Savage & Associates - Toledo, OH operates from Maumee, Ohio, as part of the Savage & Associates organization. The office works with employer clients in manufacturing, financial activities, administrative and support services, healthcare and social services, and professional business services, spanning small, mid-sized and large employers. Its placement work covers self-funded arrangements alongside fully insured medical programs including PPO and HMO structures, prescription drug coverage, ancillary lines and retirement plans. The office also has experience with Mega Wrap and MEWA arrangements. Clients including Maumee Assembly and Stamping and Cronin Auto, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Aetna and Medical Mutual.

Acrisure - Toledo, OH is an Acrisure office based in Maumee, Ohio. Its work centers on manufacturing employer clients, primarily mid-sized employers, where it places both self-funded and fully insured arrangements. The office's programs include medical coverage and PPO plans, along with ancillary lines and retirement plans. Employer clients including B-K Tool & Design Inc. and IMCO Carbide Tools Inc. are well rated by their employees for benefits. Example carriers include BCBS of MI, Elevance and Paramount Health Care.

Stapleton Group - Toledo, OH is a standalone employee benefits brokerage office based in Swanton, Ohio. Its work centers on healthcare and social services organizations and manufacturers, primarily mid-sized employers. The office places self-funded arrangements and medical coverage, including PPO plans, along with ancillary lines and retirement plans. Example carriers include Meritain Health, Paramount Health Care and Delta Dental.

FNIC's Defiance, Ohio office operates as part of the FNIC brokerage. Its work centers on employers in healthcare and social services as well as retail services, primarily mid-sized employers. The office places self-funded arrangements alongside medical coverage, PPO plans and prescription drug benefits, and it also handles ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include Allstate, Community Insurance and Elevance.

The DeHayes Group is a standalone employee benefits brokerage office based in Fort Wayne, Indiana. Its work centers on manufacturing, transportation and warehousing, construction, and healthcare and social services employers, primarily mid-sized and large organizations. The office places self-funded arrangements alongside medical and PPO coverage, prescription drug benefits, ancillary lines and retirement plans. Employer clients including METALX, LLC and Interstate Warehousing, Inc. are well rated by their employees for benefits. Example carriers include RPCSI, UnitedHealthcare and Cigna.

Kapnick Insurance Group's Adrian, Michigan office is part of the broader Kapnick Insurance Group. The office works with manufacturing, professional business services, retail services, healthcare and social services, and financial activities employers, ranging from small and mid-sized organizations to large ones. Its placements span self-funded arrangements alongside fully insured medical coverage including PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. The book also includes mega wrap structures and collectively bargained arrangements. Employer clients including Dapco Industries and Powers and Sons, LLC are well rated by their employees for benefits. Example carriers placed by the office include BCBS of MI, Health Alliance Plan and UnitedHealthcare.

NET Insurance's Fort Wayne, Indiana office is part of the broader NET Insurance firm. Its work centers on retail services employers of mid-size, where it places medical coverage and retirement plans. Example carriers include Berkshire Hathaway.

Baldassari Financial Planning is a standalone employee benefits brokerage office based in Fort Wayne, Indiana. Its work centers on healthcare and social services employers of mid-sized scale, where it places medical coverage, retirement plans and MEWA arrangements.

The Fort Wayne, Indiana office of EPIC serves employer clients across manufacturing, administrative and support services, construction, and real estate, rentals and leasing. Its work centers on mid-sized and large employers, including self-funded arrangements alongside medical coverage placed through PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Example carriers include Elevance, UnitedHealthcare and Aetna.

The Fort Wayne, Indiana office of Burnham & Flower Insurance Group serves mid-sized employers, with industry experience concentrated in manufacturing and transportation and warehousing. Its work centers on self-funded arrangements, along with medical and prescription drug coverage, ancillary lines and retirement plans. Example carriers include Companion Life Insurance Company, Tokio Marine HCC and Mutual of Omaha.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.