We specialize in providing innovative solutions to our clients. We pride ourselves on our ability to work with you in developing a diverse and tailored insurance portfolio with the flexibility to accommodate your changing personal and business needs. Commercial Commercial Surety & Bonds Business Owner Policies Commercial Auto Commercial Umbrella Crime EPLi Equipment Breakdown Errors & Omissions Fiduciary Garage Owners General Liability Professional Liability Worker’s Compensation Inland Marine Directors’ & Officers’ Liability Cyber Liability Personal Automobile Boat Classic & Antique Condominium Flood Homeowners Motorcycle Renters’ Umbrella

BLS Consulting is a reputable insurance broker that specializes in providing comprehensive services to midsize employers. With a strong focus on self-funded employers, they have amassed valuable experience in tailoring insurance solutions to meet their clients' unique needs. Located in Plymouth, Minnesota, BLS Consulting's local office is known for its exceptional work with North Memorial Health Hospital, a prominent employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, BLS Consulting successfully implemented a customized self-funding arrangement, ensuring optimal coverage for their 180 members. With extensive expertise in the health care and social assistance sectors, BLS Consulting offers invaluable insights and tailored solutions to their clients. Their dedication to understanding the intricacies of these industries enables them to provide comprehensive insurance strategies that address the specific challenges and risks faced by employers in these sectors. Operating primarily in Mississippi and Tennessee, BLS Consulting's Plymouth office extends its exceptional services to a wide range of employer clients, including notable organizations like Maple Grove Hospital and North Memorial Health Hospital. Through their diligent approach and commitment to excellence, BLS Consulting has established itself as a trusted partner for midsize employers, offering reliable insurance brokerage services that help businesses navigate the complex insurance landscape effectively.

Associated Financial Consultants & Investor Services is dedicated to the creation and conservation of lifetime assets. We provide financial solutions to complex situations and challenges that are easy to digest, understand, strategize from and most importantly execute, track and adapt to. Our clientele consists of a wide variety of individuals, who are both well-established or establishing themselves, and companies of all sizes, both local and national. We believe that every individual and company is unique – such as ourselves – with a wide array of goals and challenges throughout multiple stages, whether it’s finding success, during success or with continuing success. Therefore, every solution needs to be tailored and customized with a unique approach. Associated prides itself on being independent for over 40 years, and it’s our goal to continue helping others remain unique and independent for many generations to come. ### Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities (Associated Investor Services, Inc. and Associated Financial Consultants, Inc.) and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Phillip James Financial is an independent, fee-only financial planning & investment management company in Plymouth Minnesota. We were founded with the idea of bringing fee-only financial planning and investment advisory services to individuals and families which historically has been restricted to the very wealthy due to high minimum fees. We believe that the fee-only model offers a better alternative to the traditional broker/dealer model by removing the inherent conflict of interest that can be associated with selling commissioned based products. Everyone deserves sound advice when it comes to their investments that are aligned with their goals and not those of the broker. As a fee-only firm we do not receive commissions from investment companies, we are paid only by our clients. This fee structure has many advantages. It’s simple, transparent, and easy to understand. It also gives your advisor an incentive to grow your assets—when you succeed, your advisor succeeds. Whether you have just started saving or you are preparing for retirement, Phillip James wants to make sure you achieve your financial needs and goals. Website: http://phillipjamesfinancial.com Phone: (763) 432-0852 Fax: (763) 390-0023

Ross Nesbit Agencies, Inc., situated in the thriving business hub of Minneapolis, MN, operates a larger office that stands as a testament to their robust presence and capability in the insurance brokerage landscape. Specializing in serving local and regional employers, this office boasts significant experience with midsize and small enterprises alike. Their expertise extends to various industries, with a particular focus on furniture and related product manufacturing, home health care services, and general freight trucking. Notably, their diverse portfolio includes successful collaborations with esteemed clients such as Accurate Management Services in home health care services (130+ participants), Blu Dot Manufacturing in furniture manufacturing (180+ participants), and Long Haul Trucking in general freight trucking (130+ participants). This diverse client base showcases the agency's versatility and adaptability in meeting the unique needs of different sectors. As a proud member of a local brokerage firm, Ross Nesbit Agencies, Inc. leverages its connections to provide tailored insurance solutions. Their strengths lie in supporting self-funded clients, reflecting their commitment to innovative approaches in meeting the evolving needs of businesses. With a track record that underscores their proficiency and reliability, this office is a strategic partner for employers seeking comprehensive and customized insurance solutions in the Minneapolis area.

Knw Group LLC is an insurance company based out of 5460 Feltl Rd, Hopkins, Minnesota, United States.

Since 1995, Secura Consultants has engaged in one mission, to provide the best products, the most creative solutions and top tier service to the advisors who entrust their clients to us! We specialize in consultative engagements with advisors assisting in the placement of high-quality individual and disability income protection solutions. Secura Consultants is also a NAPFA Resource Partner.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Flagship Insurance Services, LLC in Hutchinson, MN, stands as a prominent insurance broker within the region. Operating from a larger office, they specialize in catering to the diverse needs of both local and regional employers. With a proven track record, Flagship Insurance Services, LLC boasts extensive experience in serving self-funded clients, showcasing a nuanced understanding of the insurance landscape. This office has successfully supported a range of businesses, including notable clients like Forklifts of Minnesota, a key player in the machinery, equipment, and supplies merchant wholesalers industry, boasting 160+ participants. Security Bancshares Company, engaged in depository credit intermediation in MN, relies on Flagship's expertise with its 120+ participants. Similarly, Southdale Pediatric Associates Ltd, in the offices of physicians industry, benefits from Flagship's services with a participant count exceeding 150. Flagship Insurance Services, LLC distinguishes itself by demonstrating profound expertise across various industries, such as machinery, equipment, and supplies merchant wholesalers, depository credit intermediation, as well as paint, coating, and adhesive manufacturing. Operating as part of a local brokerage firm, this broker has a proven track record of successfully navigating the complexities of insurance for midsize and small employers alike, making them a reliable choice for businesses seeking comprehensive insurance solutions in the Hutchinson, MN area.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Professional Liability and Errors and Omissions Insurance California | Business Insurance San Diego | High Value Home and Auto Insurance | Life Insurance Macario Insurance Group specializes in various types of Business Insurance for a wide range of professionals and industries such as Engineers, Architects and Consultants. Our main areas of business insurance expertise are: ✔ Professional Liability Insurance ✔ Errors and Omissions Insurance (E&O) ✔ Malpractice Insurance ✔ Directors and Officers Insurance (D&O) ✔ Employment Practices Liability Insurance (EPLI) ✔ Environmental Pollution Liability Insurance ✔ Cyber Liability Insurance ✔ Crime Insurance – Fidelity Insurance ✔ Group Life Insurance We also offer coverage for individuals and families such as High Value Home and Auto Insurance, Life Insurance, Pet Insurance and Identity Theft Protection.

We are a relationship-focused company driven by strong values. We are passionate about helping our clients find compliant and cost-effective insurance, investment, and employee benefit solutions to meet their personal and business goals.