NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We are a relationship-focused company driven by strong values. We are passionate about helping our clients find compliant and cost-effective insurance, investment, and employee benefit solutions to meet their personal and business goals.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Willis, anchored in Minneapolis, MN, stands as a prominent insurance broker, distinguished by its adept handling of employer benefits, specializing in medical and ancillary coverage. Within the expansive realm of local and regional employers, Willis has cultivated a reputation for delivering comprehensive solutions. Their proficiency extends notably to the architectural, engineering, and related services industry, where they boast an impressive client roster. Among their esteemed clientele, Pace Analytical Services, an industry leader based in MN, exemplifies Willis' commitment to excellence. With over 5350 participants, this collaboration underscores Willis' capacity to navigate the intricacies of diverse workforce structures. Willis' expertise isn't merely confined to serving Pace Analytical Services; it radiates across the architectural, engineering, and related services sectors, showcasing a nuanced understanding of the unique needs within these industries. Operating as part of a local brokerage firm, Willis embodies a commitment to the community and a deep understanding of the regional business landscape. Through a blend of industry-specific knowledge and a local touch, Willis' Minneapolis office emerges as a strategic partner for employers seeking tailored and effective benefit solutions.

Black Financial Services, situated in St. Cloud, MN, stands out as a local brokerage firm with a remarkable track record in serving both local and regional employers. Specializing in medical and ancillary benefits, their expertise notably shines in the cut and sew apparel manufacturing industries. This specialization is exemplified through their top-tier service to Anderson Fabrics, a prominent player in the cut and sew apparel manufacturing sector based in Minnesota. Anderson Fabrics, with over 100 participants, benefits from Black Financial Services' tailored and efficient approach to managing their insurance needs. Further showcasing their versatility, Black Financial Services also extends its expertise to the heavy and civil engineering construction industry. A testament to their prowess in this field is their successful collaboration with SJ Louis Construction, another Minnesota-based company, managing the insurance needs of 50+ participants. This diversity in clientele underlines the firm's capability to adapt and cater to varying industry requirements with precision and effectiveness. The strength of Black Financial Services lies in their deep understanding of local business landscapes, enabling them to offer insightful and tailored solutions to each client. Their ability to navigate the intricacies of different industries, particularly in medical and ancillary benefits, positions them as a reliable and knowledgeable partner for businesses looking to secure comprehensive and bespoke insurance solutions. Their proven track record with significant industry players like Anderson Fabrics and SJ Louis Construction further cements their reputation as a trusted and competent insurance broker in the St. Cloud region.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.