Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Vanguard Benefit Solutions, LLC in New York, NY, is a prominent insurance broker operating from a sizable office, well-equipped to serve the diverse needs of local and regional employers. With a focus on catering to midsize employers, this office boasts extensive experience in the insurance landscape. Their proficiency extends to various industries, including automobile dealers, advertising, public relations, and related services, as well as the retail trade sector. Notably, Vanguard Benefit Solutions has successfully worked with self-funded clients, showcasing a nuanced understanding of the intricacies involved in such arrangements. As a testament to their capabilities, the office has collaborated with reputable companies in the region. For instance, they have provided insurance solutions for Oml, a key player in the advertising and public relations industry, boasting 410+ participants. Tunecore, a significant entity in the retail trade industry with 150+ participants, has also benefited from their expertise. Additionally, Vanguard Benefit Solutions has served Dover Dodge Chrysler Jeep, a major player in the automobile dealers industry based in NJ, with 300+ participants. Being part of a local brokerage firm, this office brings a personalized touch to their services, ensuring tailored solutions for each client. With a proven track record and a commitment to excellence, Vanguard Benefit Solutions, LLC in New York, NY, stands as a reliable partner for employers seeking comprehensive and strategic insurance solutions.

Healthcare Partners Investments, LLC organizes, develops, owns, and operates medical/surgical programs and hospitals. The company also owns hospitals and medical ancillaries. Healthcare Partners Investments, LLC is headquartered in Oklahoma City, Oklahoma.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Valley Insurance Services, Inc., situated in the vibrant heart of New York, NY, stands as a beacon of excellence in the insurance brokerage landscape, particularly for employer benefits. With a seasoned team, this office location possesses unparalleled expertise in catering to the needs of local and regional employers, specializing in crafting comprehensive medical and ancillary benefits packages. One hallmark of their success is the strategic partnership with Extech Building Materials, a prominent player in the lumber and construction materials merchant wholesalers industry based in NJ. With over 140 participants, this collaboration underscores Valley Insurance Services, Inc.'s ability to navigate and meet the unique demands of diverse business sectors. Notably, their proficiency extends beyond mere transactions; they are an integral part of the local brokerage firm fabric, fostering enduring relationships with clients. Valley Insurance Services, Inc. distinguishes itself by delivering tailored solutions that align with the dynamic landscape of employer benefits. This office location thrives on a commitment to understanding the nuances of each client's requirements, ensuring a personalized and effective approach to insurance services. In the competitive realm of insurance brokerage, the New York, NY branch of Valley Insurance Services, Inc. stands as a trusted partner, dedicated to empowering employers with comprehensive and strategic benefit solutions.

Nestled in the bustling landscape of New York, NY, Stratford Financial Group is a distinguished insurance broker specializing in comprehensive solutions for employer benefits. With a sharp focus on medical and ancillary benefits, this office brings robust expertise to meet the diverse needs of both local and regional employers. A testament to their proficiency is the successful collaboration with Gourmet Kitchen, a key player in the building finishing contractors industry based in NJ. With over 100 participants, this partnership exemplifies Stratford Financial Group's ability to navigate the intricacies of the construction sector, providing tailored benefits packages aligned with the industry's specific demands. Another noteworthy association is with Quasar Corporation in the miscellaneous nondurable goods merchant wholesalers industry based in NJ, boasting 80+ participants. This further underscores the broker's versatility and capability to craft specialized benefits solutions for businesses in diverse sectors. As an integral part of a local brokerage firm, Stratford Financial Group possesses a nuanced understanding of the regional business landscape. Their expertise spans building finishing contractors and miscellaneous nondurable goods merchant wholesalers industries, reflecting a commitment to tailored solutions for a variety of business needs. In the vibrant heart of New York City, Stratford Financial Group stands as a trusted partner, offering not just insurance coverage but strategic and personalized partnerships dedicated to enhancing employee well-being and ensuring the sustained success of businesses in the local community.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

My Benefit Advisor (MBA) is an employee benefits consulting firm designed to guide employers through the complexity of planning, communicating, and managing a successful employee benefits program. Our client relationships are driven exclusively through a select group of brokers.