Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

We are a full-service financial firm serving North Florida and South Georgia and we serve our clients with a commitment to provide a positive client experience. As an independent firm, you benefit from working with an independently owned and operated firm with strong community ties and local relationships, while having access to the resources typical of much larger firms. This is because we are aligned with Cetera Advisor Network, Inc., a strong financial services firm with a long successful history in the financial services industry. Our company is based on the principle that education and understanding of your current financial situation is vital to successfully make prudent decisions concerning your future financial condition. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

Insurance Partners is a local insurance broker based in Lubbock, Texas, specializing in providing comprehensive insurance solutions to midsize employers. With a strong focus on serving clients in the support activities for mining industry, Insurance Partners has established itself as a trusted partner in this sector. Their expertise and knowledge in the specific insurance needs of support activities for mining industries have made them a valuable resource for companies operating in this field. One notable example of their successful partnership is with Red Diamond Energy Services Inc, a prominent employer in the support activities for mining industry. With 130 members in their workforce, Red Diamond Energy Services Inc entrusted Insurance Partners to handle their insurance requirements. The broker worked closely with their HR and finance team to develop tailored insurance plans that met the unique needs of the company and its employees. While Insurance Partners has a strong track record and a local presence in Lubbock, it is worth noting that some customers have shared lower reviews. As part of the evaluation process, it would be prudent to investigate these concerns further. However, the success they have achieved in serving clients like Red Diamond Energy Services Inc underscores their ability to deliver effective insurance solutions. Operating primarily in Colorado and Utah, Insurance Partners serves a diverse range of clients in the support activities for mining industry. Their knowledge of the insurance landscape in these regions enables them to provide comprehensive coverage options and personalized services to their employer clients.

Insurance with Integrity..

Founded in 1933, Stephens is a family of privately-held, independent financial services firms focused on building value for companies, state and local governments, institutions and high-net-worth investors. We are headquartered in Little Rock, Arkansas, with offices in leading cities across the country and overseas. Since our founding, Stephens has pursued an independent course. We’ve built our firm on long-term relationships and enduring values, establishing an international reputation for vision, integrity and innovation. Free from herd mentality, short-term thinking and quarter-to-quarter imperatives, we’ve always stayed focused on the people who matter most: our clients. As investors and business owners ourselves, we have a unique perspective on the world. We understand the needs and concerns of individual investors, industry leaders and public interest stewards. Because we sit on the same side of the table as our clients, we are able to understand their goals and help build their future in partnership. © 2025 Stephens Inc. | Member NYSE, SIPC Disclosures: https://stephens.com/social-media http://www.stephens.com/

Heritage-Rm is a reputable local insurance broker with an office situated in Lubbock, Texas. Known for their extensive experience and expertise, they have established themselves as one of the top brokerages in the Lubbock market. Their client base spans across large, midsize, and small employers, catering to their diverse insurance needs. Their Lubbock office serves clients not only in Texas but also across Illinois, showcasing their ability to provide comprehensive insurance solutions to businesses in different states. One notable example of their successful collaboration in Illinois is their work with Norton Energy Drilling, a leading employer in the oil and gas extraction industry with a workforce of 100 members. Heritage-Rm collaborated closely with Norton Energy Drilling's HR and finance team to develop a tailored self-funding arrangement that addressed the unique needs of their members. In addition to Norton Energy Drilling, their clientele in the Lubbock office includes notable employers such as Madera Residential, LLC, Apollo Medflight LLC, Children's Home Healthcare Dallas, and JF Heritage LLC. Heritage-Rm possesses strong expertise across various industries, including oil and gas extraction, heavy and civil engineering construction, and healthcare and social assistance. Their proficiency in working with self-funded employers, coupled with their wide-ranging experience across different client sizes and industries, has contributed to their excellent M Score, reflecting their commitment to delivering exceptional insurance services tailored to their clients' specific requirements.