We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Benefit Concepts, based in Charleston, South Carolina, stands out as a leading healthcare insurance agency in the region. Their commitment to understanding and meeting the needs of local and regional employers, particularly in providing medical and ancillary benefits, is evident in their work. They have garnered expertise in serving various industries, notably in services to buildings and dwellings. One of their prominent clients is Abm Industries, based in New York, with a participant base exceeding 4250 individuals. This local brokerage firm has demonstrated experience in dealing with large employers, showcasing their ability to cater to diverse organizational sizes and requirements. They specialize in a range of health insurance services, including group health benefits for employees, affordable individual and family health insurance, Medicare insurance for seniors, and health insurance benefits for small businesses. Additionally, they offer group dental insurance plans, emphasizing their commitment to comprehensive coverage. Benefit Concepts takes pride in simplifying the complexities of health insurance. Their knowledgeable staff strives to provide transparent and straightforward guidance, making health insurance understandable and accessible to their clients. They also assist with Individual Coverage Health Reimbursement Arrangements (ICHRA), further demonstrating their adaptability to various insurance needs. The expertise of the Benefit Concepts team spans a wide range, with deep industry knowledge and extensive experience. This collective expertise enables them to offer innovative solutions tailored to their clients' specific needs and budgets. As a result, Benefit Concepts has established itself as a reliable and insightful partner for employers in Charleston seeking effective health insurance solutions for their employees.

Crosby Insurance Group is an independent insurance agency that provides personalized service to individuals and professional organizations. Our company was founded in 1996 by Rick Crosby and was first introduced as Crosby and Co., made up of only two agents. Years of experience have allowed our company to develop and maintain strong relationships with our clients and offer the best service to meet their needs. In November 2008, Crosby and Co. moved to Mt. Pleasant, merging with the Summerville Insurance Agency which specializes in Property and Casualty Insurance and established their new company name as Crosby Insurance Group. The organization is now in three locations including Mount Pleasant, Summerville and Greenville, South Carolina. Our mission is to meet the insurance needs of our clients with personalized service to ensure a secure tomorrow.

In 1966, our Insurance Agency was started by Mr. David Maybank in Charleston, South Carolina. Over several decades he was successful in building a strong business because he always puts clients first while providing them with industry leading products and an unwavering level of customer service. Though times have changed, our commitment to our customers has not. Under the leadership of, Marshall Beckham, the agency continues to thrive and still operates under the basic principles of providing excellent customer service and building long term relationships through knowledge, integrity, innovation, and hard work.

Sags Joint Venture, LLC in Charleston, SC, stands out as a prominent insurance broker, operating from a larger office that serves the local and regional employer community. With a notable portfolio, they exhibit a robust track record in catering to diverse industries, showcasing expertise in offices of physicians, nondepository credit intermediation, and professional and commercial equipment and supplies merchant wholesalers. This broker's extensive experience with self-funded clients is reflected in their successful partnerships with midsize and small employers. Their proficiency is evident in collaborations with industry leaders like Sea Hunt Boat Manufacturing Company, a motor vehicle dealer with 210+ participants, Deer Oaks - A Behavioral Health Organization, an office of physicians in TX boasting 60+ participants, and Fr Flow Control Valves Us Bidco, a professional and commercial equipment and supplies merchant wholesaler in TX with 390+ participants. As a key player in the local brokerage scene, Sags Joint Venture, LLC, is well-versed in tailoring insurance solutions to meet the unique needs of their clients. This office has consistently demonstrated its commitment to delivering comprehensive services, making them a valuable choice for employers seeking a reliable partner in navigating the complexities of employee benefits.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Ryan Benefits is a employee benefits consulting firm, established in 2004, specializing in health and welfare plans for the mid-size employer market. Ryan Benefits assists employers with risk management of self-funded plans and insured products covering medical, dental, vision, disability, life, and voluntary worksite products. Our boutique model competes against regional and national consulting/ brokerage firms and we have expanded our resources to support our growth.

Holloway Benefit Concepts is an independent, boutique insurance agency focused on helping small to medium sized local, privately held businesses understand the employee benefits / group benefits / health insurance marketplace. HBC's focus is on educating businesses and individuals on alternative, often misunderstood financial approaches to employee benefits / group benefits / health insurance programs which can be the most expensive line item for a business besides payroll. In this arena, a businesses primary focus is often on health insurance, however, there are many other group insurance and employee benefit programs that can be focused around or tied to the health insurance program, oftentimes at no additional cost for the business owner that can supplement and really add to the overall benefits program. Our Dallas, TX office focuses on employee benefits, group insurance and health insurance alternatives and long term approaches . As most of your probably know, Dallas has a thriving business arena so help is commonly needed in the employee benefits, group insurance and health insurance arena where we help our clients create benefit programs that help them attract and retain employees while at the same time, remaining as competitive as possible in their given industry. Holloway Benefit Concepts is Veteran owned and operated. Semper Fi!

Family owned and operated since 1971, Hibbits Insurance, Inc. is a full service insurance brokerage specializing in group and individual health, life and disabaility insurance. Hibbits has three convenient locations to service our customers throughout South Carolina. An independent firm, Hibbits offers a full range of products and funding arangements for individuals and employers of all sizes. Staffed by experience hard working professionals, we are dedicated to providing The Best Care and Best Service to our clients.