Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

The Schuster Group is committed to providing the best possible service and value to all of their clients. They offer a full range of voluntary benefits, SEP plans and medical insurance options for employers of any size in the greater Hartford-The companyst Hartford-East Hartford, CT metropolitan area. The job market in Hartford-The companyst Hartford-East Hartford, CT is increasingly competitive and healthy employee benefits plans can be an important option for employers looking to attract and retain talent. The Schuster Group Farmington provides local small business insurance brokers serving the Farmington region. The Schuster Group's Farmington office has an M Score of 5 which is the highest M Score possible based on wide experience with business clients and positive customer feedback. Top insurance brokers can provide insight or referrals on retirement plan choices as well HR policies and more. Over the last 25 years The company have become one of the largest independent employee benefits, insurance and financial services firms in their region. The company savors their independence in its freedom from stockholder mandates or private equity profit motives that allows us to focus solely on their clients and local community. The Schuster Group Farmington is highly rated by customers based on their employer reviews.

Smith Brothers, situated in Worcester, MA, emerges as a distinguished insurance broker with a keen focus on providing comprehensive benefits solutions to both local and regional employers. Specializing in medical and ancillary benefits, this Worcester-based office showcases a depth of expertise that caters to the diverse needs of businesses in the area. One of Smith Brothers' notable strengths is their successful collaborations with top customers in various industries. Consulting Engineering Services in architectural, engineering, and related services, Hy Labonne & Sons in the grocery and convenience retailers sector, and Intercommunity in outpatient care centers, each with participant counts exceeding 130, 150, and 310 respectively, highlight the broker's versatility and ability to navigate the intricacies of different business domains. As part of a regional insurance broker firm, Smith Brothers combines localized knowledge with the resources of a broader network. This strategy positions them as a reliable partner for employers seeking tailored and effective insurance solutions in Worcester, MA. With demonstrated experience in serving midsize employers and a proven track record across grocery and convenience retailers, architectural and engineering services, and outpatient care centers, Smith Brothers stands out as a go-to resource for businesses looking to enhance their employee benefits offerings.

At Webber and Grinnell Insurance Agency, Inc, we are committed to providing you with outstanding service for all of your personal and business insurance needs. We are a locally owned, independent insurance agency dedicated to finding the best coverage, at the most competitive rates, for our clients.

Duke Insurance Brokerage, Inc., nestled in the heart of Springfield, MA, offers bespoke employee benefits solutions with a personal touch. As a locally grounded firm, they pride themselves on understanding the unique needs of their clients, exemplified by their work with respected organizations like WESTMASS ELDERCARE, INC. Their comprehensive service suite spans health, dental, vision, and life insurance, alongside retirement planning services, ensuring a holistic approach to employee benefits. With a commitment to excellence and a deep understanding of the local business landscape, Duke Insurance Brokerage, Inc. is dedicated to fostering strong, supportive relationships with their clients. They leverage their expertise and industry insights to tailor strategies that not only meet but exceed expectations, setting them apart as a trusted partner in employee benefits. Visit their website at dukeinsurancebrokerageinc.com to discover how they can enhance your benefits offering with their personalized, expert service.

Alliant Insurance Services, located in Hartford, CT, stands out as a leading insurance brokerage firm, especially known for its proficiency in handling the unique needs of local and regional employers. This office displays an impressive expertise in medical and ancillary benefits, tailoring its services to meet the specific demands of diverse industries. Notably, their client portfolio includes prominent names such as Aba-Pgt in the industrial machinery manufacturing sector, with over 230 participants, and Hayward Tyler from the engine, turbine, and power transmission equipment manufacturing industry, catering to more than 120 participants. These examples underscore Alliant's strong grasp and successful track record in sectors like engine, turbine, and power transmission equipment manufacturing, as well as industrial machinery manufacturing. The Hartford branch of Alliant Insurance Services is part of a larger national insurance brokerage network. This affiliation not only enhances their capabilities but also provides them with a broad spectrum of resources and expertise. The firm is celebrated for its creative agility, being recognized as one of the most progressive brokers in the industry. Their approach is characterized by a blend of broad, specialized benefits expertise combined with personalized consulting. This strategy enables them to devise creative solutions that are uniquely tailored to each client’s needs, ensuring resilience and agility in an ever-changing business landscape. Alliant’s range of services is comprehensive, encompassing benefits strategy, health and productivity solutions, voluntary benefits, pharmacy benefits, global workforce consulting, and services related to absence, disability, and life insurance. Furthermore, they offer employer technology consulting and stop-loss insurance services. The firm also provides a robust service model, compliance services, and focuses on enhancing the employee experience. Alliant Medicare Solutions and benefit advocates form another critical component of their service offerings. Their use of analytics and reporting, alongside benefits benchmarking, ensures that each solution is not only creative but also data-driven and aligned with the client’s specific business outcomes. This rich array of services, combined with their deep industry knowledge and a commitment to tailor-made solutions, makes Alliant Insurance Services in Hartford an excellent choice for employers seeking comprehensive, adaptive, and effective insurance and benefits solutions.

Lindquist Insurance Associates is a local insurance broker operating from their office in Farmington, Connecticut. With a specialized focus on serving clients of large employers, they have established themselves as experts in the insurance industry. One notable example of their expertise lies in their partnership with GCR Acquisition Company LLC, a prominent employer in the architectural, engineering, and related services sector. Lindquist Insurance Associates collaborated closely with the HR and finance team of GCR Acquisition Company LLC to develop a tailored self-funding arrangement, pharmacy benefit management (PBM), and drug plan to cater to the unique needs of the company's 250 members. Recognized for their proficiency, Lindquist Insurance Associates possesses a deep understanding of various industries, including architectural, engineering, and related services, professional, scientific, and technical services, as well as electronic component manufacturing. Their extensive knowledge allows them to deliver comprehensive insurance solutions that meet the specific requirements of clients operating in these sectors. With a strong presence in Louisiana, Lindquist Insurance Associates serves a diverse range of employers in the region. Among their esteemed clients are GCR Acquisition Company LLC, GCR Incorporated, and Prime Materials Recovery, further underscoring their trusted reputation in the business community. With a commitment to providing personalized service and tailored insurance solutions, Lindquist Insurance Associates continues to solidify their position as a leading insurance broker in their local market.

Em-Power Services, based in Worcester, MA, distinguishes itself as a proficient insurance broker catering to the needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this office location exhibits a robust track record in serving various industries. One noteworthy aspect of Em-Power Services' portfolio is its diverse clientele, including esteemed institutions such as Simmons University, a prominent player in the educational services industry in MA, boasting over 90 participants. Additionally, they have successfully collaborated with Aipso, a key entity in the insurance and employee benefit funds sector based in RI, accommodating 80+ participants. Li-Cor, a leading name in navigational, measuring, electromedical, and control instruments manufacturing in NE, has also benefited from Em-Power Services, engaging with 50+ participants. Em-Power Services leverages its extensive industry expertise, covering educational services, navigational instruments manufacturing, electromedical devices, control instruments manufacturing, and insurance and employee benefit funds. As a local brokerage firm, they bring a nuanced understanding of the unique dynamics of the Worcester business landscape. Demonstrating a proven track record with small employers, Em-Power Services stands out for its tailored solutions and commitment to meeting the diverse needs of its clients.