The Strategic Advantage provides you with the solutions to help reach your goals. The Strategic Benefits team of experts understands the impact a company’s benefit package has on employees, owners, and the bottom line. We know sophisticated problems require sophisticated solutions, not cookie cutter answers. This is why we utilize a team approach, calling on the expertise of our consultants, who bring years of specialized experience to build relationships and guide you every step of the way. Our commitment is to help you make prudent business decisions regarding your employee benefit plans. We achieve this by combining innovative products with our outstanding expertise and service to best meet your needs.

Shirley Sastre Souto's Miami, FL office is a prominent player in the insurance brokerage landscape, operating from a larger office with a proven track record of catering to the unique needs of both small and midsize employers. Specializing in employer benefits, their seasoned team possesses extensive experience in working with self-funded clients, offering comprehensive support to local and regional employers. This distinguished office boasts a diverse portfolio of clients, including notable names such as Adonel Concrete Corp, a key player in the foundation, structure, and building exterior contractors industry, All American Containers in the miscellaneous nondurable goods merchant wholesalers sector, and City National Bank of Florida in the depository credit intermediation industry. With participant numbers exceeding 130, 100, and 240 respectively, these client success stories underscore the broker's commitment to delivering tailored solutions across different industries. Shirley Sastre Souto's Miami team stands out for its exceptional expertise in air transportation, depository credit intermediation, and fruit and vegetable preserving, and specialty food manufacturing industries. As part of a local brokerage firm, they bring a nuanced understanding of the regional business landscape, further enhancing their ability to provide personalized, strategic guidance. With demonstrated proficiency in serving both small and midsize employers, this office is a reliable partner for businesses seeking comprehensive and customized insurance solutions.

Mier's Miami, FL office stands out as a prominent insurance broker, offering a comprehensive suite of services tailored for local and regional employers. As one of the larger offices within the Mier network, this location boasts a team of seasoned professionals with a focus on delivering expert solutions in employer benefits, particularly in the realms of medical and ancillary coverage. Distinguished by their hands-on approach, Mier's Miami team has successfully catered to an array of industries, including miscellaneous nondurable goods merchant wholesalers, outpatient care centers, coating, engraving, heat treating, and allied activities. Their extensive portfolio includes notable clients such as All American Containers, a leader in the miscellaneous nondurable goods merchant wholesalers industry, American Care in outpatient care centers, and City National Bank of Florida in depository credit intermediation. Operating within the framework of a local brokerage firm, Mier's Miami office showcases a track record of success in navigating the intricacies of midsize and small employers. Their demonstrated expertise extends beyond conventional insurance brokerage, positioning them as trusted partners in crafting tailored solutions for diverse employer benefit needs. With a commitment to excellence and a deep understanding of the nuances within each industry they serve, Mier's Miami, FL office emerges as a strategic choice for employers seeking reliable and customized insurance solutions.

Understanding financial concepts and money management can be intimidating, but it doesn’t need to be. At DSM Financial, we provide financial strategies that are easy to understand, and more importantly, easy to execute so you can begin securing your financial future today. We look forward to helping you craft a financial plan that is as unique as you are. The professionals at DSM Financial provide financial services for families and businesses, designing "unbiased solutions"​ for them to reach their long and short-term objectives and goals. Licensed Insurance Professional. Respond and learn how insurance and annuities can positively impact your retirement. This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.

Corporate Financial Services (CFS), based in Miami, FL, is a distinguished provider of financial programs tailored for professionals, business owners, and their companies. This Miami office, noted for its larger size, excels in offering specialized expertise to local and regional employers, particularly in managing medical and ancillary benefits. CFS's adeptness in navigating the intricacies of the hospitals industry is exemplified by their successful partnership with Health First Shared Services, a notable entity in the Florida healthcare sector with over 6030 participants. Moreover, CFS's Miami branch stands out as a part of a local brokerage firm, underscoring its strong connection and commitment to the regional business community. This office is particularly renowned for its proficiency in handling the needs of large employers, a testament to its deep understanding of the unique challenges and requirements of this segment. For over 50 years, CFS professionals have been delivering superior service, underpinned by a commitment to crafting carefully constructed plans. This approach is rooted in a comprehensive discovery process that enables a deep understanding of clients' financial situations, ensuring solutions are aligned with their priorities. In summary, Corporate Financial's Miami office is a robust and experienced player in the insurance brokerage field, with a specific forte in serving large employers in the healthcare sector and a strong regional focus.

Servicios de Asesoría y Consultoría Especializada e Integral. Ayudamos eficientemente en la expansión de su negocio y a proteger la eficiencia de sus inversiones en Colombia y en Estados Unidos

Bateman, Gordon & Sands, Inc., located in Miami, FL, is a distinguished insurance broker with a large office that demonstrates exceptional expertise in dealing with local and regional employers, especially in medical and ancillary benefits. Their proficiency notably shines in serving educational services and automobile dealers industries. A testament to their capabilities is their work with prominent clients like Everglades College, KD Construction of Florida, and Tp Investment Group Dba Kenworth of South Florida, managing benefits for substantial numbers of participants in each organization. This broker stands out for its deep-rooted experience with midsize employers, offering tailored guidance and solutions. Their approach is marked by the BGS Business Advantage, where experts in the Commercial Lines Service division collaborate with clients to craft strategies for risk reduction. Additionally, their Employee Benefits division offers counseling on compliance mandates and health insurance programs, adapting to the evolving needs of businesses. Furthermore, Bateman, Gordon & Sands are equipped to handle specialized bond needs to enhance operational efficiency, and their Personal Lines Service division provides customized plans for personal protection. The Marine division is also noteworthy, negotiating comprehensive yacht insurance coverage. The agency's commitment to guiding clients safely through risks is symbolized by their use of the Hillsboro Lighthouse as a representation of strength, guidance, and safe harbor. Established in 1947, they've grown into a trusted name in the insurance sector, distinguished by personalized consultative advice and a strong reputation built on personal attention and robust relationships with top carriers.

HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

Employee Benefits