Sterling Benefits is a premier employee benefits firm dedicated to providing tailored solutions for businesses of all sizes. With over 30 years of experience, we specialize in delivering innovative strategies, exceptional service, and comprehensive support to help our clients navigate the complexities of the benefits landscape. Our team of experts is committed to maintaining competitive pricing, ensuring regulatory compliance, and fostering long-term relationships built on trust and transparency.

We work hand-in-hand with businesses to precisely design benefits plans that match their needs and drive down costs. With over 50 years of combined experience and unmatched expertise in the ever-changing benefits industry, we make sure our clients have the information and the guidance to make the best choices for their situation, regardless of the carrier or provider. Personal attention for your entire business. Our staff works for you, not for insurance companies or investment funds. Our only job is making your peace of mind easier. Our most important policy is our individual commitment to cover every detail our entire team can think of, not just the ones you already worry about. • Medical • Vision • Dental • Life • Disability • Telemedicine • Accident/critical Illness • Voluntary Benefits • Health Savings Account • E-enrollment • MEDICARE • Compliance Customized solutions. We learn your priorities first. We’ll ask you what is important to you now and what do you hope for the future. Your business commitments may impact your personal choices, and your health concerns may require unique investment strategies. Your retirement goals may shape your current benefits negotiations, or your commercial investments may allow you more freedom in your personal long term care options. Year ‘round care - not just at enrollment. When the unexpected happens, who’s got your back? We are here for you throughout the year. Our team invests in extensive education to follow legislative and commercial issues that can have big impact on your employee benefits any time. We work hard so that you can rely on us to be the experts you need. • New hire education is available when you need it. No need to make your employees wait. • Legislative updates throughout the year for employees and owners. • Employee education is just a phone call or email away!

Provider of Employee Benefits Solutions Through innovation, forward thinking technology and personalized customer service care, we build partnerships with our clients and bring them lasting value. An Acrisure Partner

Municipal Benefits, located in the vibrant city of New Haven, CT, stands as a formidable player in the insurance brokerage arena, boasting a larger office equipped with a team of seasoned professionals. With a focus on employer benefits, they have carved a niche for themselves with an impressive track record in handling medical and ancillary benefits. This branch of Municipal Benefits prides itself on its extensive expertise in serving both local and regional employers, demonstrating a keen understanding of the nuanced needs within the medical and ancillary benefits landscape. Their commitment to excellence is evident in their diverse clientele, including notable entities like Chemoil Energy Services in the petroleum and petroleum products merchant wholesalers industry, based in CA, with a substantial participation of 520+ members. What sets Municipal Benefits apart is their affiliation with a respected local brokerage firm, leveraging collective industry insights and resources. This strategic partnership enhances their ability to deliver tailored solutions, particularly evident in their demonstrated experience with midsize employers. Municipal Benefits' adept handling of the complexities within the petroleum and petroleum products merchant wholesalers industries further establishes them as a go-to choice for businesses seeking comprehensive and customized insurance solutions in the dynamic landscape of employer benefits.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

Care & Share Benefit Management, located in the bustling heart of New York, NY, stands out as a local brokerage firm with a keen focus on serving local and regional employers. Their specialization lies in providing comprehensive medical and ancillary benefits, demonstrating a deep understanding of the unique needs and challenges faced by businesses in this region. One of their notable achievements is their work with Seoul Shik Poom, a prominent player in the grocery and related product merchant wholesalers industry. Based in New Jersey, Seoul Shik Poom has over 180 participants benefiting from Care & Share's tailored insurance solutions. This successful partnership exemplifies Care & Share's proficiency in catering to the grocery and related product merchant wholesalers sector, highlighting their ability to manage complex benefit needs. Care & Share's team of experts is known for their personalized approach, ensuring that each client receives attention to detail and custom solutions that align with their specific requirements. This client-centric mindset has cemented their reputation as a reliable and knowledgeable insurance broker in the New York area. Their expertise isn't limited to a single industry; instead, they offer a broad spectrum of services that cater to various sectors, each with its distinct challenges and needs. This versatility makes Care & Share an ideal choice for employers seeking a broker that can adapt to and understand the intricacies of their particular industry. For employers in the New York region looking for a partner to manage their employee benefits, Care & Share Benefit Management offers a blend of local expertise, industry-specific knowledge, and a commitment to tailored service, making them a noteworthy choice in the insurance brokerage landscape.

With over four decades of experience in the industry, IMA has become a trusted leader in commercial insurance, risk management, surety, and employee benefits brokerage and consulting. Our team of knowledgeable and experienced professionals work tirelessly to develop customized solutions that meet the unique needs of each of our clients. At IMA we understand that businesses face a wide range of risks and challenges, from property damage and liability claims to employee benefits and cyber threats. That's why we offer a comprehensive suite of services that can be tailored to each client's specific needs, including risk assessments, insurance placement, claims management, and employee benefits consulting. Our goal is to help our clients mitigate risk and achieve long-term success. What sets us apart is our commitment to innovation and our ability to anticipate emerging risks and trends. We are constantly exploring new ways to help our clients protect their assets and grow their businesses. We leverage the latest technology and industry insights to provide cutting-edge solutions that deliver results. At IMA, we believe that our success is measured by the success of our clients. We strive to build strong, long-lasting relationships with each of our clients based on trust, integrity, and a deep understanding of their unique needs. We are proud to serve businesses of all sizes and industries, and we are confident that we have the expertise and resources to help your business thrive. Our more than 2,300 associates are located across offices in Alaska, California, Colorado, Connecticut, Georgia, Hawaii, Illinois, Kansas, Massachusetts, Michigan, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and throughout the U.S. and Canada.