Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Nestled in the thriving business community of Scranton, PA, Universal Employee Benefits So emerges as a distinguished insurance broker, specializing in crafting tailored solutions for medical and ancillary benefits. With a strong focus on local and regional employers, this office has become a trusted partner in navigating the complex landscape of employee benefits. Universal Employee Benefits So has earned its reputation by providing exemplary service to a diverse clientele. Notable among its top customers are Fncb Bank, a key player in the depository credit intermediation industry in PA, managing benefits for over 270 participants, and RLE Enterprises in the general freight trucking industry with a participant base exceeding 110. This diversity showcases the broker's ability to cater to the unique needs of clients spanning different sectors. As an integral part of the local brokerage landscape, Universal Employee Benefits So demonstrates a profound understanding of the region's business dynamics. Their expertise extends across depository credit intermediation and general freight trucking industries, reflecting a commitment to comprehensive coverage. With a proven track record of successfully navigating the benefits landscape for midsize employers, this broker stands as a reliable partner for businesses in Scranton seeking impactful and customized employee benefits solutions.

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Misner Benefits is an independent agency dedicated to providing its clients with the best insurance solutions possible in the area of Life, Accident and Health Insurance. With over 25 years in practice, we hold ourselves to the highest ethical standards.

Emery & Webb is a family owned insurance company, in business since 1886, with over 100 trained insurance professionals who serve clients throughout New York's Hudson Valley and across the United States. We offer home, auto, business, life, and group health insurance solutions, as well as insurance and risk management products for specialty markets including dental malpractice, music industry insurance, religious institutions, and non-profit organizations.

R C Lain, situated in Poughkeepsie, NY, stands as a distinguished insurance broker specializing in employer benefits with a notable focus on medical and ancillary coverage. Boasting extensive expertise in serving both local and regional employers, this office excels in tailoring comprehensive benefit solutions to meet the unique needs of businesses in the area. One of R C Lain's key strengths lies in its adept handling of clients in the general freight trucking industry. Noteworthy customers such as Mid-Jersey Trucking Industry and Teamsters Local 701 Welfare Fund underscore the broker's commitment to delivering tailored benefits packages. In the competitive landscape of the general freight trucking sector, R C Lain has established itself as a trusted partner, providing valuable insights and strategic guidance. This Poughkeepsie-based location is an integral part of a local brokerage firm, leveraging the collective strength and resources of the broader network. This affiliation enhances their ability to stay abreast of industry trends and deliver cutting-edge solutions to clients. R C Lain's commitment to excellence and in-depth understanding of the intricacies of employer benefits make them a reliable choice for businesses seeking tailored insurance solutions in the Poughkeepsie, NY region.

William A Smith & Son Inc is a trusted insurance broker located in Newburgh, New York. With their extensive experience and dedication to customer satisfaction, they have earned a stellar reputation in the industry. Catering primarily to large employers, William A Smith & Son Inc works with a diverse range of clients, including prestigious organizations like The Business Council Of New York State, Inc. Insurance Fund. In addition to serving clients in their local community, this branch of William A Smith & Son Inc also extends their services to clients located in Georgia and Minnesota. The team at William A Smith & Son Inc prides themselves on their exceptional customer service and deep understanding of the insurance industry. They consistently receive rave reviews from their clients, who appreciate their personalized approach and expert guidance. Whether it's assisting with policy selection, providing risk management advice, or handling claims, William A Smith & Son Inc goes above and beyond to ensure their clients' needs are met. While they serve clients across various industries, William A Smith & Son Inc specializes in tailoring insurance solutions to the unique requirements of each client. With their strong expertise and knowledge, they have successfully navigated the insurance landscape for clients in diverse sectors. For businesses seeking a reliable insurance broker in Newburgh, William A Smith & Son Inc is the go-to choice. Their exceptional service, extensive industry experience, and top-notch expertise make them a trusted partner in meeting insurance needs.