Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Wheeler Associates, a local insurance broker with an office located in Duluth, Minnesota, is dedicated to providing exceptional insurance services to clients across the state. With extensive experience and expertise in the Duluth market, Wheeler Associates is recognized as one of the top brokerages in the area. Specializing in serving large and midsize employers, this office has successfully collaborated with notable clients such as Stellis Health, a prominent 180-member employer in the offices of physicians industry. Wheeler Associates takes pride in their ability to understand and address the unique needs of their clients. Their collaboration with Stellis Health is a testament to their commitment to tailor insurance solutions to fit their clients' requirements. By working closely with Stellis Health's HR and finance team, Wheeler Associates successfully implemented a self-funding arrangement, as well as a personalized pharmacy benefit management (PBM) and drug plan. This tailored approach ensures that Stellis Health's members receive comprehensive coverage that meets their specific healthcare needs. The expertise of Wheeler Associates extends beyond the offices of physicians industry. They have a strong track record working with self-funded employers and possess deep knowledge of PBMs and other specific pharmacy providers. Additionally, Wheeler Associates has established partnerships with a range of employer clients, including Granicus, Inc, L & M Supply Inc, Miner's Inc, and Amsoil Inc, showcasing their versatility across different industries. With their wide-ranging experience and a strong M Score, Wheeler Associates stands out as a trusted insurance broker in Duluth, MN. Employers can rely on their comprehensive expertise and dedicated service to navigate the complex world of insurance and find the best coverage options for their organizations and employees.

HNI Risk Services, an Acrisure company located in Duluth, MN, stands as a prominent and sizeable office within the expansive network of this national insurance brokerage firm. Specializing in employer benefits, their team exhibits extensive expertise tailored for local and regional employers, with a keen focus on medical and ancillary benefits. This larger office boasts a track record of successfully serving midsize employers, exemplifying their proficiency in navigating the intricate landscape of employee benefits. Noteworthy is their diverse client portfolio, which includes industry leaders such as Russ Davis Wholesale, a grocery and related product merchant wholesaler in MN with over 460 participants; Avfuel Corporation, a petroleum and petroleum products merchant wholesaler in MI with 360+ participants; and BMW Kar Wash DBA Jax Kar Wash, an oilseed and grain farming entity in MI with 190+ participants. HNI Risk Services, Acrisure, has carved out a niche for itself by demonstrating remarkable acumen in sectors like grocery and related product merchant wholesaling, petroleum and petroleum products merchant wholesaling, and oilseed and grain farming. Leveraging the robust resources of its parent company, this office in Duluth positions itself as a reliable partner for employers seeking comprehensive and tailored insurance solutions.

AssuredPartners: Your Trusted Insurance Broker in Duluth, Minnesota Located in Duluth, Minnesota, AssuredPartners is a national insurance broker known for its exceptional services and expertise. With a strong focus on meeting the unique needs of their clients, they have established themselves as a reliable partner in the insurance industry. One shining example of their successful work is their collaboration with TBI Residential & Community Services, a prominent employer in the health care and social assistance sector, boasting 230 members. AssuredPartners worked closely with TBI's HR and finance team to set up a self-funding arrangement, a specialized pharmacy benefit management (PBM), and a drug plan tailored specifically to the needs of their members. AssuredPartners has extensive experience working with self-funded employers, as well as a deep understanding of HMOs and their clients' diverse requirements. They have established solid relationships with PBMs and other pharmacy providers, allowing them to offer comprehensive solutions to their clients. Serving a wide range of clients, including large, midsize, and small employers, AssuredPartners has earned a stellar reputation in the industry. Some of their notable employer clients in the Duluth area include LHB Inc, Mada Insurance Incorporated, The Lakes Community Health Center Inc, and Duluth Regional Care Center. Their services extend throughout Minnesota and Wisconsin, catering to a diverse clientele. Boasting a commendable M Score, AssuredPartners' expertise spans various sectors, excluding public administration. They are particularly well-versed in serving the needs of the health care and social assistance industries, as well as utility system construction. In the Duluth, MN market, AssuredPartners stands among the top brokerages, thanks to their extensive experience and exceptional customer service, which has garnered high praise from satisfied clients. When it comes to insurance brokerage, AssuredPartners is your trusted partner, offering a wide range of services tailored to meet your specific needs

Reliable Agency's Duluth, MN location stands as a beacon of expertise in the realm of insurance brokerage, specializing in serving the needs of local and regional employers. With a keen focus on medical and ancillary benefits, this office has cultivated a deep understanding of the nuances that matter most to businesses in the area. Distinguished by a strong portfolio of clients, Reliable Agency boasts impressive partnerships with entities such as the Community Memorial Hospital Association, a prominent player in the hospitals industry with over 130 participants. The agency's prowess extends seamlessly across the hospitals sector, showcasing a breadth of knowledge that transcends conventional boundaries. Nestled within the fabric of Duluth, Reliable Agency is not just an insurance provider; it's a local brokerage firm deeply ingrained in the community. This local connection fuels their commitment to tailoring insurance solutions that align precisely with the unique needs of businesses in the region. With a proven track record of catering to the diverse needs of businesses, Reliable Agency in Duluth, MN, emerges as a trusted ally for employers seeking comprehensive and customized insurance solutions. Their dedication to understanding the intricacies of the local market sets them apart, making them a valuable partner for businesses navigating the complex landscape of employer benefits.