Spectrum, a division of Companion Life Insurance Company, is a full-service managing general underwriter of Specific, Aggregate and Integrated Stop Loss Insurance. Founded in 1990 and acquired by Companion in late 2016, Spectrum is a leading provider of a comprehensive line of stop loss products and services for employers as small as 15 employees. Spectrum’s products are available through a nationwide network of select Third Party Administrators, Brokers and Benefits Advisors. Spectrum proudly represents Companion Life Insurance Company, Companion Life Insurance Company of California, and Niagara Life & Health Insurance Company, all rated “A+ (Superior)” by A.M. Best. Spectrum is an active member of the Self-Insurance Institute of America (SIIA), the Health Care Administrators Association (HCAA) and the Free Market Medical Association (FMMA). Spectrum is your one-stop small-group stop loss resource for over 28 years. Stability, experience, dependability, longevity & focus – make Spectrum’s qualities your assets.

Hoffman Benefit Services, located in the heart of Indianapolis, IN, stands out as a premier insurance broker catering to the diverse needs of local and regional employers. With a strong focus on medical and ancillary benefits, this office boasts extensive expertise in tailoring insurance solutions to meet the unique requirements of businesses in the area. This branch of Hoffman Benefit Services has successfully served a wide range of clients, including prominent names such as Flor in the grocery and convenience retailers industry, boasting a participant base of over 360 individuals. Another notable client is Human Capital Concepts in the accounting, tax preparation, bookkeeping, and payroll services sector, with an impressive 1060+ participants. What sets Hoffman Benefit Services apart is their profound understanding of the nuances within industries such as accounting, tax preparation, bookkeeping, and payroll services, as well as grocery and convenience retailers. Their tailored approach ensures that each client receives customized solutions that align seamlessly with their specific business needs. As a key player in the local insurance landscape, Hoffman Benefit Services operates as part of a respected local brokerage firm, adding an extra layer of trust and reliability to their services. With a commitment to excellence and a track record of successful client relationships, Hoffman Benefit Services in Indianapolis, IN, is a go-to partner for employers seeking comprehensive and tailored benefit solutions.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.