We help health care organizations succeed in the increasingly complex world of risk and insurance. Our unmatched focus on health care means we know the industry better than anyone else. It is our job to make sure: • Your insurance does what you expect, 100% of the time • You stay ahead of ever-changing laws and regulations • We’re always there when you need help We believe simplicity is the cure for crushing complexity. HealthSure: Prevent surprises in the boardroom Protect people and assets Prosper in these increasingly complex times

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Revolutionary Benefits for the Work Revolution. We believe in better benefits for all. Clearwater is the benefits platform for independent workers and the companies that empower them. Unbelievably Better Benefits. It’s time to believe in better. We’re building an entirely new world of healthcare benefits. At Clearwater we are revolutionizing healthcare coverage - making it actually healthy for all. With innovative plans, technology, and love we deliver unbelievably great healthcare plans and benefits for independent contractor organizations - all with more choice, better coverage, and at a better price. It’s time to believe. Get unbelievably better health coverage that works harder for you and your wallet.

Cairn Advisiors, located in Austin, Texas, stands out as a prominent local brokerage firm, especially renowned for its adept handling of self-funded clients. This larger office has carved a niche for itself in the realm of employer benefits, catering primarily to local and regional employers. Their expertise is particularly notable in industries related to credit intermediation, as evidenced by their successful collaboration with clients like Thrive Mortgage, a Texas-based company with over 320 participants. Additionally, Cairn Advisiors has shown remarkable proficiency in servicing clients in the financial investment activities sector. A prime example is their work with Family Emergency Rooms, which operates in Texas and has a substantial employee base of more than 340 participants. This demonstrates Cairn Advisiors' capability to manage complex benefit needs for a diverse range of clients. What sets this office apart is its proven track record with midsize employers. Their approach is tailored to address the unique challenges and opportunities that midsize businesses face, particularly in managing employee benefits effectively. The team at Cairn Advisiors combines local market knowledge with a deep understanding of the specific industries they serve, ensuring that their clients receive customized, insightful advice and support. This blend of local expertise, industry-specific knowledge, and experience with self-funded clients makes Cairn Advisiors an ideal partner for employers seeking to navigate the intricacies of employee benefits in a way that aligns with their business objectives and workforce needs.

Higginbotham is a single source solution for insurance, financial and HR/employee benefits services. The employee-owned firm was established in 1948 and ranks by revenue today as the nation’s 21st largest independent insurance brokerage. Based in Fort Worth, Texas, Higginbotham serves businesses and individuals through locations across the nation. The firm specializes in tailoring programs to meet each client’s unique needs, and in standing by those programs with their Day Two Services®, which provide proactive customer support through the life of each policy. Higginbotham is a values-driven firm that strives to be family to employees, accountable to clients, teammates to carriers, and generous to communities.

EFG International is a global private banking group offering private banking and asset management services and is headquartered in Zurich. Its registered shares (EFGN) are listed on the SIX Swiss Exchange. As a leading Swiss private bank, EFG International has a presence in major financial centres and growth markets, operating in around 40 locations worldwide, with a network spanning Europe, Asia Pacific, the Americas and the Middle East. As one of the best-capitalised Swiss private banks, EFG International is a financial partner that offers the security and solidity needed to provide clients with effective support. An entrepreneurial spirit has shaped the bank since its inception, enabling it to develop hands-on solutions and to build long-lasting client relationships. In other words: Entrepreneurial thinking. Private banking.

The Nitsche Group is an independent insurance agent grown locally in hometown hospitality. From the beginning, our goal has been to help people protect what they’ve worked hard to build: their businesses, their homes, their families and their dreams. Today, our services reflect our heritage with personalized products tailored to the individual needs of each client.

Privately owned. Austin based. Watkins Insurance Group is the advocate of choice for insurance and risk management solutions. We are an established independent agency founded in Austin in 1949. Our commitment to personal service helps make our family-owned agency stand apart from any other competing agencies which strive primarily on volume over quality customer care. Each client deserves individualized attention. With our team’s decades of experience and knowledge, we can offer risk management guidance without sacrificing excellent coverage options. If you require tailored insurance, risk management, employee benefit, and bond solutions, you will find that our personal attention, earned knowledge, and use of appropriate technologies will benefit you, your family, and your business.

The Bank Of San Antonio's Austin, TX office emerges as a trusted insurance broker with a sharp focus on delivering tailored benefit solutions for local and regional employers. Specializing in medical and ancillary benefits, this office showcases a wealth of expertise in crafting comprehensive packages that meet the unique needs of businesses in the forging and stamping industry and beyond. Highlighting their proficiency, The Bank Of San Antonio has successfully partnered with Senox Corporation, a key player in the forging and stamping industry based in TX, managing benefits for over 280 participants. This collaboration underscores the broker's ability to navigate the intricacies of the forging and stamping sector, demonstrating their commitment to understanding and addressing industry-specific challenges. As an integral part of a local brokerage firm, The Bank Of San Antonio's Austin office is deeply connected to the community, offering a personalized touch to their services. Their demonstrated experience with local and regional employers further solidifies their position as a reliable partner for businesses of varying scales. With a focus on excellence and a proven track record in forging and stamping industries, this office stands out as a go-to choice for employers seeking comprehensive and effective benefit solutions.

Napa Insurance Center, nestled in the vibrant heart of Austin, Texas, is a trusted ally for businesses seeking comprehensive employee benefits solutions. With a keen focus on serving the local community, they bring a wealth of expertise to the table. Their tailored approach ensures that each client, including esteemed organizations like the Automotive Benefit Association, receives personalized attention and top-notch guidance. At Napa Insurance Center, they understand the complexities of the modern workforce landscape. Their seasoned team navigates the intricacies of health insurance, retirement plans, and beyond with finesse, empowering businesses to attract and retain top talent while staying compliant with ever-evolving regulations. Driven by a commitment to excellence and integrity, Napa Insurance Center goes the extra mile to exceed expectations. They foster lasting relationships built on trust, reliability, and a shared dedication to achieving mutual success. In the dynamic realm of employee benefits, Napa Insurance Center stands as a beacon of stability and innovation, guiding businesses towards a brighter, more secure future.