The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Harding Brooks Insurance Agency's Binghamton, NY office stands out as a prominent player in the insurance brokerage landscape, boasting a larger office that exudes professionalism and competence. Specializing in employer benefits, this branch has honed its expertise in catering to the needs of both local and regional employers, with a notable focus on medical and ancillary benefits. With an impressive roster of clients, including telecommunications giant Greenlight Networks (190+ participants), automotive industry leader Matthews Auto Group (290+ participants), and precision manufacturing powerhouse Square Deal Machining (120+ participants), Harding Brooks has demonstrated its ability to navigate diverse industries. The agency showcases a comprehensive understanding of the management, scientific, and technical consulting services, telecommunications, and machine manufacturing sectors. Being an integral part of a local brokerage firm, Harding Brooks leverages its regional roots to provide tailored solutions. Noteworthy is their demonstrated experience in partnering with midsize employers, a testament to their adaptability and understanding of the nuanced requirements of this market segment. Employers evaluating this office location can trust Harding Brooks Insurance Agency in Binghamton, NY for a combination of local insight, industry acumen, and a proven track record in delivering effective and customized insurance solutions for businesses of varying sizes.

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We can’t be all things to all people, but we are always determined to be reliable partners who work hard to find answers that enhance outcomes. NFP, an Aon company, is an integrated organization of consultative advisors and problem solvers. We provide expertise to help companies and individuals address their most significant risk, workforce, wealth management and retirement challenges. The value we deliver is driven by the proactive collaboration, diverse perspectives and grounded ambition of more than 7,700 colleagues in the US, Puerto Rico, Canada, UK and Ireland. We serve a diversity of clients, industries and communities through our global capabilities and solutions. Together, we put people first, prioritize partnerships, solve problems and continuously advance a culture we’re proud of.

Perry & Carroll, located in Elmira, New York and employing 25 people, has been operating as an independent agency for more than 160 years. Our extensive portfolio contains every type of personal and commercial insurance product available from a variety of top-rated companies. As your insurance needs change, we will adjust your coverages making Perry & Carroll the only insurance agency you will ever need. Our agents specialize in particular areas of insurance, including health and group benefits, property and casualty insurance and life products. Our property and casualty agents specialize in areas such as municipalities, construction, transportation and moving/storage risks, just to name a few. This allows Perry & Carroll to provide you with the most up-to-date product recommendations, as well as sound advice you can trust.

Cummings Insurance Agency is a trusted local insurance broker based in Scranton, Pennsylvania, providing comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. While they have received some lower reviews from customers, they are committed to addressing any concerns and continuously improving their services. One notable example of their expertise and client-focused approach is their collaboration with Diaz Stone and Pallet, Inc. As a 220-member employer in the foundation, structure, and building exterior contractors industry, Diaz Stone and Pallet, Inc. sought the assistance of Cummings Insurance Agency to set up a self-funding arrangement that met their unique needs. Cummings Insurance Agency worked closely with the HR and finance team of Diaz Stone and Pallet, Inc. to tailor a self-funding plan specifically designed for their members. With a wide range of experience across different client sizes and industries, Cummings Insurance Agency has accumulated valuable knowledge in various sectors. They possess strong expertise in support activities for water transportation, residential building construction, printing, and related support activities industries. Operating primarily in Pennsylvania, the Scranton office of Cummings Insurance Agency serves clients throughout the state. Their dedication to serving their clients' insurance needs is evident through their diverse portfolio of employer clients, including Mountain Energy Services Inc, Deer Park Lumber Inc, Diaz Stone and Pallet, Inc., and Goodwill Industries of Northeastern PA Administrative Office. Cummings Insurance Agency aims to provide reliable insurance coverage and exceptional service to their clients. They are continually striving to improve and address any concerns raised by customers, ensuring their clients receive the best insurance solutions tailored to their specific needs.

Mirabito-Gresham Insurance & Bonds Agency, LLC is a reputable local insurance broker located in Vestal, New York. With a focus on serving large and midsize employers, they have established themselves as a trusted partner in the insurance industry. Their expertise lies in providing comprehensive insurance solutions to clients in various sectors, including the legal services industry. A notable example of their work in the Vestal area is their collaboration with Hinman, Howard & Kattell, LLP, a prominent employer with 140 members in the legal services industry. Mirabito-Gresham Insurance & Bonds Agency, LLC worked closely with Hinman, Howard & Kattell's HR and finance team to design and implement a self-funded arrangement tailored to their specific needs. With a strong presence in the Binghamton, NY market, Mirabito-Gresham Insurance & Bonds Agency, LLC has earned a solid reputation as one of the top brokerages in the region. They have a deep understanding of the insurance requirements within the legal services industry and are well-equipped to address the unique challenges faced by their clients. While Mirabito-Gresham Insurance & Bonds Agency, LLC has demonstrated expertise in legal services, their capabilities extend to other industries as well. By leveraging their knowledge and experience, they can provide comprehensive insurance solutions to meet the specific needs of their clients. While it's important to note that some customers have expressed lower reviews, it's essential to consider the overall performance and reputation of Mirabito-Gresham Insurance & Bonds Agency, LLC. Evaluating their customer service and addressing any areas of concern will be crucial in ensuring a successful partnership. In conclusion, Mirabito-Gresham Insurance & Bonds Agency, LLC is a trusted local insurance broker with expertise in legal services and other industries. With a strong presence in the Binghamton, NY market, they have successfully served a wide range of large and midsize employers. Their partnership with Hinman, Howard & Kattell, LLP exemplifies their commitment to designing tailored insurance solutions for their clients.

