Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

Galbraith Group, started by Zach Galbraith, opens its doors in 2018. We specialize in sales and service of employee benefits, primarily in the Lubbock, TX market. Our main focus is health insurance for employers and working along side our clients to add other products to complete their portfolio. We offer Health, Life, Dental, Disability, Vision and Supplemental coverages. Office # 806.993.1015 Fax # 806.993.1018 [email protected]

We are a full-service financial firm serving North Florida and South Georgia and we serve our clients with a commitment to provide a positive client experience. As an independent firm, you benefit from working with an independently owned and operated firm with strong community ties and local relationships, while having access to the resources typical of much larger firms. This is because we are aligned with Cetera Advisor Network, Inc., a strong financial services firm with a long successful history in the financial services industry. Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Insurance with Integrity..

Founded in 1933, Stephens is a family of privately-held, independent financial services firms focused on building value for companies, state and local governments, institutions and high-net-worth investors. We are headquartered in Little Rock, Arkansas, with offices in leading cities across the country and overseas. Since our founding, Stephens has pursued an independent course. We’ve built our firm on long-term relationships and enduring values, establishing an international reputation for vision, integrity and innovation. Free from herd mentality, short-term thinking and quarter-to-quarter imperatives, we’ve always stayed focused on the people who matter most: our clients. As investors and business owners ourselves, we have a unique perspective on the world. We understand the needs and concerns of individual investors, industry leaders and public interest stewards. Because we sit on the same side of the table as our clients, we are able to understand their goals and help build their future in partnership. © 2025 Stephens Inc. | Member NYSE, SIPC Disclosures: https://stephens.com/social-media http://www.stephens.com/

Heritage-Rm is a reputable local insurance broker with an office situated in Lubbock, Texas. Known for their extensive experience and expertise, they have established themselves as one of the top brokerages in the Lubbock market. Their client base spans across large, midsize, and small employers, catering to their diverse insurance needs. Their Lubbock office serves clients not only in Texas but also across Illinois, showcasing their ability to provide comprehensive insurance solutions to businesses in different states. One notable example of their successful collaboration in Illinois is their work with Norton Energy Drilling, a leading employer in the oil and gas extraction industry with a workforce of 100 members. Heritage-Rm collaborated closely with Norton Energy Drilling's HR and finance team to develop a tailored self-funding arrangement that addressed the unique needs of their members. In addition to Norton Energy Drilling, their clientele in the Lubbock office includes notable employers such as Madera Residential, LLC, Apollo Medflight LLC, Children's Home Healthcare Dallas, and JF Heritage LLC. Heritage-Rm possesses strong expertise across various industries, including oil and gas extraction, heavy and civil engineering construction, and healthcare and social assistance. Their proficiency in working with self-funded employers, coupled with their wide-ranging experience across different client sizes and industries, has contributed to their excellent M Score, reflecting their commitment to delivering exceptional insurance services tailored to their clients' specific requirements.

Located in Lubbock, Texas, Group Healthemployer Insurance Service is a premier insurance broker specializing in employer benefits for both local and regional businesses. With a solid track record, this office demonstrates a keen understanding of medical and ancillary benefits, making them a trusted partner for employers seeking comprehensive coverage. One of Group Healthemployer Insurance Service's notable strengths lies in its expertise within the real estate industry. The brokerage has successfully served top clients such as Jl Gray Company, a prominent player in real estate activities based in New Mexico. With over 130 participants under their coverage, Group Healthemployer Insurance Service has showcased a commitment to providing tailored solutions for businesses engaged in real estate ventures. This Lubbock-based location stands out for its local roots, being an integral part of a well-established local brokerage firm. This affiliation enhances their ability to navigate the nuances of the regional market, ensuring clients receive personalized and relevant insurance solutions. In addition to their success in real estate, Group Healthemployer Insurance Service extends its proficiency across various industries, offering a diverse range of benefits packages. Whether addressing the needs of small enterprises or larger corporations, this office is equipped to deliver comprehensive and effective insurance solutions, making them a valuable resource for employers in the vibrant business community of Lubbock, Texas.