FNIC - TIFFIN, OH is an office of FNIC located in Fostoria, Ohio. It works primarily with construction and manufacturing employers, serving small and mid-sized organizations. Its placements include medical coverage and ancillary lines, along with retirement plans and collectively bargained arrangements. Example carriers include AultCare, Elevance and Vision Service Plan.

FNIC's Defiance, Ohio office operates as part of the FNIC brokerage. Its work centers on employers in healthcare and social services as well as retail services, primarily mid-sized employers. The office places self-funded arrangements alongside medical coverage, PPO plans and prescription drug benefits, and it also handles ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include Allstate, Community Insurance and Elevance.

Savage & Associates - Toledo, OH operates from Maumee, Ohio, as part of the Savage & Associates organization. The office works with employer clients in manufacturing, financial activities, administrative and support services, healthcare and social services, and professional business services, spanning small, mid-sized and large employers. Its placement work covers self-funded arrangements alongside fully insured medical programs including PPO and HMO structures, prescription drug coverage, ancillary lines and retirement plans. The office also has experience with Mega Wrap and MEWA arrangements. Clients including Maumee Assembly and Stamping and Cronin Auto, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Aetna and Medical Mutual.

USI Insurance Services - Toledo, OH is a local office of USI Insurance Services, based in Toledo, Ohio. The office works with mid-sized and large employers across administrative and support services, financial activities, manufacturing, and professional business services. Its placements include self-funded arrangements, medical and PPO coverage, prescription drug benefits, ancillary lines, and retirement plans. Example carriers include BCBS of MI, Elevance and Unum.

The Findlay, Ohio office of Hub International serves employer clients in manufacturing, financial activities, and healthcare and social services, working primarily with mid-sized and large employers. Its work spans self-funded arrangements, medical coverage, ancillary lines and retirement plans, along with mega wrap structures. Employer clients including G.A. Wintzer & Son Company and The Corken Steel Products Company are well rated by their employees for benefits. Example carriers and providers associated with the office include Pension Corporation of America, Ameritas and Elevance.

Stapleton Group - Toledo, OH is a standalone employee benefits brokerage office based in Swanton, Ohio. Its work centers on healthcare and social services organizations and manufacturers, primarily mid-sized employers. The office places self-funded arrangements and medical coverage, including PPO plans, along with ancillary lines and retirement plans. Example carriers include Meritain Health, Paramount Health Care and Delta Dental.

Acrisure - Toledo, OH is an Acrisure office based in Maumee, Ohio. Its work centers on manufacturing employer clients, primarily mid-sized employers, where it places both self-funded and fully insured arrangements. The office's programs include medical coverage and PPO plans, along with ancillary lines and retirement plans. Employer clients including B-K Tool & Design Inc. and IMCO Carbide Tools Inc. are well rated by their employees for benefits. Example carriers include BCBS of MI, Elevance and Paramount Health Care.

OneDigital's Toledo, Ohio office operates as part of OneDigital, serving small and mid-sized employers with concentrations in manufacturing and transportation and warehousing. The office places fully insured medical coverage along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include Aetna, Community Insurance and Aflac.

AssuredPartners - Toledo, OH is an office of AssuredPartners located in Perrysburg, Ohio. Its employer clients concentrate in manufacturing, construction, and healthcare and social services, and range from small employers through mid-sized and large organizations. The office places self-funded and medical coverage along with ancillary lines, and also works on retirement plans. Example carriers include UnitedHealthcare, Aetna and Anthem BCBS.

Energy Insurance Agency's Toledo, OH office, based in Maumee, operates as part of Energy Insurance Agency. Its work centers on manufacturing employers, serving both small and mid-sized organizations. The office places both self-funded and fully insured arrangements, with medical coverage including PPO plans and prescription drug benefits, alongside ancillary lines and retirement plans. Example carriers include Elevance, Anthem BCBS and Medical Mutual.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.