Nestled in the thriving business community of Scranton, PA, Universal Employee Benefits So emerges as a distinguished insurance broker, specializing in crafting tailored solutions for medical and ancillary benefits. With a strong focus on local and regional employers, this office has become a trusted partner in navigating the complex landscape of employee benefits. Universal Employee Benefits So has earned its reputation by providing exemplary service to a diverse clientele. Notable among its top customers are Fncb Bank, a key player in the depository credit intermediation industry in PA, managing benefits for over 270 participants, and RLE Enterprises in the general freight trucking industry with a participant base exceeding 110. This diversity showcases the broker's ability to cater to the unique needs of clients spanning different sectors. As an integral part of the local brokerage landscape, Universal Employee Benefits So demonstrates a profound understanding of the region's business dynamics. Their expertise extends across depository credit intermediation and general freight trucking industries, reflecting a commitment to comprehensive coverage. With a proven track record of successfully navigating the benefits landscape for midsize employers, this broker stands as a reliable partner for businesses in Scranton seeking impactful and customized employee benefits solutions.

Associated Insurance & Financial Services, situated in Sayre, PA, stands out as a prominent and larger office within the local brokerage landscape. This broker has carved a niche in servicing both midsize and large employers, demonstrating a profound understanding of the diverse needs across various industry sectors. Their expertise particularly shines in areas like automobile dealers, grocery and convenience retailers, and industrial machinery manufacturing industries, showcasing their adaptability and depth of knowledge. One of the key strengths of this office is their adeptness in working with self-funded clients. This capability allows them to offer tailored solutions that cater specifically to the unique requirements of local and regional employers. Their client portfolio is impressive, featuring prominent names such as First Citizens Community Bank in the depository credit intermediation industry, with a substantial employee base of over 80 participants. This indicates their proficiency in managing intricate financial and insurance needs in a dynamic banking environment. In the grocery and convenience retailers sector, they have successfully partnered with Williams Oil Company, managing insurance needs for a significant workforce of over 560 participants. This underscores their ability to handle complex benefit plans for larger employee groups. Additionally, their collaboration with Agri-Services Agency, belonging to the agencies, brokerages, and insurance-related activities industry in NY with an expansive base of 700+ participants, further solidifies their reputation as a versatile and reliable broker for varied industry requirements. Overall, Associated Insurance & Financial Services in Sayre, PA, is a comprehensive, experienced broker, well-equipped to handle the nuanced demands of different industries, especially for medium to large-sized employers, ensuring a tailored and efficient insurance and financial service experience.

Swan & Sons-Morss Company, Inc. is a highly regarded local insurance broker based in Elmira, New York. With a focus on large and midsize employers, they have established a reputation for providing exceptional customer service and expertise, as reflected in positive client reviews. A notable example of their work in this office location is their partnership with the Human Services Agencies Health Care Fund, an employer in the individual and family services industry with 120 members. Swan & Sons-Morss Company, Inc. collaborated closely with the HR and finance team of the Health Care Fund to develop a self-funding arrangement specifically tailored to meet the unique needs of its members. With extensive experience in the individual and family services industry, Swan & Sons-Morss Company, Inc. brings valuable insights and expertise to address the insurance requirements of businesses in this sector. Their presence in Elmira, New York, positions them as one of the top brokerages in terms of experience in the local market. In addition to serving clients in Elmira, Swan & Sons-Morss Company, Inc. extends their services to clients across Florida. Their client portfolio includes esteemed employers such as The Business Council Of New York State, Inc. Insurance Fund and the Human Services Agencies Health Care Fund. As a trusted insurance broker, Swan & Sons-Morss Company, Inc. is committed to delivering comprehensive coverage and personalized service. Their expertise in the individual and family services industry, combined with their dedication to exceptional customer service, makes them a preferred choice for businesses seeking reliable and tailored insurance solutions in Elmira, New York, and beyond.