Advisors near Saginaw, Michigan
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CG FINANCIAL SERVICES - LANSING, MI
Bath Township, Michigan
CG Financial Services provides adaptive financial planning for individuals and businesses in Michigan, North Carolina, Virginia, and beyond. We strive to understand your personal journey and provide an array of services that fit your individual needs.
Our Personal Financial Services teams provide retirement and lifestyle planning, estate planning, tax minimization, and insurance planning for all your financial needs.
For businesses, business owners, non-profits, and other organizations, our Business Financial Services teams provide extensive employee benefits, retirement plans, executive compensation packages and more. Your business is the source of your financial security to live the life you want today and provides a legacy for your family in the future. We focus on your financial goals so you can get back to doing what you love: working on your business, not for your business.
As your personal CFO, we collaborate with your key service providers to create synergies that ensures your goals are achieved. This allows us to meet expectations, alleviate concerns, and proactively collaborate with your team to create the best outcome possible to meet your goals.
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Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Capital Asset Advisory Services, LLC. dba CG Advisory Services, a registered investment advisor. Capital Asset Advisory Services, LLC., CG Advisory Services, and CG Financial Services are separate entities from LPL Financial.
BROWN & BROWN - SAGINAW, MI
Saginaw, Michigan
Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals.
We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers.
Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team.
Find us on the NYSE as BRO.
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BROWN & BROWN - SAGINAW, MI
Saginaw, Michigan
Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals.
We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers.
Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team.
Find us on the NYSE as BRO.
TOTAL BENEFIT SYSTEMS, INC - FLINT, MI
Flint, Michigan
Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance.
We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!
MICHAEL T STELTER & ASSOCIATES - SAGINAW, MI
Saginaw, Michigan
Located in Saginaw, MI, Michael T Stelter & Associates stands out as a reputable insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, this office boasts a wealth of expertise in crafting comprehensive insurance solutions tailored to the needs of businesses in the area.
One notable aspect of Michael T Stelter & Associates is its impressive client portfolio, which includes Morley Companies, a key player in the personal services industry based in Michigan. With over 1960 participants, Morley Companies is a testament to the broker's ability to cater to the unique requirements of clients in diverse sectors.
As a part of a local brokerage firm, Michael T Stelter & Associates not only brings a deep understanding of the Saginaw business landscape but also leverages its connections and resources within the community to provide top-notch service. This local touch ensures that clients receive personalized attention and solutions that align with the specific challenges and opportunities present in the region.
With a commitment to excellence and a track record of serving prominent clients, Michael T Stelter & Associates in Saginaw, MI, stands as a reliable partner for employers seeking expert guidance and tailored insurance solutions in the realms of medical and ancillary benefits.
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FAQs
How can I find an insurance broker near Saginaw, Michigan
Mployer lets you search for Saginaw, Michigan-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in Saginaw, Michigan paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the Saginaw, Michigan area?
It can feel overwhelming to sift through the many brokers in the Saginaw, Michigan area. It's why Mployer provides a free comprehensive list of all Saginaw, Michigan insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in Saginaw, Michigan?
Insurance brokers, agents, and consultants in Saginaw, Michigan all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part, they sell that insurance company's products. Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants. You can use Mployer to find Saginaw, Michigan based insurance brokers and consultants.
Should I hire an independent Saginaw, Michigan insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in Saginaw, Michigan. For most organizations, it's beneficial to hire an independent broker.
An insurance broker local to the Saginaw, Michigan area will have familiarity to the Saginaw, Michigan healthcare systems and insurance plans. This gives Saginaw, Michigan insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in Saginaw, Michigan?
It can feel overwhelming to sift through the many brokers in the Saginaw, Michigan area. That is why Mployer provides a free comprehensive list of all Saginaw, Michigan insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Saginaw, Michigan-based insurance brokers often.
If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer provides a free list of Saginaw, Michigan based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in Saginaw, Michigan do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all Saginaw, Michigan brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Saginaw, Michigan-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Saginaw, Michigan-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer to evaluate broker options.