Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

We are a unique and innovative retail risk management and employee benefits insurance brokerage and consulting firm founded in San Francisco, California, in 2007 with offices and leadership across the country. EPIC Insurance Brokers & Consultants has a depth of industry expertise across key lines of insurance, including risk management, property and casualty, employee benefits, unique specialty program insurance and private client services. Check out our other links for all things EPIC: https://linktr.ee/epicbrokers.

Insurance brokers

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Integrity Benefit Partners, based in Indianapolis, IN, stands out as a trusted advisor in the realm of employee benefits. This location is recognized for its specialized expertise in assisting local and regional employers, particularly in the educational services industry. They have notably served significant clients such as the Community Schools of Frankfort, successfully catering to over 150 participants. At the core of their service philosophy is a commitment to well-researched, transparent, and unbiased advice. This dedication to integrity ensures that their recommendations are always in the best interest of their clients, even if it leads them to other service providers. With over a century's worth of collective experience in employee benefits, their team expertly navigates the complexities of plan design, selection, communication, enrollment, and administration. This comprehensive approach is a testament to their ability to adapt to various client needs, reflecting the value of a locally-owned agency that prioritizes flexibility and personalized service. A unique aspect of Integrity Benefit Partners is their independence in selecting insurance companies and plans. Unlike many brokers who may be influenced by incentives from specific insurers, they prioritize partnering with innovative and forward-thinking companies. This approach ensures that the plans they offer not only meet rigorous standards of benefits, pricing, and innovation but also align with their commitment to servicing their clients with excellence. In summary, Integrity Benefit Partners in Indianapolis distinguishes itself through its client-focused approach, extensive expertise, and independent selection of high-quality insurance plans, particularly excelling in serving educational institutions.

The California Department of Insurance (CDI) is the largest consumer protection agency in the state. In keeping with its mission to protect consumers, CDI oversees insurer solvency, licensing agents and brokers, conducting market conduct reviews, resolving consumer complaints, and investigating and prosecuting insurance fraud.

Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including: • Benefits administration technology for a streamlined enrollment process • Customizable selection of voluntary benefits that employees want and need • Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers • Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members For brokers and agents, Optavise is an opportunity to represent a company that’s changing the game in employee benefits and to be rewarded for hard work. Our comprehensive benefits solution delivers measurable outcomes for employers, leading to greater satisfaction, higher retention rates and increased earning opportunities. Visit Optavise.com to learn more and schedule a demo. Privacy and Legal Info: Optavise.com/privacy-center

Steele Benefit Services helps employers attract and retain valuable employees by combining professional benefit administration, communications and enrollment services with high-value voluntary benefit programs. We make sure that employees understand and appreciate the value of their employers’ investment in benefits. We offer ways for employees to strengthen their financial security at no cost to their employers. And we help brokers and insurance carriers enhance their value to the clients they serve. Steele Benefit Services helps employers install BenSelect benefit administration technology and helps employers produce ACA reporting forms 1094-C and 1095-C.

We are a full service employee benefit advisory firm with a special focus on small and mid-size employers. This segment of the business community has been impacted greatly by the Affordable Care Act (ACA) but has fewer choices when it comes to highly qualified employee benefit guidance. Many times these businesses have been left to go it alone by their current brokers when it comes to very complicated decisions. Our role is to simplify the employee benefit buying and management experience for our clients. This is accomplished by taking a high touch and engaged consultative approach with extremely knowledgeable staff.