The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

Convergence Insurance & Advisory Services, operating out of Syracuse, NY, stands out as a noteworthy local brokerage firm, particularly adept in catering to the specific needs of local and regional employers. Their specialization is prominently seen in their management of medical and ancillary benefits. This expertise has been demonstrated through their successful partnerships with a diverse array of clients in various industries. One of their top clients, Giovanni Food Co, operates in the fruit and vegetable preserving and specialty food manufacturing industry. Convergence has skillfully managed benefits for over 60 participants at Giovanni Food Co, showcasing their ability to handle intricate requirements in this sector. Additionally, their proficiency extends to the depository credit intermediation industry, as evidenced by their collaboration with Pathfinder Bank. Here, they have efficiently overseen benefits for more than 110 participants, underlining their capability to cater to the financial sector's unique needs. Furthermore, Usherwood Business Equipment, active in the professional and commercial equipment and supplies merchant wholesalers industry, has also benefited from Convergence's services. Managing benefits for over 80 participants at Usherwood, Convergence has demonstrated a deep understanding of the demands and challenges specific to this field. Their diverse portfolio, featuring clients from different sectors such as depository credit intermediation, fruit and vegetable preserving and specialty food manufacturing, and professional and commercial equipment and supplies merchant wholesalers, highlights their broad expertise. This versatility makes Convergence Insurance & Advisory Services a valuable partner for employers seeking comprehensive and industry-specific benefits solutions in the Syracuse, NY area.

OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

ONEGROUP is a leader in risk management, insurance and business solutions. Our difference is our more than 200 experts and specialists working seamlessly to benefit our clients...with a single call. OUR VISION To create ONE company acting as ONE team with ONE focus and ONE mission: to serve each client as our ONE client. CORE SERVICES: Workers’ Compensation Specialists Professional & General Liability Insurance Personal Home, Auto and Valuables Insurance Risk Management Consulting Commercial Insurance Employee Benefits Employee Benefit and Human Resources Consulting Independent Medical Examinations Occupational Health Networks Hiring Protocols Injury Management / Return to Work

CH Insurance, located in Syracuse, NY, stands out as a local brokerage firm with a specialized focus on serving both local and regional employers. Their expertise is particularly notable in the realm of medical and ancillary benefits, tailored to meet the unique needs of their clients. This office's proficiency is evident in their successful partnerships with prominent clients such as Pepsi Cola Newburgh Bottling Company, a key player in the beverage manufacturing industry. With over 250 participants, CH Insurance's ability to handle large-scale benefit plans is clearly demonstrated. Additionally, CH Insurance's proficiency extends to the educational services industry, as evidenced by their work with the Rochester School For the Deaf. Catering to over 70 participants, this relationship underscores the firm's capability to offer tailored solutions to educational institutions, a sector with distinct insurance needs. CH Insurance's deep understanding of these industries, beverage manufacturing and educational services, sets them apart, allowing them to offer highly customized insurance solutions. Their keen insight into the specific challenges and requirements of these sectors ensures that they can provide comprehensive and effective benefit plans. This expertise is a testament to their commitment to understanding and addressing the intricate details of their clients' industries. Their role as a local brokerage allows for a more personalized approach, ensuring that each client receives attention and services that are finely attuned to their specific requirements. This local insight, combined with their broad industry knowledge, makes CH Insurance in Syracuse an ideal partner for employers seeking thorough and specialized insurance solutions.

Perry & Carroll, located in Elmira, New York and employing 25 people, has been operating as an independent agency for more than 160 years. Our extensive portfolio contains every type of personal and commercial insurance product available from a variety of top-rated companies. As your insurance needs change, we will adjust your coverages making Perry & Carroll the only insurance agency you will ever need. Our agents specialize in particular areas of insurance, including health and group benefits, property and casualty insurance and life products. Our property and casualty agents specialize in areas such as municipalities, construction, transportation and moving/storage risks, just to name a few. This allows Perry & Carroll to provide you with the most up-to-date product recommendations, as well as sound advice you can trust.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

Mirabito-Gresham Insurance & Bonds Agency, LLC is a reputable local insurance broker located in Vestal, New York. With a focus on serving large and midsize employers, they have established themselves as a trusted partner in the insurance industry. Their expertise lies in providing comprehensive insurance solutions to clients in various sectors, including the legal services industry. A notable example of their work in the Vestal area is their collaboration with Hinman, Howard & Kattell, LLP, a prominent employer with 140 members in the legal services industry. Mirabito-Gresham Insurance & Bonds Agency, LLC worked closely with Hinman, Howard & Kattell's HR and finance team to design and implement a self-funded arrangement tailored to their specific needs. With a strong presence in the Binghamton, NY market, Mirabito-Gresham Insurance & Bonds Agency, LLC has earned a solid reputation as one of the top brokerages in the region. They have a deep understanding of the insurance requirements within the legal services industry and are well-equipped to address the unique challenges faced by their clients. While Mirabito-Gresham Insurance & Bonds Agency, LLC has demonstrated expertise in legal services, their capabilities extend to other industries as well. By leveraging their knowledge and experience, they can provide comprehensive insurance solutions to meet the specific needs of their clients. While it's important to note that some customers have expressed lower reviews, it's essential to consider the overall performance and reputation of Mirabito-Gresham Insurance & Bonds Agency, LLC. Evaluating their customer service and addressing any areas of concern will be crucial in ensuring a successful partnership. In conclusion, Mirabito-Gresham Insurance & Bonds Agency, LLC is a trusted local insurance broker with expertise in legal services and other industries. With a strong presence in the Binghamton, NY market, they have successfully served a wide range of large and midsize employers. Their partnership with Hinman, Howard & Kattell, LLP exemplifies their commitment to designing tailored insurance solutions for their clients.

Associated Insurance & Financial Services, situated in Sayre, PA, stands out as a prominent and larger office within the local brokerage landscape. This broker has carved a niche in servicing both midsize and large employers, demonstrating a profound understanding of the diverse needs across various industry sectors. Their expertise particularly shines in areas like automobile dealers, grocery and convenience retailers, and industrial machinery manufacturing industries, showcasing their adaptability and depth of knowledge. One of the key strengths of this office is their adeptness in working with self-funded clients. This capability allows them to offer tailored solutions that cater specifically to the unique requirements of local and regional employers. Their client portfolio is impressive, featuring prominent names such as First Citizens Community Bank in the depository credit intermediation industry, with a substantial employee base of over 80 participants. This indicates their proficiency in managing intricate financial and insurance needs in a dynamic banking environment. In the grocery and convenience retailers sector, they have successfully partnered with Williams Oil Company, managing insurance needs for a significant workforce of over 560 participants. This underscores their ability to handle complex benefit plans for larger employee groups. Additionally, their collaboration with Agri-Services Agency, belonging to the agencies, brokerages, and insurance-related activities industry in NY with an expansive base of 700+ participants, further solidifies their reputation as a versatile and reliable broker for varied industry requirements. Overall, Associated Insurance & Financial Services in Sayre, PA, is a comprehensive, experienced broker, well-equipped to handle the nuanced demands of different industries, especially for medium to large-sized employers, ensuring a tailored and efficient insurance and financial service experience.

We are an employee benefits agency specializing in the sales and service of small and large businesses,including self-employed individuals. Benefits include group health, group dental, group vision, individual and group life, individual and group disability, voluntary benefits and more.