Discover the difference of our specialist approach. We’re here to help you see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services, and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so you can face the future with confidence. We love what we do, and it shows. We’ve been recognized as a best place to work for the past five years, and we’re excited about our future. Risk Strategies family is a diverse organization with multiple solutions and specialties. We use a variety of tools including risk transfer, risk retention, consulting, purchasing programs, and alternative risk products to help clients find the most efficient use of capital to succeed in their mission. Risk Strategies is the 9th largest privately held insurance broker in the US with over 30 specialty practices providing: • Property & Casualty • Employee Benefits • Private Client Services • Consulting and Actuarial Services • Financial and Wealth Services

Pam Files has been in the insurance and employee benefit consulting business for over 40 years and is deeply dedicated to assisting her clients find the best fit for their insurance and benefits offerings. Her extensive career has won her numerous recognitions and awards, including being named as one of the “Most Influential Women in Benefits Advising” (2015 & 2017) by Employee Benefits Advisor.

Pam Files has been in the insurance and employee benefit consulting business for over 40 years and is deeply dedicated to assisting her clients find the best fit for their insurance and benefits offerings. Her extensive career has won her numerous recognitions and awards, including being named as one of the “Most Influential Women in Benefits Advising” (2015 & 2017) by Employee Benefits Advisor.

For more than half a century, Gilsbar has offered insurance service solutions and support for businesses and their employees. We are a family-owned and operated business with humble beginnings and a bright future. Clients are the main event around Gilsbar. We never take our partnerships for granted. We look for ways to add value and offer solutions. We keep our promises to our clients and work with integrity in all that we do. Expect nothing but straight answers from us. In short, we want to help our clients to be employee benefits game-changers.

Insurance that works for you. At Higginbotham, you are at the center of everything we do. The people you care about, your community, your business, your success–we listen to what’s most important to you, because that’s what’s most important to us. Whether you’re searching for customized insurance, HR or financial solutions to protect your home, car, health, business or employees, our specialists are here to serve you, the people you care about, and your success. People-first service drives us. Leading with value defines us. But you make us.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.

Named 13 consecutive years to the “Best Places to Work in Insurance” list, Hylant was founded in 1935. We’re among the largest privately-held insurance brokerages in the U.S., with offices in Ohio, Michigan, Illinois, Indiana, Tennessee, Florida, Georgia and California, and associates working across the country and around the globe. A member of the Worldwide Broker Network, Hylant offers complete risk management services, employee benefits brokerage, loss control, healthcare management and insurance solutions for businesses and individuals locally, nationally and internationally.