and has a substantial employee base of more than 340 participants. This demonstrates Cairn Advisiors' capability to manage complex benefit needs for a diverse range of clients. What sets this office apart is its proven track record with midsize employers. Their approach is tailored to address the unique challenges and opportunities that midsize businesses face, particularly in managing employee benefits effectively. The team at Cairn Advisiors combines local market knowledge with a deep understanding of the specific industries they serve, ensuring that their clients receive customized, insightful advice and support. This blend of local expertise, industry-specific knowledge, and experience with self-funded clients makes Cairn Advisiors an ideal partner for employers seeking to navigate the intricacies of employee benefits in a way that aligns with their business objectives and workforce needs.

Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us. Through teamwork, collaboration and a commitment from everyone involved, we’ve succeeded in that goal time and time again. And we’re incredibly proud of the results—technology that helps us serve our customers, industry-leading security that inspires confidence and a quick and agile workforce that serves our customers in ways no other bank can. Frost is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. For more information on our social media policies, please visit frostbank.com/social.

We help employers design benefits programs that resonate with their employees. With over 100 combined years of benefits experience, we provide strategic guidance and expertise to business and HR leaders on relevant topics, ensuring alignment to business objectives. With us, you come first.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Member Benefits, Inc., a subsidiary of Business Planning Concepts, Inc. is a full-service insurance and financial services organization specializing in the design, marketing, and administration of professional affinity group and association member benefit programs. As a licensed Third Party Administrator, Member Benefits has national expertise in: Programs Development Association/Affinity Group plan installation Negotiation of substantial discounts, exclusive services, and underwriting concessions Billing and Collection Services Claims Administration Marketing & Programs Communication Policy Issuance Customer Service Member Database Management Member Benefits clearly understands its objective to support association and professional affinity group clients by providing customized insurance products and employee benefit plans to their individual members.