Actuarial Consulting

Benefit Administration Technology

Billing Administration

Cafeteria Plans (125B)

Captive Plans

Claims Analytics & Software

Compliance

EAP Programs

ERISA Support

HR Outsourcing & Consulting

In-House Legal Advice

Loss Control Consulting

Medical Claims Analytics

Onsite Clinics

Open Enrollment Support

Payroll Support

Professional Employment Organizations (PEO's)

Population Health & Wellness

Reference Based Pricing

Re-Insurance

Retirement & 401(k) Resources

PBM's & Rx Carveouts

Self-Funded Plans

Stop Loss Coverage

Technology Consulting

Wellness and Incentive Programs

$0 - $1M

$1M - $5M

$5M - $50M

$50M - $250M

$250M+

1-10

11-50

51-100

101-250

251-1,000

1,001-2,500

2,501+

Construction

Finance and Insurance

Health Care and Social Assistance

Other Services (except Public Administration)

Management of Companies

Manufacturing

Public Administration

Retail Trade

Arts, Entertainment and Recreation

Information

Professional, Scientific and Technical

Real Estate Rental and Leasing

Transportation and Warehousing

Utilities

Wholesale Trade

Accommodation and Food Services

Educational Services

Mining

Agriculture, Forestry and Fishing

Admin, Support and Waste Mgmt

Aetna

Aflac

Ameritas

Anthem

Blue Cross Blue Shield of Alabama

Blue Cross Blue Shield of Georgia

Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield of Kansas City

Blue Cross Blue Shield of Louisiana

Blue Cross Blue Shield of Massachusetts

Blue Cross Blue Shield of Michigan

Blue Cross Blue Shield of Montana

Blue Cross Blue Shield of North Carolina

Blue Cross Blue Shield of Oklahoma

Blue Cross Blue Shield of South Carolina

Blue Cross Blue Shield of Tennessee

Blue Cross Blue Shield of Texas

Blue Shield of California

Cigna

Colonial Life

Dearborn National

Delta Dental

Execellus Blue Cross

Eyemed Vision

Fidelity Life

Florida Blue

Guardian

Humana

John Hancock

Kaiser Permanente

Lincoln Financial Group

Mass Mutual

MetLife

Mutual of Omaha

One America

Premera Blue Cross

Principal

Prudential

Regence Blue Cross Blue Shield of Oregon

Reliance Standard

Standard Life

Sun Life

The Hartford

United Healthcare

Unum

Voya

Wellmark

Priority Health

Medical Mutual of Ohio

Paramount Healthcare

Aither Health

Argus

BeniComp

Health Benefit Alliance

Redirect Health

Roundstone

Sedera

Nationwide

Travelers

Zenith

American United Life

HCC Life Insurance Company

Symetra Financial Corporation

Swiss Re Corporate Solutions

Trustmark

Blue Cross

Horizon Blue Cross Blue Shield

Independence Blue Cross Blue Shield

Empire Blue Cross Blue Shield

Point 32 Health

Harvard Pilgrim Health Care

TUFTS Health Plan

Pareto Health

Health

Dental

Vision

Life

Disability

Property Casualty

Workers Compensation

Voluntary Insurance

Liability

Retirement

PA FILES, LLC - Madison, MS

Pam Files has been in the insurance and employee benefit consulting business for over 40 years and is deeply dedicated to assisting her clients find the best fit for their insurance and benefits offerings. Her extensive career has won her numerous recognitions and awards, including being named as one of the “Most Influential Women in Benefits Advising” (2015 & 2017) by Employee Benefits Advisor.

With decades of leading industry experience, PA Files consults as an independent corporate advisor and planner to review existing packages.&nbsp;

What differentiates us:

<ul>
	<li>Our ongoing holistic consultative approach&nbsp;</li>
	<li>We offer solutions that positively enhance your competitive hiring edge and your bottom line</li>
	<li>We keep up to date with all the latest innovative funding and risk mitigation programs</li>
	<li>We conduct preemptive annual audits to find opportunities that others might miss</li>
	<li>We help clients identify quarterly changes in their business that could impact their coverage options and cost &mdash;before the renewal date is upon them&nbsp; 
	&nbsp;</li>
</ul>

PA FILES, LLC - Madison, MS

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