Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us. Through teamwork, collaboration and a commitment from everyone involved, we’ve succeeded in that goal time and time again. And we’re incredibly proud of the results—technology that helps us serve our customers, industry-leading security that inspires confidence and a quick and agile workforce that serves our customers in ways no other bank can. Frost is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait including sex, sexual orientation, gender identity, race, ethnicity, disability, or veteran status. For more information on our social media policies, please visit frostbank.com/social.

Alliant Insurance Services is among the top 5 largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

BCI Insurance Solutions, Inc. (BCI) is an Alliant Insurance Services company. We help individuals and businesses achieve peace of mind through our consultative approach to design and implement comprehensive benefit programs as well as Compliance, HR Services, and Technology Solutions. As one of the largest small business focused agencies in the United States, BCI also creates strategic partnerships with other agencies across Texas by making available our wide array of solutions, and specialists, to their clients. Since 1983, BCI has developed relationships with employers, individuals, independent agents, and insurance carriers. Our commitment and consistency has resulted in becoming one of the largest group and individual benefits agencies in the country, and holding elite status with all major insurance carriers. We serve over 6,000 companies and represent more than 100 top-rated insurance carriers. Our group insurance employers range from 2 person companies to businesses with more than 1,000 workers. BCI joined forces with Alliant Insurance Services, a national leader in insurance, employee benefits, and consulting. Alliant, with its vast array of resources and technology solutions, will provide a strong foundation for us to deliver an even higher level of service to our clients and broker partners.

Bowles, a Houston-based insurance broker, stands as a notable player in the realm of employer benefits, especially within Texas. Operating as a larger office, Bowles showcases its capacity to cater to both local and regional employers, demonstrating a robust understanding of diverse industry-specific needs. The firm has established itself as a local brokerage firm, indicating a strong community presence and a personalized approach to client relationships. One of Bowles' defining strengths lies in its adept handling of self-funded clients. This expertise is evident in their work with a variety of industries, particularly in building material and supplies dealers, automobile dealers, and general freight trucking. The firm's capability to tailor solutions for each sector is a testament to its versatility and depth of industry knowledge. Bowles' client portfolio is impressive, encompassing midsize and small employers, which highlights their adaptability to different organizational scales and needs. Notable clients include Alamo City Motors, a player in the automobile dealers industry, with over 80 participants, illustrating Bowles' proficiency in managing extensive employee benefits plans. Additionally, Custom Commodities in the general freight trucking industry, with more than 170 participants, and Englobal Us in the architectural, engineering, and related services industry, with over 70 participants, reflect the firm's ability to deliver tailored solutions across varied sectors. The diversity in Bowles' client base, coupled with its local grounding and comprehensive industry expertise, positions it as a reliable and resourceful insurance broker for employers seeking efficient and customized employee benefits solutions in the Houston area and beyond.

Ready for tomorrow

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.