Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

Rosa's Indemnity Services, based in New York, NY, specializes in providing comprehensive employee benefits solutions. As a dedicated local broker, they have built a reputation for offering personalized services tailored to meet the unique needs of each client. Their expertise spans a wide range of benefits planning, including health, dental, vision, and life insurance packages designed to support the well-being of employees and their families. A notable client, United Employees Health Plans, stands as a testament to Rosa's ability to serve diverse organizational needs with precision and care. Their approach combines industry knowledge with a commitment to understanding the specific goals and challenges of their clients, ensuring that each benefits package not only meets regulatory requirements but also aligns with the company's culture and budgetary considerations. Rosa's Indemnity Services is your partner in navigating the complex landscape of employee benefits, committed to delivering solutions that enhance employee satisfaction and organizational health.

Our mission at Aging Issues Management is to help individuals and families plan better to live better. AIM starts the process with a personalized, confidential interview to identify the decisions that stress you the most such as housing, insurance, healthcare, retirement and end-of-life planning, etc. We help you act on the needed decisions quickly and responsibly. Let Aging Issues Management help you address your planning needs now and in the future.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

Westchester Benefit Group is an independent insurance and wealth management firm that strives to be a complete solution to small businesses and families financial needs. Our company is deeply rooted in providing benefits to businesses including health insurance and 401k plans. Over the past 30 years we have built out a team of financial advisors who work with individuals & families to offer holistic financial planning including investing, retirement planning, life insurance, disability insurance, long term care, tax planning, college planning, and much more. Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Westchester Benefit Group, Inc. is not affiliated with Kestra IS or Kestra AS.

Misner Benefits is an independent agency dedicated to providing its clients with the best insurance solutions possible in the area of Life, Accident and Health Insurance. With over 25 years in practice, we hold ourselves to the highest ethical standards.

At MJM Global, we work closely with our business clients and underwriters to craft customized, cost-effective policies that meet the insured's specific risk management and employee benefit requirements. Building strong relationships is fundamental to our success, and it's the flexibility that grows out of this personal approach that enables us to respond to the needs of businesses, large and small. COMMERCIAL P&C: We have a unique business model that is designed to uncover hidden costs and haphazard procedures that contribute to a company’s total cost of risk. EMPLOYEE BENEFITS: We embrace and embody total strategy consulting, bringing custom tailored solutions and unique plan financing options that encompass our clients’ complete organizational needs. PERSONAL LINES: We offer the professional services of a trusted broker, making your life easier when purchasing personal lines insurance to protect your family, your home, your automobiles, and all of your treasured valuables.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

J&A Bluestone Insurance, nestled in the heart of Poughkeepsie, NY, stands out as a distinguished local provider of employee benefits solutions. With a commitment to personalized service, J&A Bluestone Insurance prides itself on crafting tailored benefits plans that meet the unique needs of each client. Their expertise encompasses a wide range of services, including health, dental, vision, and life insurance, ensuring comprehensive coverage for employees. Among their notable clients is ACORDA THERAPEUTICS, INC., a testament to their ability to serve diverse industries with precision and care. The team at J&A Bluestone Insurance believes in building lasting relationships through transparency, reliability, and unmatched support. Their approach is not just about offering insurance products; it's about becoming a trusted partner in fostering a healthy, secure workforce. For businesses looking to enhance their employee benefits offerings, J&A Bluestone Insurance represents a blend of local expertise and broad-reaching capabilities.

Over 50 Million people worldwide have chosen Aflac because of our commitment to providing customers with the confidence that comes from knowing they have assistance in being prepared for whatever life may bring. With Aflac, whether you're a large business or a small one, you can provide your employees with the kind of benefits they’d expect from a bigger company, helping your business stand out from the crowd. Hundreds of thousands of businesses across the United States already make Aflac available to their employees—at no direct cost to their company. Choose from a wide range of products that can help your employees with health events—from accidents, to disability, to cancer, to life insurance. Your employees enjoy benefits from Aflac, all employee-paid. Please check out aflac.com for more information.

The mission of Park East is to educate all students to be critical thinkers by conducting research, solving complex problems, clearly expressing ideas through writing, providing evidence to support arguments and reading challenging texts. By completing a rigorous curriculum, our students graduate prepared for the challenges of college. In our classes and through a highly structured advisory system, we help students develop individual and social responsibility by expecting the highest personal and academic standards. Athletics, school-wide activities and traditions at Park East reflect our commitment to being an inclusive, fun-loving and respectful community. Through their educational experiences, Park East students acquire a set of values and a sense of kinship that allow them to realize and reach ambitious goals.

Emery & Webb is a family owned insurance company, in business since 1886, with over 100 trained insurance professionals who serve clients throughout New York's Hudson Valley and across the United States. We offer home, auto, business, life, and group health insurance solutions, as well as insurance and risk management products for specialty markets including dental malpractice, music industry insurance, religious institutions, and non-profit organizations.