Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

CG Financial Services provides adaptive financial planning for individuals and businesses in Michigan, North Carolina, Virginia, and beyond. We strive to understand your personal journey and provide an array of services that fit your individual needs. Our Personal Financial Services teams provide retirement and lifestyle planning, estate planning, tax minimization, and insurance planning for all your financial needs. For businesses, business owners, non-profits, and other organizations, our Business Financial Services teams provide extensive employee benefits, retirement plans, executive compensation packages and more. Your business is the source of your financial security to live the life you want today and provides a legacy for your family in the future. We focus on your financial goals so you can get back to doing what you love: working on your business, not for your business. As your personal CFO, we collaborate with your key service providers to create synergies that ensures your goals are achieved. This allows us to meet expectations, alleviate concerns, and proactively collaborate with your team to create the best outcome possible to meet your goals. #FinancialAdvisor #FinancialAdvisors #Fintech #FintechNews #WealthManagement #AssetManagement #RIA #RIAGrowth #CharlotteFinancialAdvisor #WilmingtonFinancialAdvisor #RichmondFinancialAdvisor #LansingFinancialAdvisor #personalCFO #BusinessOwners #EmployeeBenefitsProvider Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Capital Asset Advisory Services, LLC. dba CG Advisory Services, a registered investment advisor. Capital Asset Advisory Services, LLC., CG Advisory Services, and CG Financial Services are separate entities from LPL Financial.

Empower HR LLC, situated in the vibrant heart of Detroit, MI, stands as a prominent insurance broker catering to the diverse needs of local and regional employers. With a robust focus on medical and ancillary benefits, this office location exemplifies expertise and dedication in navigating the intricacies of the ever-evolving insurance landscape. One noteworthy aspect is their proven track record with key players in the employment services industry. A shining example is their partnership with Empower HR, a distinguished entity in the employment services sector based in MI, boasting over 760 participants. This demonstrates the depth of their experience and efficacy in serving the unique requirements of sizable organizations. Notably, Empower HR LLC's proficiency extends beyond specific industries, showcasing versatility and adaptability. Their commitment to understanding the nuances of the employment services sector is underlined by a diverse clientele, emphasizing their capability to tailor solutions to a wide array of business needs. Embedded within the local fabric as part of a respected brokerage firm, this Empower HR LLC location brings forth a localized understanding, ensuring that clients receive not only industry-leading expertise but also a nuanced perspective on the region's insurance landscape. For employers seeking comprehensive and tailored benefits solutions, this Detroit-based Empower HR LLC office emerges as a strategic and knowledgeable partner in navigating the complexities of the insurance realm.

Located in Saginaw, MI, Michael T Stelter & Associates stands out as a reputable insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, this office boasts a wealth of expertise in crafting comprehensive insurance solutions tailored to the needs of businesses in the area. One notable aspect of Michael T Stelter & Associates is its impressive client portfolio, which includes Morley Companies, a key player in the personal services industry based in Michigan. With over 1960 participants, Morley Companies is a testament to the broker's ability to cater to the unique requirements of clients in diverse sectors. As a part of a local brokerage firm, Michael T Stelter & Associates not only brings a deep understanding of the Saginaw business landscape but also leverages its connections and resources within the community to provide top-notch service. This local touch ensures that clients receive personalized attention and solutions that align with the specific challenges and opportunities present in the region. With a commitment to excellence and a track record of serving prominent clients, Michael T Stelter & Associates in Saginaw, MI, stands as a reliable partner for employers seeking expert guidance and tailored insurance solutions in the realms of medical and ancillary benefits.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Affiliated Agencies, based in Detroit, Michigan, stands out as a dynamic and competent insurance broker, particularly adept in catering to the specific needs of midsize employers. This larger office location is notable for its proficiency in managing self-funded clients, demonstrating a remarkable ability to support both local and regional employers with tailored solutions. Their expertise is particularly evident in sectors like hardware, plumbing, heating equipment, and supplies merchant wholesalers, as well as plastics product manufacturing industries. This specialization is highlighted by their impressive portfolio of top customers. Notably, they have successfully managed insurance needs for Brown-Campbell Company, a prominent player in the metal and mineral industry in Michigan, catering to over 170 participants. Similarly, their adept handling of Chester Limited Dba Johnstone Supply of Detroit's requirements in the hardware and plumbing sector for over 90 participants showcases their industry-specific knowledge and capabilities. Furthermore, their work with Fernco in the plastics product manufacturing industry, serving a substantial group of 390 participants, underscores their capacity to handle large-scale insurance requirements with efficiency and expertise. These examples collectively reflect Affiliated Agencies' strong footing in diverse industry segments, underscoring their versatility and depth of knowledge. As a part of a local brokerage firm, Affiliated Agencies brings a unique blend of community-focused service and extensive industry experience. This combination makes them an ideal choice for employers seeking a reliable, well-versed insurance broker capable of addressing complex and varied insurance needs in a changing business landscape.

The Physicians Insurance Agency, a wholly owned subsidiary of MSMS, is a full-service agency, offering physicians, their families and their employees an entire line of insurance products, including professional liability, workers' compensation, health, dental, auto, home, business, and much more. Who better to insure physicians than an insurance agency that only insures physicians? At MSMS Physicians Insurance Agency, we offer great coverage and great value like no other company can.